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Oh and what do you do for a living if i may ask ? are you associated with the FDA or let me put it this way , you sound like someone who works or is associated with the government in some capacity , just curious cause most people who defend the FDA are associated with it in some capacity .Oh and btw I pay my taxes every year and still cannot afford health insurance . I also know plenty of people who work 60 hrs a wk and still cannot afford to pay health insurance !!! It is a sad state of affairs in this country .
No, I do not work for the FDA or any other part of the gumint. And I never defended the FDA, RIF.
I'm glad you pay your income taxes, maybe if the other 50% of the wage earners did too we could afford free healthcare for all.
And what could people be doing for 60 hours a week and still not afford healthcare?? I know of people who work for themselves but continue to work part time just for health care benifits.
Last I checked a GS-12 with a computer cost several orders of magnitude less than an insurance executive. Most of a universal health care system can be paid out of savings created by eliminating the private system. I will stand by this claim.
I do not have an entitlement mentality. I do not consider it to be entitled to want the same opportunity to run a successful business as the next guy. I am willing to put in the 90 hour weeks and all my savings, needed to start a business, but I am not willing to risk my family’s health because I could not afford private health insurance or any care without the insurance. I am being the responsible person you always admire. I have observed that the executives at the top have a supremely egotistical attitude the as “Masters of the Universe” they are entitled to everything they can get by whatever means, legal or not, necessary.
You misunderstand my position on profit in the healthcare system. I want Doctors, Nurses, Technicians and administrators to profit from good salaries for providing health care. I do not see why the gamblers owning insurance companies, hospitals or clinics, unless they are the people that work there, should take any part of the cash flow.
Many people call ne a socialist and/or a communist. Believe me, I am not. I see that there are parts of the economy better severed by an open capitalist system and parts that are not. The healthcare system, because there is no individual choice about using it, is not properly part of the capitalist system and is better served by being a government owned and operated industry.
You seem to understand something that many here can not understand.. and that is BALANCE.. Exactly as you said.. there are some instances where a free market capalistic attitude is best served and there are areas where it is not and a more sociolistic view is needed.
What they can't understand is simply becasue you adapt a socialistic type situation that WORKS within a capatalistic country does not , in effect, mean that we are no longer the America we have always been. Like suddenly we're going all turn into communists because we see a system that could be the best thing for this country.
It's absurd. LIFE is about balance.. and therefore EVERYTHING is about balance. Total free capatalism is a bad thing.. ANYTHING in it's pure UNBALANCED form is a BAD thing.
I don't understand why some people just can't get that.
You seem to understand something that many here can not understand.. and that is BALANCE.. Exactly as you said.. there are some instances where a free market capalistic attitude is best served and there are areas where it is not and a more sociolistic view is needed.
What they can't understand is simply becasue you adapt a socialistic type situation that WORKS within a capatalistic country does not , in effect, mean that we are no longer the America we have always been. Like suddenly we're going all turn into communists because we see a system that could be the best thing for this country.
It's absurd. LIFE is about balance.. and therefore EVERYTHING is about balance. Total free capatalism is a bad thing.. ANYTHING in it's pure UNBALANCED form is a BAD thing.
I don't understand why some people just can't get that.
Total free capitalism is not a bad thing. Just like religion it can be abused by a few bad apples but it is not a bad thing. It is the reason that you are sitting where you are, typing away
Socialism however as a form of governance does not work.
1. Profits first, services last (See the transcript from actual white house tape from Nixon era in my earlier post).
2. Wall Street greed, that takes only a few to bring the whole system down. This doesn't take a genius to figure things out, unless one is suffering from Ostrich Syndrome.
3. Bureaucracy.
All these have made our system the most expensive in the world. The only thing we can be proud of is emergency services... which happens to be, what idiots like to call: "socialized". Won't they love to privatize that too?
You say profits first, so what is the average profit margin of the insurance industry? And what do you think it should be?
1. Picking up the cost for people who don't pay for services.
2. Law suits
3. You think private companies have have more bureaucracy than the gubmint?
Total free capitalism is not a bad thing. Just like religion it can be abused by a few bad apples but it is not a bad thing. It is the reason that you are sitting where you are, typing away
Socialism however as a form of governance does not work.
Couldn't disagree more. Radical ideas are worshipped by extremists, logic dictates finding the right balance.
Free Market works only in good faith. For that reason, I'm more trusting of "mom-dad" small business than of big corporations. Too bad, however, that free market usually forces the small guy on the block out of business. And free market is not a good recipe with crooks in-charge and having no accountability.
To give you a good example, Paulson relaxed lending leverage to five financial institutions in 2004. These companies went wild, the people running them made millions if not billions, at the cost of very existence of these companies. And in the process, brought down the economic health of the nation.
I'm a 34 year old Female with onsent Juvenile Diabetes from the age of 16. I've been fortunately able to maintain continious coverage.. BARELY. Basically I"ve had to jump from job to job in order to keep coverage. For the last few years I've been self employed..
My insurance for me and my son while living in NY was almost $800/month. We had a deducatable and it was a PPO plan. iT gave me the coverage I needed. I paid $20 copay to my Dr. $40 to my specialist (in my case i saw my endo more than my primary..). again..it was for my son and me.. husband NOt covered.. as we couldn't afford it.. it would have shot up to something around $1200/month for the family. Oh.. and this was a "small business" plan.. so it wasn't even as an individual I was paying.
Well.. times have been a little hard, we moved out ouf state and (long story) my coverage slipped to 90 days. FIRST TIME in 16 years I managed to fall beyond that 90 days. My son I got insurance for pretty easy.. he's 3 HMO with $20 copays and no deducatable for $116. Me, however.... in "shopping" for insurance found that I only have 1 choice.. and that was the Blue Cross /Blue Shield offered in my County (next county over had BCBS for ALOT less, however.. wonder why?). Well.. my coverage is $333 a month. Now because I was BCBS in NY they would pick me up from my termination date back in September.. otherwise I'd have towait till new enrollment in January which would put me over the 90. BUT.. I had to pay BACK premiums.. and so from Sept - Dec they sent me a bill for $1720 (somehwere around there).. and then I'd also have to pay $333 for January. Well.. I don't have it.. so guess what.
The next year I will have to pay $333/ month to get ABSOLUTELY NOTHING COVERED.. and pay for insulin ($80+ a vial .. 1 vial is about 1 month's supply) and Diabetic pump supplies ALL OUT OF POCKET..while still paying an inflated premium because of my illness!!! SCUMBAGS!!!
I know why the pre-existing condition clause exists..it's so that someone whowas never covered can't suddenly buy coverage when they are sick and drain the system.. BUT that 90 day coverage should be waived when someone that hsa been consistently covered for 16 years for the same illness drops beyond that!! It's assinine.
I hate the U.S system and the insurance companies have us by the balls. The cost of healthcare is so high that you have no choice but to have them os that you can get coverage.. yet now we can't even afford that coverage to get medical needs.
I hate insurance companies.. I really do . Evil corporate scumbag money sucking pigs.. I hope the entire system collapses as Greg W predicts and then finally we may all be able to have access to healthcare.. not just the rich.
BTw.. my husbands business has been very slow in this economy and i've been searching for a job for 3 months.. I may just have to go without insurance..... because I can't keep up with it all. Fortunately I work out a lot lately so that helps me "strecth my insulin" as working out tends to help you need less.,. I'll have to get creative on other ways to stretch.. like perhaps not eating so I don't require a bolus.. how disgusting is that!
You say profits first, so what is the average profit margin of the insurance industry? And what do you think it should be?
1. Picking up the cost for people who don't pay for services.
2. Law suits
3. You think private companies have have more bureaucracy than the gubmint?
Do you think HMOs are running a charity? But let me ask you first. Are you under group insurance, or do you buy your own?
And yes, these private companies do have more bureaucracy than the government. You don't see it because your mindless hatred for the government is getting in the way. Would you prefer companies and their CEOs running the policies, much less the entire country?
You seem to understand something that many here can not understand.. and that is BALANCE.. Exactly as you said.. there are some instances where a free market capalistic attitude is best served and there are areas where it is not and a more sociolistic view is needed.
What they can't understand is simply becasue you adapt a socialistic type situation that WORKS within a capatalistic country does not , in effect, mean that we are no longer the America we have always been. Like suddenly we're going all turn into communists because we see a system that could be the best thing for this country.
It's absurd. LIFE is about balance.. and therefore EVERYTHING is about balance. Total free capatalism is a bad thing.. ANYTHING in it's pure UNBALANCED form is a BAD thing.
I don't understand why some people just can't get that.
The problem with a socialist, fascist or communist society is that sooner or later you run out of other people's money.
The problem with a socialist, fascist or communist society is that sooner or later you run out of other people's money.
We get it that you are either a corporatist, or an anarchist. Why not provide an example of a totally free market society that has survived the test of time. I will look forward to discuss its state with you...
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Universal means EVERYONE.. and MOST AMericans do not meet the guidlines to recieve that healthcare. 
