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Don't smoke, don't drink to excess. Never use mind altering drugs, exercise regularly.
Get a good education so that you can earn enough money. Work hard at your chosen field, buy insurance that you need and give regularly to charities that provide for those who need assistance through no fault of their own.
Vote for people who will require insurance companies to sell across state lines.
Get luekemia. Run up millions of dollars in health care costs.
Canada has similar, an income tax on employees and a payroll tax on employers, but unlike the US your health insurance is not employer dependent.
Employers would prefer a straight 2% payroll tax (Ontario Canada example) and wash their hands of it instead of messing about with managing employee insurance and negotiating rates and terms with insurance companies.
I'm sure. I have in fact used that argument myself.
Wages have been dropping as a percent of GDP for a long time, and for all sorts of reason.
HC costs are rising for their own reasons.
One day the numbers might be the same if productivity per worker continues to rise, and HC costs continue on upward.
I don't see the world ending though.
Basically a response to a two percent payroll tax proposal. It would cover less than 5% of costs now and less in the future. The aging of America increases health care costs and reduces wages as a percentage of GDP.
I don't see how Canada successfully funds this though, because even their highest tax rates are slightly less than our highest, and they have more unemployment with a smaller population paying into it.
Medicare in Canada is funded by several tax streams, not just income tax.
Basically a response to a two percent payroll tax proposal. It would cover less than 5% of costs now and less in the future. The aging of America increases health care costs and reduces wages as a percentage of GDP.
IMO we have to start soon thinking out of the box with HC.
The only way to manage both sides of the equation in the long run is through new central moneys.
Whether we go with a more central or private solution, at some point HC costs, after they exceed wages, will eventually exceed all the moneys in existence today.
Wow, half of income goes to health care. The current model is way broken.
All my income is not wages.
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