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Old 04-20-2019, 08:24 PM
 
Location: Denver CO
1,406 posts, read 800,074 times
Reputation: 3328

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Quote:
Originally Posted by pknopp View Post
I kinda like women. What a lousy place without them so while the thread is pretty lame, I'll just say that I am perfectly fine with helping out any way I can.
Great. No one will stop you from voluntarily giving as much of your own money as you want to support women's health care. I'm sure they'd appreciate it.
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Old 04-20-2019, 08:24 PM
 
Location: London
12,275 posts, read 7,132,426 times
Reputation: 13661
Quote:
Originally Posted by lovecrowds View Post
I don't think there should be discrimination based on that. I just think it is interesting how when there is a gap which is not politically correct to mention that no one even mentions it even if it's a huge cost.

It is interesting though how a labor pool of 100 women from age 19 to 44 would incur a 70% health care cost to the employer as opposed to a pool of 100 men.

It does impact employers bottom lines as health insurance is a massive expense for employers but I don't believe in discrimination under any circumstance.

I just think it is interesting how wide the gap is and how it has never been mentioned.
Women are biologically much more prone to health problems, so I'm not sure why you're surprised.

Of course it impacts an employer's bottom line. Employing actual human beings in general tends to work like that.

If all women were housewives, men would need to be paid double in order to pay the bills. That would mean costing the employee 100% more of the man's entire compensation package rather than 70% of just the health insurance.

Not a very good deal.
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Old 04-20-2019, 08:52 PM
 
Location: Del Rio, TN
39,856 posts, read 26,477,889 times
Reputation: 25742
Quote:
Originally Posted by lovecrowds View Post
I don't think there should be discrimination based on that. I just think it is interesting how when there is a gap which is not politically correct to mention that no one even mentions it even if it's a huge cost.

It is interesting though how a labor pool of 100 women from age 19 to 44 would incur a 70% health care cost to the employer as opposed to a pool of 100 men.

It does impact employers bottom lines as health insurance is a massive expense for employers but I don't believe in discrimination under any circumstance.

I just think it is interesting how wide the gap is and how it has never been mentioned.
I've seen the statement at our company for health insurance for all our employees. Women's insurance premiums are several hundred dollars a month more than our men's insurance, for people about the same age. Which means women employees typically see considerably more in compensation (when health insurance is included) than a male employee with the same experience and skills. When women complain about making less than men-they rarely admit that their health insurance compensation often far outstrips any take-home pay difference.

Even without pregnancy, in my experience women utilize a lot more health care then men, at least in their 20s-50s. Between the time I was 18 and 50, IIRC I went to a doctor twice, both for stitches for minor injuries-and neither approached my deductible. My wife, and other women I was with at a younger age, went to the Drs regularly, at least several times a year.

Last edited by Toyman at Jewel Lake; 04-20-2019 at 09:32 PM..
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Old 04-20-2019, 09:54 PM
 
30,137 posts, read 11,759,905 times
Reputation: 18646
Quote:
Originally Posted by HeyJude514 View Post
What a great argument for universal health care. Thanks, OP, for showing us why it will be cost effective for everyone in the long run.

I am a single guy. How is that cost effective for me?
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Old 04-20-2019, 10:04 PM
Status: "Apparently the worst poster on CD" (set 21 days ago)
 
27,631 posts, read 16,111,637 times
Reputation: 19026
Quote:
Originally Posted by jeffrow1 View Post
Gee... You win the prize for the most ignorant comment . You might want to just bow out on this thread.
Sure. I’ll leave the payments for somebody elses problems to you and this person.

Quote:
Originally Posted by ohhwanderlust View Post
No one has ever died from not getting to take Viagra. Many women have died from not catching cervical cancer in time.
Good. You can volunteer to pay for them then.
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Old 04-20-2019, 10:17 PM
 
13,395 posts, read 13,495,519 times
Reputation: 35712
Quote:
Originally Posted by lovecrowds View Post
I don't believe in any sort of discrimination but it is interesting how it's never mentioned how much more expensive it is to hire 100 women from 19 to 44 years old as opposed to men 19 to 44 years old?

70% higher health costs per-capita in average because of much higher obesity rates, much much higher rates of chronic and autoimmune diseases and on average two very expensive pregnancies.

Seems like employers that are paying men and women the same (which is a noble goal) actually have much larger compensation packages for the 19 to 44 years age groups because of health care costs.

https://www.cms.gov/research-statist...highlights.pdf

Women according to the NIH have much higher rates of obesity, much much higher rates of auto immune diseases plus the average women has about 2 babies from 19 to 44 years of age which must be priced into employers health insurance policies.

https://tidsskriftet.no/en/2017/06/k...revalent-women

https://khn.org/news/kff-employer-survey/

https://www.niddk.nih.gov/health-inf...weight-obesity

I think it is interesting how they don't mention that it is much, much more expensive to hire females from 19 to 44 years of age than it is males because of the health insurance costs.
You are conflating many unrelated issues.

1. First of all, who is this "they" you speak of?
2. Hiring an employee is different than offering benefits. In jobs that don't offer health care benefits, this would be a moot point.
3. For jobs that do offer healthcare benefits, the employer gets quotes from insurance companies. How the insurance companies decide on the premium amount is an actuarial matter that the employer is not privy to. Pricing includes all potential health matters faced by the employees of BOTH genders. That would include men and their ED products, prostate cancer, the instances of heart disease, etc.
4. Did you miss the memo? There are millions of obese MEN.
5. HIRING and benefits are two separate matters.

There is no conspiracy against men. If we really want to go down the road of not covering female specific healthcare needs, we need to do the same for male specific healthcare needs.
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Old 04-20-2019, 10:18 PM
 
1,675 posts, read 576,119 times
Reputation: 490
People put a dollar sign on everything.

Women also live longer thus receive more benefits in old age. Care to tell us by how much more when compared to men?

There has always been free stuff given in society, trying to remove this factor is what is undermining the very basis it stands on. 3 months paid maternity leave is the standard in most of the world; only the US, Suriname, Papa New Guinea and a few tiny island don't have it.

Why not just import women from poor countries? If she gets sick you could just send her back and get another in healthy condition. This is what the world will come to because it is more profitable.
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Old 04-21-2019, 03:44 AM
 
79,913 posts, read 44,161,983 times
Reputation: 17209
Quote:
Originally Posted by Joey2k View Post
Great. No one will stop you from voluntarily giving as much of your own money as you want to support women's health care. I'm sure they'd appreciate it.
As a society we have decided to see to the health care needs of all. This is a throw away reply to your throw away reply.

You are as free to go off by yourself and not be a part of the society overall.
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Old 04-21-2019, 03:56 AM
 
510 posts, read 609,419 times
Reputation: 760
Quote:
Originally Posted by IDoPhysicsPhD View Post
It's ridiculous to tie health coverage to employers. This is a major failure in ACA. Health insurance should be on the private market just like any other insurance. One shouldn't need an employer to get insurance.
How is this a failure of the ACA? Health insurance tied to employment was already the case before the ACA, and the ACA set up exchanges to allow you to buy private health insurance independent of your employment.
Those exchange might not have been as successful as expected, but the law certainly did nothing to encourage employment based health insurance.
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Old 04-21-2019, 03:59 AM
 
510 posts, read 609,419 times
Reputation: 760
Quote:
Originally Posted by lovecrowds View Post
I don't believe in any sort of discrimination but it is interesting how it's never mentioned how much more expensive it is to hire 100 women from 19 to 44 years old as opposed to men 19 to 44 years old?

70% higher health costs per-capita in average because of much higher obesity rates, much much higher rates of chronic and autoimmune diseases and on average two very expensive pregnancies.

Seems like employers that are paying men and women the same (which is a noble goal) actually have much larger compensation packages for the 19 to 44 years age groups because of health care costs.
Um, women don't get pregnant by themselves (at least most of the time). So half of those pregnancy costs are on the man too.
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