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YES...yes...yes... go through a CC first.....that's What I have told my kids
but a lot of kids (and I guess the parents too)..want to go to these prestigious (expensive) schools..even for the common core classes
You have to make sure that you go to the CC in the same state as the university or else some of the classes will not count. I had to retake a lot of classes because the university wouldn't accept them.
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Even in NY State - you can go to a SUNY school for 4 yrs for less than $40 and that's on the high end. The bulk of these student loans are because kids want to have the full experience - go away to college - so you pay non resident prices and live in the dorms or off campus which doubles what you pay for tuition.
My son choose to go out of state but he also already knew what the total cost would be that he needed to pay back.
Now a days college is a requirement for almost every profession which it wasn't in the old days. Beauticians came out of a BOSES program in high school - same with mechanics. Police officers didn't need degrees to apply for the force. Secretaries took business and typing classes in high school - no need for a college degree - now.....
Oh ok, you're talking about community college not a state college. The semester in our county is more than that but still very reasonable. My daughter got her associates in teaching and then transferred. Everyone should go to a community college first.
Even in NY State - you can go to a SUNY school for 4 yrs for less than $40 and that's on the high end. The bulk of these student loans are because kids want to have the full experience - go away to college - so you pay non resident prices and live in the dorms or off campus which doubles what you pay for tuition.
My son choose to go out of state but he also already knew what the total cost would be that he needed to pay back.
Now a days college is a requirement for almost every profession which it wasn't in the old days. Beauticians came out of a BOSES program in high school - same with mechanics. Police officers didn't need degrees to apply for the force. Secretaries took business and typing classes in high school - no need for a college degree - now.....
Bingo. Sadly, much of this money was spent on things like cars, parties, cellphones, movies, etc..
I don't understand these common core classes. That's a waste of a year and has nothing to do with your major.
You are supposed to be getting an education, not going to trade school. Half should have no connection to your major, but will make you a more well rounded person.
The bulk of these student loans are because kids want to have the full experience - go away to college - so you pay non resident prices and live in the dorms or off campus which doubles what you pay for tuition.
Correct, kids want the full "college experience." Big state school, parties, off campus apartments, sporting events, pep rallies, and more parties. They're not worried about if the degree is marketable, because taxpayers are going to fund the loan. They're worried about the fun.
Quote:
Originally Posted by xray731
Now a days college is a requirement for almost every profession which it wasn't in the old days.
Yes, a college degree is the easiest (and legal) way to narrow the list of candidates.
Correct, kids want the full "college experience." Big state school, parties, off campus apartments, sporting events, pep rallies, and more parties. They're not worried about if the degree is marketable, because taxpayers are going to fund the loan. They're worried about the fun.
Yes, a college degree is the easiest (and legal) way to narrow the list of candidates.
"Correct, kids want the full "college experience."
MANY parents want their kids to have the full "college experience."!
"Correct, kids want the full "college experience."
MANY parents want their kids to have the full "college experience."!
And this is where things go awry. The "college experience" should be nothing more than preparing, and learning the skills / knowledge for a particular chosen career. Anything other than that is a complete waste of money.
Biden's "Fresh Start" plan is a get out of jail free card for those in default on student loans. Double and triple time losers will have negative status removed and at once be eligible to borrow or receive *more* federal student financial aid.
On another front Biden plans to cancel about $10k in student loan debt across the board, along with likely extending moratorium on payments which is set to expire next week (31 August 2022).
I want to see all those PPP loans repaid. Huge amounts being used to buy land and homes. Not used for the purpose intended, to keep business around during the pandemic.
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