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Old 10-29-2019, 08:34 AM
 
Location: the very edge of the continent
89,105 posts, read 44,928,596 times
Reputation: 13732

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Quote:
Originally Posted by FirebirdCamaro1220 View Post
I work nights right now, so during the day I can post, and I have the occasional down minutes during my work night
But you said you "already work 12 to 14 hrs a day, with commuting, that leaves me just enough time to eat, workout and sleep." I don't see posting on c-d in there.
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Old 10-29-2019, 08:46 AM
 
Location: Midwest
38,496 posts, read 25,851,772 times
Reputation: 10791
Quote:
Originally Posted by Frank DeForrest View Post
unwittingly I'm sure, but you've just described taxation


And the difference is that you can quit your employer if the terms arent agreeable, but you cant quit the taxman.

In many instances, a person cannot quit because in doing so they would lose their health insurance.
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Old 10-29-2019, 08:50 AM
 
45,250 posts, read 26,498,346 times
Reputation: 25006
Quote:
Originally Posted by jojajn View Post
In many instances, a person cannot quit because in doing so they would lose their health insurance.
Take a bow, mission accomplished.
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Old 10-29-2019, 08:55 AM
 
Location: Midwest
38,496 posts, read 25,851,772 times
Reputation: 10791
Quote:
Originally Posted by Frank DeForrest View Post
Take a bow, mission accomplished.
Thanks. I believe there are many out there who would love to retire or just change jobs but cannot because, for some backwards reason, health insurance is linked to jobs.

Kind of crazy that if a person needs health insurance for healthcare, they must first be health enough to work!
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Old 10-29-2019, 08:58 AM
 
34,619 posts, read 21,652,820 times
Reputation: 22232
Quote:
Originally Posted by jojajn View Post
In many instances, a person cannot quit because in doing so they would lose their health insurance.
Which is why it's a bad idea to have health insurance through your employer.

Government encouraged this and helped create a stupid insurance model.
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Old 10-29-2019, 09:02 AM
 
Location: the very edge of the continent
89,105 posts, read 44,928,596 times
Reputation: 13732
Quote:
Originally Posted by jojajn View Post
In many instances, a person cannot quit because in doing so they would lose their health insurance.
You can thank FDR and the Dem House and Dem Senate in 1942 for that. To combat concerns about inflation, the 1942 Stabilization Act was passed. It was designed to limit employers' freedom to raise wages and therefore to compete on the basis of pay for scarce workers. The actual result of the act was that employers began to offer health insurance benefits as incentives instead.

Voilà! Employers were then thrust into in the health insurance business. Since, by law, health benefits could be considered part of compensation but did not count as income, workers did not have to pay income tax or payroll taxes on those benefits. So by 1943, employers had an increased incentive to provide health insurance plans for their workers, and the current 7-decades-long era of employer-provided health insurance began.
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Old 10-29-2019, 09:08 AM
 
34,619 posts, read 21,652,820 times
Reputation: 22232
Quote:
Originally Posted by InformedConsent View Post
You can thank FDR and the Dem House and Dem Senate in 1942 for that. To combat concerns about inflation, the 1942 Stabilization Act was passed. It was designed to limit employers' freedom to raise wages and therefore to compete on the basis of pay for scarce workers. The actual result of the act was that employers began to offer health insurance benefits as incentives instead.

Voilà! Employers were then thrust into in the health insurance business. Since, by law, health benefits could be considered part of compensation but did not count as income, workers did not have to pay income tax or payroll taxes on those benefits. So by 1943, employers had an increased incentive to provide health insurance plans for their workers, and the current 7-decades-long era of employer-provided health insurance began.
Thank you for saving me having to type. Lol
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Old 10-29-2019, 09:10 AM
 
45,250 posts, read 26,498,346 times
Reputation: 25006
Quote:
Originally Posted by jojajn View Post
Thanks. I believe there are many out there who would love to retire or just change jobs but cannot because, for some backwards reason, health insurance is linked to jobs.

Kind of crazy that if a person needs health insurance for healthcare, they must first be health enough to work!
Its not due to some unknown reason. as previously mentioned by IC, health insurance became tied to employment in reaction to wage/price controls instituted by FDR.
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Old 10-29-2019, 09:20 AM
 
Location: Midwest
38,496 posts, read 25,851,772 times
Reputation: 10791
Quote:
Originally Posted by PedroMartinez View Post
Which is why it's a bad idea to have health insurance through your employer.

Government encouraged this and helped create a stupid insurance model.
Bingo! We need one large insurance pool not linked to employment!
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Old 10-29-2019, 09:24 AM
 
45,250 posts, read 26,498,346 times
Reputation: 25006
Quote:
Originally Posted by jojajn View Post
Bingo! We need one large insurance pool not linked to employment!
Wouldnt rather have more affordable medical services than cheaper insurance?
I'll never understand this fetish to have a third party in between you and a medical provider.
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