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Old 08-17-2018, 01:25 PM
 
Location: Florida
23,795 posts, read 13,259,424 times
Reputation: 19952

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Quote:
Originally Posted by JimRom View Post
No, it doesn't, unless there is a reason that insuring you would be detrimental to the company.
That's rich. "Detrimental to the company." Covering people with pre-existing conditions, women over 40 and everyone over 55 is going to be 'detrimental to the company.'

Insurance companies want to insure healthy people only. Insurance companies profits never dipped during the recession or for years before it. It is a rigged system. If you get sick--they do not have to renew your coverage, if you can get it in the first place. It's just like car insurance, only worse, as it is your life and health at risk. You have accidents or tickets--it will cost you more and they might cancel you. Health insurance is the same. If you get sick or have a permanent health issue--good luck. It is going to cost you.
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Old 08-17-2018, 01:49 PM
 
21,430 posts, read 7,455,334 times
Reputation: 13233
Quote:
Originally Posted by Enigma777 View Post
That's rich. "Detrimental to the company." Covering people with pre-existing conditions, women over 40 and everyone over 55 is going to be 'detrimental to the company.'

Insurance companies want to insure healthy people only. Insurance companies profits never dipped during the recession or for years before it. It is a rigged system. If you get sick--they do not have to renew your coverage, if you can get it in the first place. It's just like car insurance, only worse, as it is your life and health at risk. You have accidents or tickets--it will cost you more and they might cancel you. Health insurance is the same. If you get sick or have a permanent health issue--good luck. It is going to cost you.
I agree.


The best possible solution is a single payer system which takes everyone from the cradle onward.

Everyone has 'conditions' eventually in their lives. We are just gambling on whether we are covered (or not) when they show up. It is the ultimate craps shoot. Insurance companies have a fiduciary responsibility to their own stockholders to reduce pay outs as much as possible, so they don't want to carry the cost of an illness that may have been developing while we were someone else's customer.

Such a (single-payer) system then does not consider pre-existing conditions when employers change. Same coverage in school, between jobs and into retirement. No more pre-existing conditions, all future conditions.

A new focus can be on preventive medicine, which is much cheaper than emergency care. People will not neglect their check-ups when they are out of work, or miss their medications, and problems will be caught earlier when they are easier to fix and have a better chance at success. Best example of a win-win.
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Old 08-17-2018, 01:55 PM
 
533 posts, read 642,787 times
Reputation: 717
Quote:
Originally Posted by pknopp View Post
No, they are just making it unaffordable for so many. The GOP doesn't have the balls to live up to their promises and I'm stuck hoping for the slim chance of someone getting elected that will buck the insurance companies and fight for what this country really needs. A health care system not run by the insurance and pharmaceutical industries.

Amen to that! Repped.
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Old 08-17-2018, 03:05 PM
 
Location: Jacksonville, FL
11,143 posts, read 10,709,639 times
Reputation: 9799
Quote:
Originally Posted by Boss View Post
The ACA kept prices down until the GOP started to defund it. I believe 34 states are now part of the expansion. What will the GOP do to keep those states afloat once they kill off the ACA.

Going back to pre-ACA is not the answer. Proper funding and getting the whole population involved is better.

The GOP will only be hurting those who vote for them in rural areas.
Obamacare did not keep prices down. It shifted the cost from the premium to the deductible. Again, if you have to spend all of your savings before the insurance kicks in, what's the point of insurance?

Quote:
Originally Posted by pknopp View Post
We are not discussing Obamacare, we are discussing your position that Capitalism is the answer. Capitalism tells people, "no you can not have insurance".

If you want to move from that argument, OK.
Actually, in a true capitalist system you would be able to negotiate prices with your doctor directly rather than being forced to pay money to a third party in order to have them tell you what you'll pay.
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Old 08-17-2018, 03:06 PM
 
9,329 posts, read 4,141,179 times
Reputation: 8224
Quote:
Originally Posted by Tonyafd View Post
The tax overhaul back in January removed the tax penalty for having no insurance. Why are Republicans still committed to killing Obamacare? Are the insurance companies trying to deny us coverage for pre-existing conditions?
Unless you have less salary than stock dividends, you have no reason to vote Republican.
Because Trump maniacally wants to stomp on anything connected with Obama.

You're right - once upon a time the GOP was a respectable sane party, but these days the only reason to vote Republican is greed, and maybe bigotry.
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Old 08-17-2018, 03:20 PM
 
79,907 posts, read 44,191,640 times
Reputation: 17209
Quote:
Originally Posted by JimRom View Post
Actually, in a true capitalist system you would be able to negotiate prices with your doctor directly rather than being forced to pay money to a third party in order to have them tell you what you'll pay.
People can not afford to negotiate over cancer treatment or a heart transplant or many other treatments. So yeah, if you are well off and healthy, the Capitalistic model is wonderful. Screw the rest.
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Old 08-17-2018, 03:36 PM
 
Location: Jacksonville, FL
11,143 posts, read 10,709,639 times
Reputation: 9799
Quote:
Originally Posted by pknopp View Post
People can not afford to negotiate over cancer treatment or a heart transplant or many other treatments. So yeah, if you are well off and healthy, the Capitalistic model is wonderful. Screw the rest.
Look at the history of health care and what caused it to become exorbitantly expensive. Health insurance is more to blame for unaffordable health care than anything else.
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Old 08-17-2018, 03:52 PM
 
3,357 posts, read 1,233,658 times
Reputation: 2302
Quote:
Originally Posted by Tall Traveler View Post
Obamascare was terrible and is going to die and deservedly so...it was terrible law. I think Obama meant to make a terrible to make a future for socialized medicine. If the Dims ever do get back in power, they need to consider all the plans worldwide and pick the best to implement.
So why can’t those dim-wit Republicans “consider all the plans and pick best to implement “?
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Old 08-17-2018, 04:11 PM
 
79,907 posts, read 44,191,640 times
Reputation: 17209
Quote:
Originally Posted by JimRom View Post
Look at the history of health care and what caused it to become exorbitantly expensive. Health insurance is more to blame for unaffordable health care than anything else.
I'm all for getting rid of insurance completely.
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Old 08-17-2018, 08:16 PM
 
Location: Proxima Centauri
5,772 posts, read 3,222,351 times
Reputation: 6110
Quote:
Originally Posted by burdell View Post
And we were promised time after time after time it would be replaced by a far better plan soon after Trump took office. I guess Republicans would rather not run on that.

It was going to be incredible and unbelievable.
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