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So, what about something like chemo at $8000 a day, still can make $75-$200 a month payments?
You can still make your monthly payments, but that doesn’t cover hospitalizations, specialists, etc.
The subscription pretty much only covers primary care and, depending on the practice, prescriptions and maybe lab work.
One would still catastrophic or other coverage for anything else.
Ever hear of Direct Primary Care?
Instead of paying insurance companies, or have your taxes raised skyhigh(Govern Universal), you pay your primary healthcare provider(your doctor) directly in monthly payments.
Instead of $500 - $1000 a month insurance premiums, co-pays, and reduced scripts, with deductibles, You pay your doctor a direct monthly payment of $75 - $200 a month, depending if single or family, and all your doctor primary needs and services are covered, including all prescriptions.
All your Direct Primary Care Payments are tax deductible.
Can you see why the Lobbyist for Big Pharma and Insurance Co's are in an uproar over this Free Market Concept?
People would also be shopping for their Direct Primary Care Giver, bringing competition back to healthcare to be the best, the lower price, or the quicker service.
Direct Primary Care is an alternative to the fee for service model. It is a retainer medical model also referred to a concierge medicine and limited to primary care
It typically excludes specialties, surgeries, ER, treatments and hospitalization.
Most of these arrangements do not include prescription medications.
Many enrollees in traditional Medicare are challenged to find an Md who will accept Medicare assignment. Concierge Medication is sometimes the only alternative for primary care in some geographical area.
Ever hear of Direct Primary Care?
Instead of paying insurance companies, or have your taxes raised skyhigh(Govern Universal), you pay your primary healthcare provider(your doctor) directly in monthly payments.
Instead of $500 - $1000 a month insurance premiums, co-pays, and reduced scripts, with deductibles, You pay your doctor a direct monthly payment of $75 - $200 a month, depending if single or family, and all your doctor primary needs and services are covered, including all prescriptions.
All your Direct Primary Care Payments are tax deductible.
Can you see why the Lobbyist for Big Pharma and Insurance Co's are in an uproar over this Free Market Concept?
People would also be shopping for their Direct Primary Care Giver, bringing competition back to healthcare to be the best, the lower price, or the quicker service.
I had that for more than a decade for my family. We paid a small yearly fee (I think it was $300 for a year for a family of 5) and we would pay small co-pays for office visits. Noi middle men, no insurance companies involved, we paid directly to the private Doctors Group.
It was awesome!
Quote:
Originally Posted by TigerLily24
One would still catastrophic or other coverage for anything else.
YEP! paid for catastrophic with very high deductibles. Combined it made for very good coverage.
What happens when your primary care physician can't provide the care you need?
Primary Care Physicians make referrals to specialists who typically operate independent of the Direct Care model. There are hundreds of specialties/ sub specialties in the US.
Direct Primary Care is an alternative to the fee for service model. It is a retainer medical model also referred to a concierge medicine and limited to primary care
It typically excludes specialties, surgeries, ER, treatments and hospitalization.
Most of these arrangements do not include prescription medications.
Many enrollees in traditional Medicare are challenged to find an Md who will accept Medicare assignment. Concierge Medication is sometimes the only alternative for primary care in some geographical area.
Concierge practices (may) take Medicare.
Direct Primary Care practices do not.
Primary Care Physicians make referrals to specialists who typically operate independent of the Direct Care model. There are hundreds of specialties/ sub specialties in the US.
At the practice I go to, they have arrangements with some specialists and other service-providers. For example, I had to have three x-rays and it cost me just $50 total at the imaging center that they have an arrangement with. And they have deals with a physical therapist and a lab for bloodwork, too. They were even able to get a patient a knee surgery or something like that for $10,000 less than the guy was quoted by a different doctor/hospital... they talked about it on their Facebook page. Of course, they don't have this relationship with every type of specialist. If there were more DPC practices, though, maybe that would become a possibility.
Right, that's why I said that there still needs to be something else. I have an ACA bronze plan with a high deductible in addition to the DPC plan. The DPC is only for primary care, not for specialty care/hospitalization/etc. My question was more about why the OP thinks someone is trying to ban it. Do you have a source, OP? Or are you just guessing that liberals wouldn't like it?
If government cannot control it or make a buck off it.... Liberal Marxist are not going to like it.
Remember, you cannot make it in life without a liberal government.
If government cannot control it or make a buck off it.... Liberal Marxist are not going to like it.
Remember, you cannot make it in life without a liberal government.
Still looking for evidence that some Dem candidates want to ban this model.
My primary healthcare starts with rejecting socialist/communist government being in control of it.
Everything else is secondary and on down the line.
Last edited by phma; 05-25-2019 at 06:20 AM..
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