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no, it's not reasonable, and the average cost for a knee replacement is $57K, you're $200,000 off on your cost estimate.
Total amount charged for my two knees was $250,000.00. Two separate surgeries, six months apart, each requiring a hospital stay plus a couple weeks of in-home PT followed by a couple months of outpatient PT. I paid my $3500 yearly max deductible and then stopped paying attention to the billing/amount paid. $3500 is what I paid. Ahhhh to be able to WALK again is worth every single penny.
But isn’t paying for something through taxes (which I believe is how national health insurance exists) cheaper than paying tens of thousands of dollars for health insurance. Then again part of me feels like systems like the UK’s are a little unfair because everybody pays for medical costs even if they don’t need medical help themselves.
Do people in the US pay for the police or fire brigade even if they don't need police or fire service help themselves?
Many jobs now are called "Temporary" to get around having to pay benefits like insurance.
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2) Or get catastrophic health insurance it is relatively inexpensive and protect against those types of emergencies. Probably less than 200 a month for a non smoker.
get sick, then what???? How does one pay the astronomical deductible? Oh but at least you have "insurance"!
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4) If you are poor in America there are options for you to get insurance.
Not remotely true!
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5) Or the best? plan expect someone else with more money to pay for you.. While you are at it you should expect someone to pay for you food and your housing also.
Coming from someone who either has a Cadillac Plan from their employer, extremely wealthy, or on Original Medicare with a Supplement Plan F or G.
For the rest of the populations, America's "So Called" healthcare system is a disaster made worse by Obama Care which just enriched the insurers, the conglomerate hospital systems, and Big Pharma!
Until one addresses the root causes for our terrible system and its excessive costs, nothing will change.
Many Americans get credit to pay for these expenses and then file bankruptcy.
I know people who have filed bankruptcy multiple times due to health expenses and they have seen really no negative repercussions from it.
It's very easy to do here.
It's easy if you have no assets. Also, one does not keep filing bankruptcy. It takes years to regain credit worthiness. So, apparently your friends file bankruptcy everytime they get sick, what, every 7 years or so?
But isn’t paying for something through taxes (which I believe is how national health insurance exists) cheaper than paying tens of thousands of dollars for health insurance. Then again part of me feels like systems like the UK’s are a little unfair because everybody pays for medical costs even if they don’t need medical help themselves.
They will need medical help eventually. Early on it may be minor issues, but you can bet your bottom dollar one day it will be a very major medical issue.
Total amount charged for my two knees was $250,000.00. Two separate surgeries, six months apart, each requiring a hospital stay plus a couple weeks of in-home PT followed by a couple months of outpatient PT. I paid my $3500 yearly max deductible and then stopped paying attention to the billing/amount paid. $3500 is what I paid. Ahhhh to be able to WALK again is worth every single penny.
Guess they can spot a sucker. Really it's situations like this where people don't care what it costs that drives up the cost for everyone.
Short answer is, we can't afford the healthcare system. lol
Saw a documentary on PBS about diabetes. in 1980, a month's supply of Insulin, a live saving medication for many, was $18. Fast forward to now. If you don't have any insurance, it will cost you $1000. People have died because they could not afford Insulin.
I know some people don't believe in God or Karma. But you have to wonder what is on the mind of these executives at these pharmaceutical corporations to sit and watch people die simply because they refuse to lower the price of a lifesaving medication. I just couldn't do it. And certainly I would find it hard to work for such a company. More and more people have diabetes so they increase the price 100 times? It should be as cheap as Tylenol.
The saying goes, "There is no profit in healthy people."
There should be a law. If a drug literally keeps you alive, the price should be capped to where people aren't dying because they can't afford it making minimum wage.
I know someone who died because they kept cutting back on their insulin because of cost. What many people don't realize is that before the 1980s, most hospitals and health insurance coverages were non-profit.
Until your employer does not provide coverage any longer. Happens all the time.
Or they keep changing the co-pays and increasing the deductible until it is completely unaffordable!
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