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Yes, I do. 75% of Canadians have made the choice to buy or earn (employment benefit) supplemental private health insurance to cover what Canadian health care doesn't. Sure doesn't sound like government-provided "universal health care" to me. More like "some" things covered, but not others health care.
He was right. You really, really don't understand the Canadian system at all. The most usual reason supplementary healthcare insurance is for dental. The second is prescriptions, and then eye care.
I'm a senior, so in my province my prescriptions are covered with a max $25 co-pay, eye exams are covered, and so are glasses every two years. Most of my dental is also, and the only healthcare insurance I buy is when I go to the USA.
Direct healthcare plans:
Pay your doctor $75 a month and have doctor care when you need it at no other cost.
Less cost insurance for catastrophic and hospitalization only.
Instead of $600-$1200 month in premiums, $200 a month has you covered.
He was right. You really, really don't understand the Canadian system at all. The most usual reason supplementary healthcare insurance is for dental. The second is prescriptions, and then eye care.
Those are all health care services, so why doesn't Canada pay for them?
You see, when Dems promise Medicare for all in the US, their idiot voter base thinks they're going to get all of that for free, included with Medicare for All. Bernie and Harris are campaigning on it.
Direct healthcare plans:
Pay your doctor $75 a month and have doctor care when you need it at no other cost.
Less cost insurance for catastrophic and hospitalization only.
Instead of $600-$1200 month in premiums, $200 a month has you covered.
If you can even get such a policy these days.
Direct pay is mainly primary care and can have the advantage of cheaper testing costs. But you may not have access to cheaper specialist referrals.
Yes, I do. 75% of Canadians have made the choice to buy or earn (employment benefit) supplemental private health insurance to cover what Canadian health care doesn't. Sure doesn't sound like government-provided "universal health care" to me. More like "some" things covered, but not others health care.
It has already been explained to you that the extra coverage is for dental, optometrists/contacts/glasses, and prescriptions.
In the case of prescriptions, each province is different, but most have a Pharmacare plan, for those who can't afford prescriptions. The plan cost nothing to enrol here in BC.
There is talk of a national prescription program to cover all.
Everything else is covered. Everything. No networks, no co-pays, no deductibles. We never see a bill.
Meanwhile, the US is looking TO Canada to buy prescription drugs, because of the FAILURE of your system. Diabetics are DYING in the US because of the cost of insulin. Some are coming to Canada to buy insulin.
What most national unversial health schemes aim for is to provide a standard level of care for everyone. Those who want/wish more are free to seek out additional coverage. Also as noted above in many instances national health doesn't cover entire bills, so to take care of any remaining percentage some turn to private market.
The difference in Canada is that it is not a two tiered system. Private insurance can not provide insurance for things that are covered UHC. It is supplemental for dental, optometrists, and prescriptions.
It has already been explained to you that the extra coverage is for dental, optometrists/contacts/glasses, and prescriptions.
Exactly. Not all health care is covered. Why doesn't Canada pay? Why is some health care excluded from National health care? The idiots in the US think Medicare for All will cover everything. Bernie and Harris are campaigning on that.
I live and work in the "real world" of medicine. The poor, even with access to healthcare, are very non-compliant and have terrible habits (which they will never stop) including drugs, alcohol, obesity, and smoking.
People on medicare and Medicaid DO HAVE access to preventative medicine. But the SSDI and Medicaid patients just don't use it and cancel appointments all the time. That, I am afraid, IS THE REAL WORLD. You live in a fantasy that American patients are like educated Danes- they are not.
Medicare for all would wipe out half of the hospitals and providers. Libs don't seem to understand that and, of course, any liberal lawyers setting up such a system don't either. Unfortunately we would have libs creating a nationwide healthcare catastrophe "all with good intentions", just like our friendly liberal, Pol Pot.
Yes, I have Medicare A & B and don't use preventative medicine. I haven't had a doctor (OB only) since 1984, and that isn't because I never had insurance. Have had Medicare for 5 years now and never used it once.
Your attitude, hawkeye, confirms my views on doctors. Maybe under ACA everyone had to have insurance, but not certainly their very own doctor or mandating going to one.
The way I see it I am giving back to those on Medicare who want it and use it. No, I will not come crawling looking for treatment when I get sick. I have an Advanced Directive with DNR.
Decades ago when my kids Pediatrician stopped taking our private insurance, I went searching for another practice for my sick child. Practice took our insurance. Big sign in the Waiting Room. All Medicare Patients must pay up front. Walked up to the desk, said cancel my appointment, walked out, and took her to Urgent Care. I was not going to give them my insurance money for the way they treated Medicare Patients. Oh, this was good 20 years ago, long before any Obamacare, or had reached Medicare age myself.
There you go... Everyone will STILL need to buy supplemental private health insurance to cover their health care needs.
Depending upon country/national health scheme we're talking about, no , not everyone "needs" to purchase supplemental private insurance. It all is very complicated: https://en.wikipedia.org/wiki/Health_care_in_France
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More like "some" things covered, but not others health care.
