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There are people truly struggling.
I meet them every day.
There are people making irresponsible financial choices constantly (every small one adds up). I meet them, too.
I work with people that eat out 3 times a day that have no food in their apartment. They constantly hit concerts, go on vacations and almost daily complain how broke they are.
And I bet you've made a few too, haven't you? The thing is that if you have family and friends and a good paying job, life is a lot more forgiving of irresponsible financial choices. And remember, our ability to understand what is or is not a wise financial decision is largely based on our luck in the parent lottery since the home is usually where we learn money management.
Oh, common, puleeez, there are 100500 articles on the internet about wise money management. People just want to show off.
Dramatic much?
No one is denying anyone the right to exist. And what they really want is to make bad choices and have a right to not deal with the consequences of them.
Sorry.
Really? And what do they do or say that makes you believe that they think they don't have to deal with the consequences of their decisions? Was this family trying to have someone else take responsibility for them when they decided to live in their van rather than ask family for help or go on welfare? https://www.denverpost.com/2018/03/1...rbon-monoxide/
4.5% of the population owns 48% of the world's wealth. My guess is that you feel that this is a horrible statistic of wealth inequality. That statistic describes our nation. The United States owns almost 50% of the world's current wealth.
Do you advocate that the rest of the world gang up on the US and confiscate that wealth?
Sweden has more billionaires per capita than does the US. And one of their richest billionaires, Ingvar Kamprad (IKEA founder) avoided paying any income tax to Sweden whatsoever for over 40 years merely by living in Switzerland (Sweden, like every other country except the US and Eritrea, doesn't tax income earned while one is living abroad).
Now what?
I'm sure many wealty Americans would be more than happy if the US adopted similar tax law. They'd establish residence in a tax-free country and never pay one thin dime in US income tax ever again.
That's a real helpful answer, maybe one day you will get off your soapbox and you will admit how ugly and gritty life can be, and how even people who have made bad choices have a right to exist.
Of course they have a right to exist. But all too often, their struggle is one of their own making, and they have no right whatsoever to expect anyone else to pay out of their own pocket to bail them out (otherwise known as the plethora of taxpayer-funded public assistance programs).
And I bet you've made a few too, haven't you? The thing is that if you have family and friends and a good paying job, life is a lot more forgiving of irresponsible financial choices. And remember, our ability to understand what is or is not a wise financial decision is largely based on our luck in the parent lottery since the home is usually where we learn money management.
What utter rubbish.
It's common sense that one cannot support 1, 2, 3, or even more kids on a $12/hour income.
And I bet you've made a few too, haven't you? The thing is that if you have family and friends and a good paying job, life is a lot more forgiving of irresponsible financial choices. And remember, our ability to understand what is or is not a wise financial decision is largely based on our luck in the parent lottery since the home is usually where we learn money management.
Parent lottery? Would you be in favor of birth licensing then? Before people can have children, all parents must pass a government test to ensure they have both the knowledge and financial means to support their children. It's for the children, you know.
Even one has bad parents, one can change himself.
If you want to go beyond minimum wage:
1. Obey the law.
2. Show up on time and sober.
3. Do what's been told.
If you want financial prosperity of the middle class:
1. Live below your means.
2. Fully fund your 401K or IRA.
3. Don't have children unless you can support them through college.
4. Don't buy anything on credit/loan.
5. Willing to move to where the jobs are.
Parent lottery? Would you be in favor of birth licensing then? Before people can have children, all parents must pass a government test to ensure they have both the knowledge and financial means to support their children. It's for the children, you know.
Even one has bad parents, one can change himself.
If you want to go beyond minimum wage:
1. Obey the law.
2. Show up on time and sober.
3. Do what's been told.
If you want financial prosperity of the middle class:
1. Live below your means.
2. Fully fund your 401K or IRA.
3. Don't have children unless you can support them through college.
4. Don't buy anything on credit/loan.
5. Willing to move to where the jobs are.
I would add some stuff if you don't mind.
If you want to go beyond minimum wage:
1. Obey the law.
2. Show up on time and sober.
3. Do what's been told.
4. Strive to show leadership skills.
5. Be proactive and help others.
If you want financial prosperity of the middle class:
1. Live below your means.
2. Fully fund your 401K or IRA.
3. Don't have children unless you can support them through college.
4. Don't buy anything on credit/loan (unless it's something you need to get to work on time - reliable car).
5. Willing to move to where the jobs are.
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