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There are two different discussions happening here.
The first is between the "bad stuff sometimes happens to good people" and the "you should be 100% prepared for anything that could possibly go wrong" folks. Some like to feel like they're in control of everything and think that it could never happen that they could receive a devastating diagnosis and not be able to work (therefore losing their employer-sponsored health insurance). It happens to people, though.
The second seems sort of one-sided and is being argued only by the "you shouldn't overextend yourself by buying things you can't afford" crowd. Is anyone arguing with that? We all know people who have big car payments and big vacations and are spiraling into debt on a healthy six-figure income. Obviously they are struggling financially due to their own dumb choices. Some of us might also know people who make $10 an hour and can barely afford to keep the lights on or food on the table. Maybe they made a bad choice in the past (got pregnant as a teenager, did not get a degree, spent some time in jail) but now just can't get ahead. Those people have a hard time getting out of that situation even if they really want to. I think they need a hand up.
11-17-2019, 06:51 PM
2K5Gx2km
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Quote:
Originally Posted by InformedConsent
Exactly. No one pays, not even the public. That's a CHOICE each individual makes, whether to insure oneself for health issues, death, disability, etc. or not. One reaps what one sows.
Yes, again please tell us something not obvious. Again, the important question is why don't they pay?
I was going to start reading this thread, but then stopped myself realizing that like every other thread on this forum about anyone's financial issues, it would be overrun by "get off my lawners" and " I walked uphill both ways to school with shoes made of cardboarders". Said folks inevitably squawking about how tough they had it and how cell phones cause poverty.
Yes, again please tell us something not obvious. Again, the important question is why don't they pay?
Misordered priorities.
11-17-2019, 06:57 PM
2K5Gx2km
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Quote:
Originally Posted by InformedConsent
Misordered priorities.
And that is your over generalization and uninformed thinking based upon your hatred all things lefty and can't stand that there actually might be people that don't have 100% control over every damn aspect of life. That is not the ONLY reason.
This kind of response is short sighted and ignorant not INFORMED!
It's not an over-generalization. Such insurance is sold for a reason: there's a need for it. Some people recognize that and plan for it. Others don't. Why shouldn't people live with the consequences of their own actions?
No, you're wrong. Nobody said that. What was said was that the middle class lifestyle has expanded to one of affluence, and that what traditionally was considered middle class is now looked upon as struggling from that "higher" vantage point.
I disagree. When i was a kid every family had health and dental insurance, even poor people. Also, middle class families could generally afford to put their kids through college. That is no longer the case.
Also, what would now be considered high end luxury was much more common. Boats, vacation homes, vacations, skiing in winter, lake houses in summer, all commonplace.
11-17-2019, 07:08 PM
2K5Gx2km
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Quote:
Originally Posted by InformedConsent
It's not an over-generalization. Such insurance is sold for a reason: there's a need for it. Some people recognize that and plan for it. Others don't. Why shouldn't people live with the consequences of their own actions?
If someone is poor and has only certain amount of $$$ to go around maybe they can't afford insurance. Maybe rent, food, gas, etc. is more important at the present moments in order to keep their job than having the luxury of planning for a possible future event happening. Ever think that maybe society is not properly organized to accommodate everyone at a level where they would not be a burden to society. If we as a society can help, and if that help lessen them being a burden to everyone else, then why not help?
No man is an island. This ultra American individualism is a sham.
If someone is poor and has only certain amount of $$$ to go around maybe they can't afford insurance. Maybe rent, food, gas, etc. is more important
It should be immediately obvious that they're spending too much on food, gas, rent, etc. They're living beyond their means. No one's fault but their own.
11-17-2019, 07:14 PM
2K5Gx2km
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Quote:
Originally Posted by InformedConsent
It should be immediately obvious that they're spending too much on food, gas, rent, etc. They're living beyond their means. No one's fault but their own.
Again that is a simplistic answer. That is the case for some not all! Many people can't control cost of food gas rent etc. Jeez!
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