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In addition to banning monopolies like Switzerland has, limit healthcare providers to one facility per region, like Switzerland has (the Swiss limit one per canton).
In addition to banning monopolies and limiting healthcare providers to one facility per region, like Switzerland has, encourage competition like Switzerland has.
The second you ban hospital monopolies and cartels, the cost of medical care drops 30% to 60%.
The second the cost of medical care drops 30% to 60%, the cost of health plan coverage drops 30% to 60%.
The second you repeal federal and state laws banning clinics and polyclinics, healthcare will shift from the antiquated costly ineffective and inefficient Hospital Model to the modern, inexpensive, highly effective and highly efficient Clinic and Polyclinic Model like Switzerland, Germany, the Netherlands, France, Belgium, Poland, Romania, Hungaria, Austria, Norway, Denmark and Finland use.
That will reduce medical costs another 10% to 30% and in turn reduces the cost of health plan coverage another 10% to 30%.
Sounds great. Do you think the Republican Party will enact any of it?
The insurance company doesn’t dictate anything. You can use the services of any doctor you want. If your insurance doesn’t cover it, either change plans or change providers to one that does.
Really... ever heard of "in network" and "out of network" coverage? Not every plan offers OON coverage, which means you can only use doctors or providers that are in their networks.
You also can't just change plans whenever you want to either, especially if you have a plan that only allows enrollment during a certain period of time.
I worked in healthcare starting in 1984 and it is very different since Hillary tried to enact Hillary care. Before that health care was patient centric (and better), after Hillarycare hospitals became proactive and made changes. Your healthcare became insurance centric.
The ER will always look chaotic to the onlooker but everyone there is part of a team each performing their own job all with the goal of helping the patient.
Hillarycare was conceptual legislation that died in 1994.
ER was a fictional show set in a county trauma level one hospital.
I was referring to the portrayal of insurance, lack thereof, costs and ongoing references to obesity being a serious contributing factor to disease.
The only people unwilling to pay more and leaving it up to the state do not actually use or need it.
Those of us over 50 know full well the difference.
ACA is what drove prices through the roof for insurance with $12k deductibles. Few of us could keep our plans and our doctors. It was a complete farce.
exactly correct!
No such thing as a $12,000 deductible on an individual plan. The maximum out of pocket for 2019 is $7900 for an individual and $15,000 for family. This includes the deductible.
Insurance premiums increased 100% between 2000-2010, before the ACA. Most plans excluded preexisting conditions and had either an annual or lifetime cap on claims.
The average deductible is $1573 for an individual and $2,788 for a family plan.
You do realize the ACA's health care plans are still administered by the private insurance industry, yes?
9 years later and no shortage of people persist in the belief that the ACA is insurance, instead of legislation. States continue to have primary responsibility for regulating insurers. No two states have the same regulations. For example, one state may mandate insurers cover ABC medication while an adjoining state does not. Makes no diff unless you need the ABC medication.
Many factors beyond an individual’s control impact premiums. Premiums for the same plan, underwritten by the same insurer, in the same state are variable.
can you imagine what emergency rooms would look like if we had universal health care? lol
there's a whole culture of people that have always gone to the emergency for care, they don't want a private doctor, those numbers will just quadruple. Visits to the Emergency rooms went up under Obamacare, it would only get worse.
Hospitals, especially trauma hospitals, do a good job of triage assessments.
Most major hospitals operate urgent care clinics for diversion purposes to take the load off the ER, where state allow it. Again, so much of what is healthcare is regulated by the state.
In addition to banning monopolies like Switzerland has, limit healthcare providers to one facility per region, like Switzerland has (the Swiss limit one per canton).
In addition to banning monopolies and limiting healthcare providers to one facility per region, like Switzerland has, encourage competition like Switzerland has.
The second you ban hospital monopolies and cartels, the cost of medical care drops 30% to 60%.
The second the cost of medical care drops 30% to 60%, the cost of health plan coverage drops 30% to 60%.
The second you repeal federal and state laws banning clinics and polyclinics, healthcare will shift from the antiquated costly ineffective and inefficient Hospital Model to the modern, inexpensive, highly effective and highly efficient Clinic and Polyclinic Model like Switzerland, Germany, the Netherlands, France, Belgium, Poland, Romania, Hungaria, Austria, Norway, Denmark and Finland use.
That will reduce medical costs another 10% to 30% and in turn reduces the cost of health plan coverage another 10% to 30%.
After you've done those things, come talk to us about "Medicare-for-All."
There is no public insurance in Switzerland. Everyone from birth to death is covered by private insurance. Insurers are not allowed to profit off basic insurance. The healthy 20 year old pays the same premium as a sickly 88 year old.
Most carry supplemental insurance to cover what basic insurance does not. The population is culturally risk adverse and 99+% of the population buys insurance.
About 40% of premiums are subsidized by government.
Most hospitals are public vs most in the US are private.
the clinic/ poly clinic model is alive and well in Switzerland.
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