Employer-based family premium increases on average $20,576 up from $5,742 in 1999 (cost, education, money)

[middle-aged mom]

Originally Posted by Toyman at Jewel Lake

You have to remember-those are the people Obama and the Democrats are trying to pander to-and buy votes from. They realize no working, productive, middle-class taxpayers will ever vote Democrat-so they went out of their way to penalize them and make them suffer under Obamacare.

No working, productive, middle class taxpayer ever votes Democrat?

Hyperbole much?

[Mathguy]

Originally Posted by remco67

Those margins do not tell the whole story, they don't take into consideration the almost 25% administrative cost of our healthcare system, far higher then most other countries. Take the head of Banner Health a NONPROFIT who is paid 25 million a year. How the Hell is that a NonProfit. Of course profit is not much paying people that type of money.

1) 25% administrative cost? Not even sure what you're mentioning there so please source\describe.

2) I googled that guy, his pay is about 7mil from what I can find, not sure where you are getting 25mil.

I'm talking about insurance premiums, if you are confused by that and want to talk about hospital administrations etc. then that is another conversation.

I'm also not defending the current state of healthcare in the US.

Sheesh. I just pointed out the profit margins for health insurers, whom ALSO have expense ratio constraints under the ACA.

[craigiri]

This is not a bug. It is a feature of Predatory Capitalism. Everyone who truly believes in Capitalism as practiced here should celebrate expensive heath care as it makes GDP higher.

[Frank DeForrest]

Originally Posted by craigiri

This is not a bug. It is a feature of Predatory Capitalism. Everyone who truly believes in Capitalism as practiced here should celebrate expensive heath care as it makes GDP higher.

Crony capitalism, thank your local congress creature for its continuing existence

[Eeyore1954]

Originally Posted by Rachel976

Obama had some chutzpah calling it the "affordable care act." For the first time in my life, i worry about affording health care under one of the approved Obamacare plans. The insurance is a joke for the middle class, and a massive giveaway for the low-income. As it stands now, poor people who pay nothing can get better medical care than middle class people paying through the nose.

Speaking as someone who was against Obamacare I don't think this has much to do with Obamacare.

[Eeyore1954]

Originally Posted by sanspeur

Can't help but feel bad for you folks....I'm in Canada and single...I pay $450 per year in premiums, no deductible and no co-pay..... Canada can do this, why can't the US?

I don't know but I do know when my brother in law who was a dual citizen need a transplant he went to america for the operation. Completely anectdotal and how does he really know where the best were but ...

[middle-aged mom]

Originally Posted by Jimmyp25

I pay 1000 a month for my daughter, son, wife and I. Baby has a better plan than us and is 200 monthly. My insurance agent told me if you buy your own insurance. DO NOT BUY IT through the healthcare marketplace . It costs more.

If you go direct it will cost way less. I did not know this and currently pay 750 for a 8k deductible with everything out of pocket until deductible is hit.


Im currently enrolled to pay 69 a month for a premier doctor in my area... unlimited visits , doctors phone number, access to her anytime.... i love it... Flat Fee 69 bucks and blood work is only 15 bucks.. Cant beat that with a stick

No reason to use an Exchange to buy insurance unless one qualifies for subsidy.

There may or may not be savings off the exchange. Much depends on the plan, state and region within a state.

Your insurance will minimally cover an annual physical and age appropiate cancer screening, with no deductible or copay.

Primary Care Concierge Medicine has been around for decades and is gaining traction in some areas. It may or may not be a good value, dependent on frequency of visiting a Primary Care Provider.

[workingclasshero]

Originally Posted by sanspeur

Can't help but feel bad for you folks....I'm in Canada and single...I pay $450 per year in premiums, no deductible and no co-pay..... Canada can do this, why can't the US?

meanwhile you go to the doctor just once with labs and the actual cost of that service (care) is much greater than your 450

the problem is not the cost of insurance...but the cost of care


number of americans in full pledged nursing homes: 2.5 million...... the average cost Adult Day Health Care,.20,000 per year......assisted living facility 45,000 per year....nursing home (semi-private room),.85,000 per year.......nursing home (private room),.96,000
number of americans in all levels of nursing homes and assisted living....12 million (Annually 11,995,100 people receive support from the 5 main long-term care service; home health agencies (5,742,500), nursing homes (2,383,700), hospices (1,544,500), residential care communities (913,300) and adult day service centers (373,200)...............total cost of long term care 590 billion annually...and going up every year https://www.genworth.com/corporate/a...t-of-care.html

will nursing homes be covered under a singlepayer...or would that massive expense be classified as ''not covered''?? or is that nearly trillion dollar bill right back on the peoples back??


----------------------------
More than 26 million Americans have significant vision loss.((a total of 85 million Americans have potentially blinding eye diseases. )) (((hmmm more than 26 million americans are blind or going blind.....that's more than Norway, Finland, Denmark, Switzerland, and Austria COMBINED TOTAL population....)))......The cost of vision loss, including direct costs and lost productivity, is estimated to exceed $141 billion in 2017


----------------------------

number of americans with heart disease: 29.2 million and of those..((Number of visits with heart disease as primary diagnosis: 17 million ))((Number of discharges with heart disease as first-listed diagnosis: 4.9 million)).....900,000 people in the USA die from heart disease annually....the cost 690 billion annually
will cardiac care be covered under a singlepayer...or would that massive expense be classified as ''not covered'' or "sorry you smoke, or eat too much" not covered?? that is the cost of CARE... again has nothing to do with insurance


---------------------------------

number of americans with diabetes below the age of 60: 31 million....total cost 395 billion per year, and rising.....
will the ''government single-payer'' say.... nope, you got diabetes, because you are FAT, sorry not covered??


---------------------------------------------------------------------


Obesity rates among ALL OECD nations increased in recent years, with the highest rate in the U.S. at 37.3% -- which means one in 3 Americans is by definition obese.----366 billion per year
year
New Data Shows Obesity Costs Will Grow to $444 Billion by 2020 | Partnership to Fight Chronic Disease



-----------------------------------------------------
number of americans getting cancer (new cases) per year 1.9 million for a total of 25 million people being treated (fighting) each year...each year at least 570,000 die from cancer....the cost is over 250 billion. and expected to be 290 billion by 2020


---------------------------------------------



number of americans with asthma: 27 million....Each day 11 Americans die from asthma.......annual costs 76 billion per yearand increasing


that's over 130 million people with serious health risks..while some may overlap..its still a good one third of the country


======================================
SO HOW ARE YOU GOING TO PAY FOR IT...........................
=========================



so what YOU are saying is we should FORCE doctors and nurse to work for minimum wage. and have offices in huts


when you pay that doctor $100 ,, its not 100 dollars going into his pocket...there are lots of other COSTS


how are you going to control the cost of medical equipment(mri or x-ray machines, etc)??????most xray machines are made in and imported from Denmark


how are you going to control the rising property tax/rent/mortgage that doctors face????? will the government LOWER property taxes for doctors offices.. the property taxes that fund our schools which say they dont have enough money????

think about that one for a second.... let it sink in....


how are you going to control the cost of supplies(gauze, plaster, silk, rubber, polystyrene( a oil product)?????......especially some supplies that aren't even American, because the globalist liberals have outsourced almost all manufacturing!!!


how are you going to control the cost of the people salaries???? these people with a specialty of medicine...... a maximum wage ??? yeah that's a perfect socialist idea a max wage... bet that will fly



how are you, going to control the employment costs for Doctors, nurses, technicians, hospital food operators, hospital linen cleaning service, custodial services, medical transcribers????.....
...are you going to 'nationalize' every profession that is even remotely connected to medicine????
yeah that's the idea...'nationalize' every profession connected to medicine, then install a max wage....



how are they going to control malpractice INSURANCE COSTS????? …. well Shakespeare did say "kill all the lawyers"



how are you going to control the cost of the rising electric bills the doctors/hospitals are facing????
for example the average hospital uses a lot of electricity...about 510,000 a month...that's over 6 million dollars in electric costs yearly, and in most case to a town government as many utility companies are municipals to the town/city...………..
.........….you are not likely to cut that piece of overhead...………..

[workingclasshero]

Originally Posted by Northman83

Insurance companies alone made $100 Billion in profits last year...


Do you really think they are going to let their cash cow die?

They are going to spend hundreds and hundreds and hundreds of millions on lobbyist, campaign contributions and commercials, to discourage Americans against for a Medicare For All system.

30+ other countries and 600+ million people have such a system.. and they would NEVER agree to what the American people are slaving under. It was even worse before the ACA.



Insurance companies could pay each member of congress $10.000.000 every year, and still profit $95 Billion a year.

Bernie Sanders Medicare for All plan, is the ONLY one that would get the system under control!



You only other option is the Republicans No government involved plan... which no other country has, except for 3rd world hellholes.

.

M4A is not the answer....it will cost 4trillion plus annually


now could we revise the current medicare and SS systems...yes


how about (assuming passing this idea into law in 2020) lower the age for medicare to 60 starting 2020...then analyze the cost before next step of lowering to 55 in ten years..also increase the payroll tax from 1% to 1.5% or 2%. revise the medicare benefit chart so doctors get their fair share, and so patients get less denial of care

take SS raise the FULL retirement age to 72, (prorated as) those entering the workforce (turning 18) in 2020 FRA is 68..those entering the workforce in 2026 is 69...entering 2032 is 70...etc 6 year steps
raise payroll from 6.2% to 7%...lower the reduced age of retirement (currently 62) to match the new eligibility age for medicare

this would fix the problem of people still working at 55/60 because of health ins...they would retire if they could get medicare….this would also get you a better idea of the overall cost to revise it even more in the future

[ottomobeale]

Originally Posted by workingclasshero

M4A is not the answer....it will cost 4trillion plus annually


now could we revise the current medicare and SS systems...yes


how about (assuming passing this idea into law in 2020) lower the age for medicare to 60 starting 2020...then analyze the cost before next step of lowering to 55 in ten years..also increase the payroll tax from 1% to 1.5% or 2%. revise the medicare benefit chart so doctors get their fair share, and so patients get less denial of care

take SS raise the FULL retirement age to 72, (prorated as) those entering the workforce (turning 18) in 2020 FRA is 68..those entering the workforce in 2026 is 69...entering 2032 is 70...etc 6 year steps
raise payroll from 6.2% to 7%...lower the reduced age of retirement (currently 62) to match the new eligibility age for medicare

this would fix the problem of people still working at 55/60 because of health ins...they would retire if they could get medicare….this would also get you a better idea of the overall cost to revise it even more in the future

Medicare at 55 would also decrease discrimination against older workers.

Ill keep beating on it and still be ignored but the monopolistic practices in health care industry as a whole must end. There is no reason for US citizens to pay 2X to 5000X (5000X Atypical I know) what the citizens of other countries pay for drugs for a tiny example. Exclusives on past patent medicines should be illegal, etc etc etc.