Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Politics and Other Controversies
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 08-08-2022, 09:48 AM
 
Location: On the Chesapeake
45,113 posts, read 60,214,676 times
Reputation: 60714

Advertisements

Quote:
Originally Posted by EDS_ View Post
Apparently there are a number of homes in one area around Houston that have flooded and been rebuilt via National Flood Insurance 3x and a few 4x.
We've had some here rebuilt half a dozen times over the years. The last time the owners were required to raise the house (whether new or rebuilt) to BFE+2 feet. But even ones that were already at that level have suffered successive damage from wave action over the years.

And it's not just water damage but debris going into the houses. An uprooted 12 inch piling or boat slip dock can play Hell with a house when they bang into it. Especially if it gets hung up somehow and keeps hitting with every wave.
Reply With Quote Quick reply to this message

 
Old 08-08-2022, 09:54 AM
 
78,013 posts, read 60,221,209 times
Reputation: 49404
Quote:
Originally Posted by Goodnight View Post
Risk assessment for those rated 2.0 is increasing but if will take time, they are still fighting over the percent increase anywhere from 9-18% per year to achieve proper risk assessment. The fear is that some of these homeowners will drop insurance.

Plenty of articles on the impact along the shoreline from climate change along with sinking land. That doesn't include the impact of sudden moisture events inland most recently in Kentucky and last year in North Carolina for those who live in flood zones or on river banks.
1. Per year, for how many years will that take lol.

2. Eh, plenty of articles huh? Followed up by anecdotal flooding comments? This is real science time, not magical global warming time where everything just gets worse in every possible way. It's change, results will vary.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 09:56 AM
 
45,676 posts, read 23,927,604 times
Reputation: 15559
Live six miles from the beach. Flood insurance has been crazy expensive for years here. People will avoid buying a house in flood zones because the cost of flood insurance is prohibitive. Had a friend who inherited a coveted beach house -- they sold it -- too expensive to insure and they didn't want to be in the airbnb business.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 10:03 AM
 
78,013 posts, read 60,221,209 times
Reputation: 49404
Quote:
Originally Posted by kell490 View Post
I would say wealthy homeowners probably contribute to the local economy with their need for services. I don't see the reason to subsidize flood insurance if someone can afford to pay. I would support subsidized insurance for small business.
I'm not explaining myself well.

1. Beach Front rental property = annual property taxes 20k
2. Beach Front old rich people = annual property taxes 20k
3. Family of 4 in much much cheaper property = property taxes 5k.

All told, the demand on local services will be higher for the family of 4 as there will at least be school usage.

Also, the rental and old people are likley not there year round and the renters are going to spend money locally at restaurants, mini-golf, jet skis, parks etc. (Not to metion taxes on the rentals)

Again, a really complicated problem to work through. Clearly since it's a federal program if you live somewhere and are getting no benefit like states with little gain from flood insurance then you're definitely subsidizing but if you live within the state like FL, just because you're poorer and don't live near the water or have flood insurance you may be vicariously still benefiting if you consider money inflow to your state and local communities.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 11:33 AM
 
Location: Long Island
57,057 posts, read 26,024,198 times
Reputation: 15524
Quote:
Originally Posted by Mathguy View Post
1. Per year, for how many years will that take lol.

2. Eh, plenty of articles huh? Followed up by anecdotal flooding comments? This is real science time, not magical global warming time where everything just gets worse in every possible way. It's change, results will vary.
If you've been following the world wide droughts, flooding and temperature increases it's far more than anecdotal. The earth is setting records just about every year for warming, certainly that has much to do with coastal erosion and flooding.

But like everything else we are slow to react whether it's addressing flood insurance or climate change. Looks like taxpayers will end up owning some of these million dollar beach houses when they float away in the near future.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 11:39 AM
 
Location: On the Chesapeake
45,113 posts, read 60,214,676 times
Reputation: 60714
Quote:
Originally Posted by Goodnight View Post
If you've been following the world wide droughts, flooding and temperature increases it's far more than anecdotal. The earth is setting records just about every year for warming, certainly that has much to do with coastal erosion and flooding.
Shorelines have been eroding, well, forever. Building practices that place buildings (usually large, multi-story ones as in resorts) right on the dune line, which is supposed to move has made things worse. So has armoring shorelines with rock seawalls which prevent sand accumulation to rebuild the beaches that used to be there.

Take a look sometime at the maps of the Chesapeake made by John Smith and later explorers and compare them to today. You'll see a vastly changed shore which needed no human help to erode naturally. That includes islands that no longer exist.

That's repeated around the world.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 01:07 PM
 
78,013 posts, read 60,221,209 times
Reputation: 49404
Quote:
Originally Posted by Goodnight View Post
If you've been following the world wide droughts, flooding and temperature increases it's far more than anecdotal. The earth is setting records just about every year for warming, certainly that has much to do with coastal erosion and flooding.

But like everything else we are slow to react whether it's addressing flood insurance or climate change. Looks like taxpayers will end up owning some of these million dollar beach houses when they float away in the near future.
No actually those are all anecdotes.

Warming in general yes, but that doesn't mean more flood risk in the US, it could actually mean less...or less in some areas and more in others.

For example, do you know that if the polar ice melts enough...Ireland freezes?
https://www.technologyreview.com/202...c-circulation/

The idea of "all weather getting worse everywhere" because of global warming is complete anti-science bunk.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 06:57 PM
 
Location: Sector 001
15,936 posts, read 12,236,371 times
Reputation: 16104
Water table got within 6 inches of the surface a few years back and took out 90% of the home's basements in the town I lived in.. the real hidden demon is finished basements and water issues.

Flood maps never address these, and even sewer backup insurance only covers $10K. Be careful what house you buy.
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 08:18 PM
 
16,401 posts, read 8,482,652 times
Reputation: 19251
Just in case anyone is dumb enough to think the seas will engulf Miami like it was claimed decades ago, everyone on the water is doing just fine. I doubt Obama would have bought not one, but two oceanfront properties if MMGW was real.

Note I didn't say climate change, as that is a ubiquitous term the radicals settled on when they couldn't defend their other terms.
Sure, the climate is always changing, and did so long before the industrial revolution or man even set foot on earth.

But don't take my word for it, and instead listen to an expert that has incredible credentials, even among the save the whale types;


https://www.youtube.com/watch?v=x2CwvxuM4gk
Reply With Quote Quick reply to this message
 
Old 08-08-2022, 08:31 PM
 
Location: exit 0
5,307 posts, read 4,393,877 times
Reputation: 7033
For those of you posting about the waterfront homes, the many of the homes in flood zones are not near water AT ALL.

A few years ago I sold my house. We were in a flood zone. My premiums were$1900.00 a year. The house is located 40 miles from the closest river. It also is located 134 miles from the Atlantic Ocean.

As for the waterfront homes they should not be permitted to build on the ocean side of the street. I live in a coastal community that does not allow it. No houses on stilts with ocean waves rolling in under the house at high tide.
__________________
"Ask not what your country can do for you, ask what you can do for your country." ~JFK
Terms of Service
Copyright Info
Frequently Asked Questions
Do NOT reply to moderator posts that are in RED.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Politics and Other Controversies
Similar Threads

All times are GMT -6. The time now is 03:07 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top