I debated a Socialist who said M4A will result in a huge TAX CUT for Americans... (minimum wage, million)
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That's why many people choose to earn/buy health insurance. They're betting their health care costs will exceed their premiums plus deductibles (which have become exorbitantly high under Obamacare, as health insurance is no longer nearly as risk-based as it used to be and is instead a wealth redistribution program). The insurance company is betting they don't.
I plugged all of our stuff into the ACA website and just for the silver plan under "average" use the tab would have been over $1800 a month.
Our health insurance costs $230 a month.
(Liberals: I'm WELL AWARE that my employer subsidizes it and don't have a problem with it as some of you do. According to many of you, employer subsidizing is bad but when peoples' tax dollars do it, it's okay )
And when they get in a accident and get a $80.000 bill as a result... those $3300 pr year seems cheap, now doesn't it?
Never mind that post accident therapy would be covered as well...
A lot of people dont do the right financial thing... even incredible clever people do stupid personal financial decisions!!
Like getting insurance.. even though you never need it, because its INSURANCE!
I did not accuse you of saying anything negative about the US system in this thread. I was just agreeing with you in principle. There are some Canadians who post on here who think they know the whole US system inside and out. No one does, not even Americans! Certainly not a lot of American politicians. I'm fairly liberal and I used to cringe when Obama talked about health care. I got into quite a disagreement once here on CD with a Canadian about vaccines; I kept saying there is a program for the uninsured so that no one has to go without, and he told me the federal government's tax funded "Vaccines for Children" program was a charity that could fold any day.
I have no idea what you're talking about re: the Health and Wellness forum. It's basically an alt med forum; anyone who wants to talk about mainstream medicine gets flamed, ridiculed, and more.
It's not clear what the US is looking for. For years, yea decades, I have said what most people want is more benefits at lower cost. Ain't going to happen that way. Some politicians, particularly some running for POTUS, think we all want "Medicare for All". Some think we want "Medicare for All Who Want It". And so on.
I didn't mean to convey that you did. I was speaking to the broader room.
The Health Insurance forum is what I'm talking about. It's full of the intricacies of insurance issues.
Actually, it's multi-tiered. The country of Canada, itself, admits that some people on Canadian public health care have prescription coverage, some have partial prescription coverage, and some have none at all. Read it on Canada's website, again:
I think anyone here, reading your posts regarding two-tiered healthcare systems, knows that you don't have a clue what that actually means.
Actually, Canada's own website (I already posted the link) describes Canada's multi-tier public health care system. It specifically states that some Canadians on public health care have prescription benefits, some have partial prescription benefits, and some have no prescription coverage at all.
Actually, Canada's own website (I already posted the link) describes Canada's multi-tier public health care system. It specifically states that some Canadians on public health care have prescription benefits, some have partial prescription benefits, and some have no prescription coverage at all.
3 different tiers = multi-tier.
Interesting. Can you give a province-by-province breakdown? Because, as you undoubtedly know, healthcare in Canada is provided by provinces, not by the federal government.
Interesting. Can you give a province-by-province breakdown? Because, as you undoubtedly know, healthcare in Canada is provided by provinces, not by the federal government.
Which further proves my point. Canadian public health care is a multi-tier system. Some Canadians on public health care have more/better coverage than others. I already posted a link to the Canadian government's website. If you want further info, use your google-fu.
Interesting. Can you give a province-by-province breakdown? Because, as you undoubtedly know, healthcare in Canada is provided by provinces, not by the federal government.
and some of the provinces are looking at privatizing
Quote: http://www.nytimes.com/2006/02/28/in.../28canada.html Canada's Private Clinics Surge as Public System Falters
The country's publicly financed health insurance system — frequently described as the third rail of its political system and a core value of its national identity — is gradually breaking down. Private clinics are opening around the country by an estimated one a week, and private insurance companies are about to find a gold mine.
The head of Canada's Medical Assn. says they are in need of a major overhaul in order not to collapse.
The personal bankruptcy rate was actually higher in Canada in 2006 and 2007 (0.30 percent for both years) than in the United States (0.20 percent and .27 percent).
* Medical reasons were cited as the primary cause of bankruptcy by approximately 15 percent of bankrupt Canadian seniors (55 years of age and older).
* Non-medical expenditures comprise the majority of debt among bankrupt consumers in both Canada and the United States; the inability to earn sufficient income to cover these costs -- not exposure to uninsured medical costs -- is the real explanation for almost all bankruptcies in either country.
actually many other countries are having difficulty with funding UHC/public health
greece is in the RED
germany is in the RED,
PUBLIC GERMAN acute hospitals face bankruptcy
even France is going BROKE on their health care system....the spent 350 billion to cover 65 million (their population)
spain.........bankrupt
italy..........failing
belguim......failing
iceland.......bankrupt
portugal.......bankrupt
Actually it's not surprising that the PIIGS are failing here. Same as our US states cannot do their own HC. They cannot create money. Without some new central HC money related scheme, it might be HC that brings down the EU.
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