Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
I have to have insurance because it will cover a catastrophe, should one occur, G-d forbid. The problem is that my Obamacare plan is basically a catastrophic plan - requiring me to pay for all routine stuff, like doctor's visits, lab work, prescriptions, etc., - but costs what a regular health plan would cost. If I wanted a regular health plan, it would be $1400 a month, and I can't afford it. (So much for for the AFFORDABLE Care Act!)
Neither can most people, and that's a big reason why they mostly have to slave their lives away for some corporation all their lives.
The insurance companies have really got to go. If the US had universal healthcare, people could actually pursue jobs based on what they're good at and want to do, and even start more of their own businesses (and they could afford hiring more people).
But yeah, it's not gonna happen without ensuring that illegals aren't gobbling up the country's resources.
Neither can most people, and that's a big reason why they mostly have to slave their lives away for some corporation all their lives.
The insurance companies have really got to go. If the US had universal healthcare, people could actually pursue jobs based on what they're good at and want to do, and even start more of their own businesses (and they could afford hiring more people).
But yeah, it's not gonna happen without ensuring that illegals aren't gobbling up the country's resources.
so your saying get rid of private insurance, but have government insurance
the real solution is eliminate ALL insurance, private and government.
its your health
its your body
its your doctor
its your service you receive
its your bill...don't EXPECT some other entity to pay YOUR BILL
you want to see costs come down, lets get back to it is a agreement between you and your doctor..he agrees to provide the service (with costs up front) and you agree to pay for said service
so your saying get rid of private insurance, but have government insurance
the real solution is eliminate ALL insurance, private and government.
its your health
its your body
its your doctor
its your service you receive
its your bill...don't EXPECT some other entity to pay YOUR BILL
you want to see costs come down, lets get back to it is a agreement between you and your doctor..he agrees to provide the service (with costs up front) and you agree to pay for said service
And probably half of the country would be in medical bankruptcy then for anything larger than a routine checkup.
How many people can afford $20k cash to birth a child? How about when that child ends up in the ICU because they were born 6 weeks early and it costs $100k? How about the $4,000 surgery for when your child tears their ACL playing high school football?
Cash agreements work great for small things or if you're wealthy. For everything else, you're pretty much screwed.
One thing that drives up the cost of healthcare is the salary that Physicians and specialists are paid. I know of no Dr who is not raking in huge money. Sure, they went to med school for whatever number amount of years, and they do a very special service, but should they really be paid rock star money for what they do ?
Secondly, every Dr that I visit has a practice that looks like the Taj Mahal . Free standing buildings that are decorated to the hilt, and obviously not cheap.
I realize Doctors deserve to be paid well, but I just got some of my bills from recent surgery, and I could have built a 3 br house for what some of them were paid.
1. Sounds as though jealousy enters into the equation ^^^^^.
2. You've posted that you had a heart attack at age 42 and, at some point since, had quadruple bypass surgery. You might not be here without the care you've gotten. You don't sound very grateful.
3. You could have built a 3 br house (yeah, where you are...but not in a number of other areas) for what some of them were paid...but not for what you personally paid them. You're on Medicare.
Location: Live:Downtown Phoenix, AZ/Work:Greater Los Angeles, CA
27,606 posts, read 14,610,214 times
Reputation: 9169
Quote:
Originally Posted by workingclasshero
so your saying get rid of private insurance, but have government insurance
the real solution is eliminate ALL insurance, private and government.
its your health
its your body
its your doctor
its your service you receive
its your bill...don't EXPECT some other entity to pay YOUR BILL
you want to see costs come down, lets get back to it is a agreement between you and your doctor..he agrees to provide the service (with costs up front) and you agree to pay for said service
95% of the population wouldn't be able to get healthcare then, because the doctors would want payment up front, the vast majority wouldn't have it, and the doctors would just say no
Last edited by FirebirdCamaro1220; 01-14-2019 at 11:24 AM..
And probably half of the country would be in medical bankruptcy then for anything larger than a routine checkup.
How many people can afford $20k cash to birth a child? How about when that child ends up in the ICU because they were born 6 weeks early and it costs $100k? How about the $4,000 surgery for when your child tears their ACL playing high school football?
Cash agreements work great for small things or if you're wealthy. For everything else, you're pretty much screwed.
1. the people would be savings the money not wasted on insurance or taxed..
if I am paying (my 25%) 329 per pay period (over 712 per month) or 8.5k annually (which is 25% of the premium that my employer handles the other 75%) that is a lot more in my pocket..and the savings on my employer may even get me a raise
my first kid..we didn't have insurance..the cost was not even near 20k..more like 10k (and we worked out a deal with Good Samaritan that lowered it to under 5k)..and we paid the hospital over time (sure it took quite a few years to pay off, but there is no interest on the bill, and as long as I was sending them something monthly, there was no late fees either)
95% of the population wouldn't be able tonget healthcare then, because the doctors would want payment up front, the vast majority wouldn't have it, and the doctors would just say no
And probably half of the country would be in medical bankruptcy then for anything larger than a routine checkup.
How many people can afford $20k cash to birth a child? How about when that child ends up in the ICU because they were born 6 weeks early and it costs $100k? How about the $4,000 surgery for when your child tears their ACL playing high school football?
Cash agreements work great for small things or if you're wealthy. For everything else, you're pretty much screwed.
All of your examples assume the prices stay the same absent an insurance/government meddling scheme that removes the consumer from the cost of their health care purchases. This would not be the case, as evidenced by costs of procedures not covered by insurance where the patient must be involved in the cost analysis, as well as costs prior to insurance being required to cover so many unnecessary things.
so your saying get rid of private insurance, but have government insurance
the real solution is eliminate ALL insurance, private and government.
its your health
its your body
its your doctor
its your service you receive
its your bill...don't EXPECT some other entity to pay YOUR BILL
you want to see costs come down, lets get back to it is a agreement between you and your doctor..he agrees to provide the service (with costs up front) and you agree to pay for said service
C'mon, be reasonable......
Humans are specialist. My doc is top notch but if you asked him to balance a checkbook or send our or collect a bill from a patient he could not. He is a healer....ONLY.
That's why we have "groups" that have some standardization. My doc goes to Haiti for a month each year - so other docs there can still see me within a day....
What am I supposed to do? Maybe say "Hey, Doc, Trump sunk the stock market so that $100 a visit we talked about 6 months ago, would you take $60 today?".
The ONLY way to solve any problem is to meet it where it exists. Coming up with untested fantasy idea of projections doesn't help matters - we are already HERE and many people would die if we stopped the music instantly...
If your system would work for the USA, then surely you can give us an example of a modern country and society that went from an "all-in" expensive system to a "between you and them" "free market" system successfully. Please list out a couple countries.
Those of us with more real-world ideas can list lots of countries that do the things we are suggesting. They work.
so your saying get rid of private insurance, but have government insurance
the real solution is eliminate ALL insurance, private and government.
its your health
its your body
its your doctor
its your service you receive
its your bill...don't EXPECT some other entity to pay YOUR BILL
It ain't gonna happen. There are too many expensive medical procedures that people cannot afford without pooling money together to spread the costs out, which is exactly what insurance does.
I agree that insurance has created part of the problem we have because people use it like it is an all-you-can-eat smorgasbord and they pig out, which has resulted in medicine becoming big business. But when you try to fix that with co-pays and deductibles, people complain. Everybody wants unlimited medical care but nobody wants to pay for it.
Really, when you get down to it, a lot of the problem is us, the users of medical care. Got a sniffle? Run to the doc. Hip hurting a bit? Get a new hip. Heart failing due to all the fatty food you eat? Get heart surgery. People are very demanding of medicine. Go to the Retirement forum on C-D and read about all the procedures people get at 70, 80 years old because everyone feels entitled to that stuff. I personally think Medicare should be cut off when you hit 75 (and I am on Medicare). I also think that insurance should be capped at an annual amount and it is your choice as to how to spend it, so rather than pigging out, choose wisely what you want to do with it. Neither of these suggestions will fly either, everybody would scream bloody murder.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
