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Old 02-17-2020, 09:41 PM
 
8,224 posts, read 3,488,380 times
Reputation: 5676

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Quote:
Originally Posted by Quick Enough View Post
"and I received not even a little scholarship." Did you APPLY for any?

"Doing very good in high school doesn't earn you scholarships" Never claimed it "earns you a scholarship".

"it DOES make you ELIGIBLE for them.

It is up to the school and or the parents to apply for them.

All 4 of my grand kids got them. National Honor Society recipients taking the Accelerated College curriculum is a MUST. The school has someone on the staff who was EXCELLENT at finding them and how to apply.

" there are billions of regular dollars awarded annually to college students all over the country. Use this as a guide to understand where that money comes from, and do what it takes to get in line to receive some. And in the end, perhaps your road to college will indeed be paved with gold."

https://blog.getintocollege.com/do-m...-go-unclaimed/

Just like most things, you ave to KNOW HOW to get it.
I applied for the ones I knew about. Where I went to high school the guidance counselors and the students' parents helped them with all of that if they were the popular ones. People like me were left on our own and I had to find those things by myself. I was always left to fend for myself as a child. There was no internet or google to find things back then. The teachers and guidance counselors recommended the ones they thought were deserving and the ones deserving were always the middle class students who were popular.

I was married off as a child and he made way too much money for me to receive financial aid other than loans. I went to the local community college. My dreams of going to a university and playing sports was over. By the time I was able to escape the forced marriage and the area where he lived, I was a single mother and in my twenties. I was left with permanent injuries from beatings. I couldn't play sports anymore. I was required to get a job with so many hours per week or go to college and do a welfare workshop so many hours a week. No one would give me a job, so I was required to go to college for survival. I was out of state student. I couldn't get all the grants as an out of state student. I had to take out the maximum student loans each term in order to pay for even the tuition. I went to the cheapest four year college available. I could not go to a community college and be eligible for financial aid anymore because I had too many hours from the other community college I went to. I kept having to drop out and appeal to get back into the university for medical reasons because I was sick so much.

After I finally finished the bachelor's, I still wasn't good enough to employers for even a minimum wage job, so back to graduate school I went so I could survive and take care of my daughter. More student loans. I had no other options. The first semester in grad school I at least had an apprenticeship, but I never was renewed for another one because I was sick so much. I kept having to medically appeal during grad school too because I stayed so sick. I wasn't able to get a job until my daughter was old enough to stay home alone and I could put down that I was always available. Then, I kept being fired for medical reasons because I stayed sick so much. Now I haven't even been offered a job in over ten years. Felons and drug junkies have people climbing over themselves to help them be employed, but no one has ever helped me. Prostitutes even have groups trying to help them get clean and become employed. Society obviously feels trash like that are better than I am.

I was finally approved for disability in 2011, but I was kicked off in 2019. I am completely unemployable. I currently am now seeing eight different doctors instead of the seven and am on sixteen different medications. The judge was all like since I have a college education that I needed to stop going to the doctor and go to work instead. I've almost died before because I was denied medical care, and the government is ordering me to go without medical care and get a job. Well, I can't get a job anyway since no employer would ever hire me, but I also cannot live without an income, so eventually I will run out of money.
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Old 02-18-2020, 05:44 AM
 
Location: Texas Hill Country
23,652 posts, read 13,982,074 times
Reputation: 18856
Someone earlier said that people should not be getting socialogy degrees but STEM degrees ....for the latter, I suppose, is more important to society.

But consider this: how many socialogists does it take to realize the weapon potential of that discipline? How many degrees will it take to produce good interrogators?

I do not hav such a degree but I am rather devious in using it, such organizing a strike team of the ethnicities usually found on custodian staffs and dressing them accordingly. To people who are not custodians they may not "see" such people, not remember them when they are questioned by the police; hence, my strike team achieves a kind of invisibility.

How many degrees will it take to produce such minds, such minds which are needed as well.
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Old 02-18-2020, 05:54 AM
 
Location: Boston
20,104 posts, read 9,011,934 times
Reputation: 18759
Quote:
Originally Posted by No_Recess View Post
Here's the problem...



https://www.reuters.com/article/us-a...A3T0MR20140430

Soooooo where's my money?

Under the couch cushions? (checks under them...nada)

Before you say "Obama!' how about Big Daddy Tariff with the farmers right now? Am I going to get that money back?

I'd settle for a few free ears of fresh corn at this point.

Know what I mean?

You see, selective socialism is even more absurd than full socialism. At least the self-admitted Marxists can stand on a principle of total evil and destruction.
GM bailout saved 1.5 million jobs. Show me the amount of jobs saved by bailing out people who have never had a job. BTW, 11 billion is a drop in the bucket compared to 1.4 trillion in student debt.
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Old 02-18-2020, 06:02 AM
 
Location: Former land of plenty
3,212 posts, read 1,651,742 times
Reputation: 2017
They don’t pay their loans, revoke their degrees. Kind of like getting a car reposed.
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Old 02-18-2020, 12:56 PM
 
5 posts, read 1,630 times
Reputation: 18
Quote:
Originally Posted by workingclasshero View Post
actually wages have gone up similarly

a 69' Chevy Nova (my first car) was just under 3k brand new
a 20' chevy impala 37k

For academic year 2018-2019, the undergraduate tuition & fees at Nassau Community College is $5,880
the undergraduate tuition & fees at University of North Carolina Pembroke is In-state 3,418 USD
University of North Carolina at Chapel Hill/Undergraduate tuition and fees..In-state 8,987 USD

no one should be racking up 100k student loans for anything less than a masters....



and as to income
us median household income 1969 ….$7600
us median household income 2019 ..$75,500.... estimates for 2020 are $78,500
( https://www.novoco.com/notes-from-no...4-percent-2021 )



Not sure I trust those numbers. They look a bit high compared to the fed's numbers


https://fred.stlouisfed.org/series/MEHOINUSA672N
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Old 02-18-2020, 01:46 PM
 
Location: North Texas
24,561 posts, read 40,277,139 times
Reputation: 28564
Quote:
Originally Posted by AlongTheI-5 View Post
They don’t pay their loans, revoke their degrees. Kind of like getting a car reposed.
I know more than one person with student loan debt who would agree to that in a heartbeat.
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Old 02-18-2020, 02:48 PM
 
Location: Coastal Mid-Atlantic
6,735 posts, read 4,417,224 times
Reputation: 8371
Dont worry, Bernie's got it all figured out. ITS ALL GOING TO BE FREE!
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Old 02-18-2020, 03:58 PM
 
Location: Wartrace,TN
8,052 posts, read 12,772,027 times
Reputation: 16479
At 18 years old you are an adult; you sign up for a bad deal it's on you. I don't care if you pay it off or not; it's the lenders problem as far as I'm concerned HOWEVER understand your social security check will be garnished in retirement.

There is absolutely no reason you would need to go into 125k in debt for a four year degree. 2 years of community college and 2 years of State U would be a fraction of that amount. You want a four year experience at an "Ivy league" school be prepared to pay for it.
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Old 02-18-2020, 04:10 PM
 
2,486 posts, read 1,418,407 times
Reputation: 3123
They can not refuse to pay. These loans have special provisions that will not protect the borrower by claiming bankruptcy .They can take your house, your car, and your paycheck before you even see it and having little kids doesn't matter either. It is a terrible shame that the college loan companies have taken advantage of inexperienced young people who have a dream and not a practical way to pay the money back.
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Old 02-18-2020, 04:32 PM
 
Location: Wartrace,TN
8,052 posts, read 12,772,027 times
Reputation: 16479
Quote:
Originally Posted by Mr78609 View Post
They can not refuse to pay. These loans have special provisions that will not protect the borrower by claiming bankruptcy .They can take your house, your car, and your paycheck before you even see it and having little kids doesn't matter either. It is a terrible shame that the college loan companies have taken advantage of inexperienced young people who have a dream and not a practical way to pay the money back.
That's not true. They can not foreclose on your house or repossess your car since a student loan is not related to these secured loans. What they can do is report your failure to repay which will lower your credit score AND garnish your social security if you live that long.

If you have defaulted on a student loan you can forget the idea of buying on credit with favorable terms.
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