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Pretty sure WE is we the people. Yes we can be penny wise and pound foolish. That always works out so well.investing in education is n to a waste, it is an investment. Germany has got that one right.
Lots of spending on education is a waste.
We need a free market system.
A free market would tell kids that their degree in Russian Art is worthless. A free market would have banks refuse to lend kids money for a degree in Russian Art. Therefore, only kids with lots of money to waste would major in Russian Art and that's a good thing.
A free market would tell kids that their degree in Russian Art is worthless. A free market would have banks refuse to lend kids money for a degree in Russian Art. Therefore, only kids with lots of money to waste would major in Russian Art and that's a good thing.
We gave up any such option when we started the student loans. We are not going to crash a large economic segment to make the libertarian capitalists happy.
the sensible thing is to get on with it and establish a long term program.
The States should learn how to control runaway higher education costs. If they need help, I'm available. I have a Son in College, so I see what's broken.
They should have stopped, or never gotten into this ever.
Or they should be the ones doing the acceptances, and really monitoring the people they finance, and only allowing those that are truly deserving.
Govt should be allowed to cut off the finance if the student is not performing to standards, effectively kicking the student out for poor performance. And govt should only do for admittances to the State schools.
Why don't more people go to trade schools instead?
That can be pretty expensive too. Now if lucky enough to get free apprenticeship be better.
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Originally Posted by notnamed
The problem is more the predatory private loans than the government backed ones, no?
Let consumers beware. They need to research and make sure not getting ripped off.
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Originally Posted by ohhwanderlust
Honestly, fewer people should be going to college. If that happened (alongside a crackdown on offshoring or H1B immigration), maybe the job market would cool it with demanding degrees for roles they're realistically unnecessary for.
It's getting to the point where even BA/BS degrees are no longer enough for even relatively low-skilled jobs.
More and more people going to college is direct result of govt backed loans. The schools opened up the doors because now they have a new large pool of steady income since debtors cannot discharge.
I think we should cap them - let’s the super brains get the help they need to reinvent the wheel - there are some amazing minds that change things and contribute much to all of us. Like Ben Carson ~ don't like the politics but he is a great Dr. The rest just a leg up to get educated. The small colleges etc. I know 40 yr olds still owe and not sure why they attended college. Didn’t do anything with the info. Keep it relative to their calling. Not everyone needs a 100k education.
I can think of few thinks more short sighted than not investing in our future. If anything we need to invest more. We need to reform our system to reward those top performers with the education that fits their needs and those of the nation. Obviously we would need to restrict these scholarships to functional majors.
But that should not be done at the college level when everyone is an adult. We should really invest in middle and high schools. Bring those age groups up, so when they get to college they are already super smart.
Would effectively bankrupt a huge portion of the higher education system. That horse is out of the barn. We are not going to smash the US higher education system.
The likely outcome is grants based on economic capabilities of the student family. A need tested program.
And this one of course would impact the lower socioeconomic groups. Basically only the children of the well off would go to college if we adopted your path. Think about how that is going to fly among "We, the people". Basically it is absurd.
Perhaps a good portion of these "educational institutions" NEED to go under. We are over producing graduates with useless degrees.
The "System" is broken. Tell me why you believe it is worthwhile to encourage malinvestment in worthless degrees in order to save the "system"?
If a product is worthwhile the market will support it. When you create artificial demand by government policy this is what you get.
If you are going to offer grants based on economic status wouldn't it be prudent to only fund students with academic aptitude? Should ALL students be funded? Maybe we need to offer scholarships to some students but it should be limited to the top 10% only.
If we remove this program should farm subsidies for farm corporations or for small farmers with poor business skills be removed and let the market determine how they'll succeed? Its real easy to say earn it, get a loan, its not meant for everyone but couldn't the same be said for agribusiness....
Perhaps a good portion of these "educational institutions" NEED to go under. We are over producing graduates with useless degrees.
The "System" is broken. Tell me why you believe it is worthwhile to encourage malinvestment in worthless degrees in order to save the "system"?
If a product is worthwhile the market will support it. When you create artificial demand by government policy this is what you get.
If you are going to offer grants based on economic status wouldn't it be prudent to only fund students with academic aptitude? Should ALL students be funded? Maybe we need to offer scholarships to some students but it should be limited to the top 10% only.
You keep working in other issues. For instance you want to prevent the issuance of useless degrees. Define that. What field of human knowledge is useless? Yes there is certainly a variation in the value of various degrees. But even in those of agreed value high STEM for instance the usefulness of the education varies with the individual student. One of the members of my group in college was never going to be a strong engineer. With the assistance of 10 people much smarter than he was he got through the program. And went on to a very successful career as a technical salesman...the job he was born for. But the STEM education he received was a complete waste.
So we need to educate both useful skills and to those who can utilize them. And I think we also need some more junior degrees. For instance a 2 or 3 year degree in elementary teaching. When you get to middle school or high school you may actually need someone who has strong knowledge of a particular subject. I doubt that to be true in elementary school.
The simplest way out of all this is to simply provide education through 16 or even 18 years. And simply wash out those who cannot deal with it. I think you will find that more than half of the population will make it to 16 years. To keep the private schools going provide assistance to their students on a need basis.
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