Quote:
Originally Posted by Northman83
And when they get in a accident and get a $80.000 bill as a result... those $3300 pr year seems cheap, now doesn't it?
Never mind that post accident therapy would be covered as well...
A lot of people dont do the right financial thing... even incredible clever people do stupid personal financial decisions!!
Like getting insurance.. even though you never need it, because its INSURANCE!
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Exactly. When I was in my mid 20s I debated whether if I should get private insurance.
I saw the ad that said "Hey you're not Superman! Be sure you're covered if there is an accident."
So, I thought to myself it would be wise to be prepared. I am glad I purchased that insurance. I sprained my back later that year and got it paid with insurance for $500. Otherwise, the bill would have been about $3000+. In hindsight, even young "healthy" adults can have some accident that leads to a major injury by surprise (ACL/MCL from rec center basketball or intramural soccer or even just ultimate frisbee).