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When you sign up with the private insurer, you already know what is covered or not. They are just doing things by the contract which you agreed.
As someone whose wife has ran up 400k of medial bills fortunately 95% paid by BCBS I can say no you do not know. At each stage of her recovery from a traumatic brain injury insurance approval has been needed to get to the next stage.
Sadly, health care has to be rationed under any system.
So it is okay for private insurers to have death panels. GOT IT!
There are options to operate outside of the insurance companies. I don't think they hire security to block parents from their children... neither do they have the authority of the court system.
There are options to operate outside of the insurance companies. I don't think they hire security to block parents from their children... neither do they have the authority of the court system.
In this country, you better have a boatload of money, if you're planning treatment outside of the insurance company that covers you.
The epi-pen did not go to $600 because of government regulations. It did because of corporate, free market greed. There is NO one answer.
Who pays the manufacturer... me and you - or government and insurance companies?
Because government and insurance companies are the direct customers - the companies charge a ton more than necessary because the customers have deep pockets. It's just like shopping in the rich suburbs versus a regular part of town. If businesses can charge more, they will.
How much product would they sell if regular people bought the product - at $600 for an epi-pen? They would be forced to bring down prices.
Who pays the manufacturer... me and you - or government and insurance companies?
Because government and insurance companies are the direct customers - the companies charge a ton more than necessary because the customers have deep pockets. It's just like shopping in the rich suburbs versus a regular part of town. If businesses can charge more, they will.
How much product would they sell if regular people bought the product - at $600 for an epi-pen? They would be forced to bring down prices.
They got you over a barrel, either way! They wouldn't bring the prices down. They'd let some of their customer base die off and raise the price to $1200. Capitalism doesn't operate on a humanitarian basis. Greed is still good here in America!
Who pays the manufacturer... me and you - or government and insurance companies?
Both.
Quote:
Because government and insurance companies are the direct customers - the companies charge a ton more than necessary because the customers have deep pockets. It's just like shopping in the rich suburbs versus a regular part of town. If businesses can charge more, they will.
How much product would they sell if regular people bought the product - at $600 for an epi-pen? They would be forced to bring down prices.
That doesn't apply the things people MUST buy, only to things that are optional.
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