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Old 06-05-2009, 10:07 AM
 
Location: Durham, NC
3,506 posts, read 9,909,900 times
Reputation: 2136

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Quote:
Originally Posted by jmking View Post
Good morning GD. I'm sure you've read my story and of course the system lets people down everyday of the year. This is how they make a profit.
Great post. It sounds as if you and I are in the same predicament. I've had medical professionals tell me flat-out that the current medical system has failed to care for my wife in every way. We've both worked, and we've both had healthcare benefits all of our lives. I've always strived to maintain a healthy lifestyle, so I've rarely used any benefits with the exception of dental. Since her condition is genetic, there was and is really nothing that could've been done to prevent it. It's just horrible that, now that she's officially disabled, I'm responsible for the bulk of her healthcare costs. Nothing is covered. Virtually every expense is out-of-pocket. I reached a point not long ago where I had to choose a path - either I stop working, giving up a salary and benefits, and become here primary full-time caregiver, or I continue working, but then pay for someone else to perform that role. As it stands today, she's in Assisted Living and is doing very well there. I'm losing our home, the cars, my 401K, and most everything we currently own of value, because of the ongoing expenses. There is no help or assistance coming from anywhere. My credit will be ruined, I will most likely be homeless, and without a vehicle to get to get around in, I'll probably lose my jobs.
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Old 06-05-2009, 10:36 AM
 
6,960 posts, read 7,671,653 times
Reputation: 3875
Quote:
Originally Posted by superk View Post
Great post. It sounds as if you and I are in the same predicament. I've had medical professionals tell me flat-out that the current medical system has failed to care for my wife in every way. We've both worked, and we've both had healthcare benefits all of our lives. I've always strived to maintain a healthy lifestyle, so I've rarely used any benefits with the exception of dental. Since her condition is genetic, there was and is really nothing that could've been done to prevent it. It's just horrible that, now that she's officially disabled, I'm responsible for the bulk of her healthcare costs. Nothing is covered. Virtually every expense is out-of-pocket. I reached a point not long ago where I had to choose a path - either I stop working, giving up a salary and benefits, and become here primary full-time caregiver, or I continue working, but then pay for someone else to perform that role. As it stands today, she's in Assisted Living and is doing very well there. I'm losing our home, the cars, my 401K, and most everything we currently own of value, because of the ongoing expenses. There is no help or assistance coming from anywhere. My credit will be ruined, I will most likely be homeless, and without a vehicle to get to get around in, I'll probably lose my jobs.
superk, I'm very sorry to here this! Very very tragic and it should not happen that way. My wife is not in dire straights as your wife but may in a few, but praying it will never happen. I'm sure many thoughts have gone through your mind over and over again in planning what to do but finding a barrier or wall standing in your way at every angle. My wife even told me that maybe she should move out, get a divorce, become destitute in order to collect SSI and medicaid, freeing me up to pursue happiness with someone else. After nearly 30 years together I will never let that happen. superk, does your wife qualify for Social Security Disability Insurance? If so she then qualifies for medicare. My wife worked for 28 years and is qualified and we are fighting like hell to get it, its been 3 years now but she will get it if it's the last thing I ever do.
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Old 06-05-2009, 10:39 AM
 
819 posts, read 803,321 times
Reputation: 203
Quote:
Originally Posted by Blind Sniper View Post
I'm not taking an R or D stance on this. The system is broke, period. Only the rich and the welfare poor get good health care while the middle class covers the cost for others while we do not "qualify" for good care ourselves. What good is health insurance and why does it exist? I pay in thousands per year so they can exclude or deny anything that I might need them for in the first place. I'm having to back off of my "it's socialism" views on this one. Health care should be a right not a priveledge. The left wants to nationalize and the right only wants to prove the left is wrong. What is the solution?
Someone I know was born with a heart defect, had a pacemaker at the age of 21, never made more than 40K a year in his life and never once had a problem getting insurance. I guess he just got lucky?
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Old 06-05-2009, 10:41 AM
 
Location: Pinal County, Arizona
25,106 posts, read 37,130,543 times
Reputation: 4924
Quote:
Originally Posted by EinsteinsGhost View Post
I don't see the need, but couldn't care less. Either way, if people got to pick as opposed to politicians, lobbyists and corporations deciding it for them, I have a feeling that you won't like the way it goes, even as you stand to benefit from it.
A Constitutional Amendment, if ratified, would make such health care part of our Constitution - which is currently is not. The Government currently has no Constitutional Authority to enact a National Health Care plan / system.

Frankly, I would rather have the American Citizens make such a decision rather than 565 - and I would be comfortable with the PEOPLES decision a lot more.

Keep in mind though - the PEOPLE might not decide to do what YOU want either - and you would have to live with that.

It goes both ways.
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Old 06-05-2009, 10:48 AM
 
6,960 posts, read 7,671,653 times
Reputation: 3875
Quote:
Originally Posted by maskedman View Post
Someone I know was born with a heart defect, had a pacemaker at the age of 21, never made more than 40K a year in his life and never once had a problem getting insurance. I guess he just got lucky?
Do you know why that is? I bet you don't, otherwise you wouldn't have posted such an ignorant post. I'll give you a hint then you can try to figure it out. It's called "group health insurance".
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Old 06-05-2009, 10:57 AM
 
Location: Dallas, TX
31,765 posts, read 26,980,574 times
Reputation: 12296
Quote:
Originally Posted by Greatday View Post
A Constitutional Amendment, if ratified, would make such health care part of our Constitution - which is currently is not. The Government currently has no Constitutional Authority to enact a National Health Care plan / system.
Why do you believe an amendment is needed? Which amendment supports the current system?

Quote:
Keep in mind though - the PEOPLE might not decide to do what YOU want either - and you would have to live with that. It goes both ways.
Glad you realize that, since it is supposed to. Then, there's the matter of keeping in touch with the reality, never place your bets without a perspective.
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Old 06-05-2009, 11:09 AM
 
Location: Pinal County, Arizona
25,106 posts, read 37,130,543 times
Reputation: 4924
Quote:
Originally Posted by EinsteinsGhost View Post
Why do you believe an amendment is needed? Which amendment supports the current system?
The "current" system is a private system - a business model - not run by the government. There is no amendment needed for the "current" system.

By the same token - the right of the Government to do something as a government program needs to be provided for in the Constitution - and currently there is nothing in the Government that allows for such a program.

Hence why there needs to be a change to our Constitution to allow for the Government to be responsible for the nations health care.
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Old 06-05-2009, 11:23 AM
 
6,960 posts, read 7,671,653 times
Reputation: 3875
Quote:
Originally Posted by Greatday View Post
The "current" system is a private system - a business model - not run by the government. There is no amendment needed for the "current" system.

By the same token - the right of the Government to do something as a government program needs to be provided for in the Constitution - and currently there is nothing in the Government that allows for such a program.

Hence why there needs to be a change to our Constitution to allow for the Government to be responsible for the nations health care.
Greatday, are you some paid political hack, or something else? You sure sound like one because you've been broadsided a dozen times and you still spew nonsense and only respond to what is easy for you, not the tough ones. What on earth makes you think it's a private system? Because the insurance company hangs a shingle on their door saying they are Blue Cross Blue Shield? Maybe because the CEO made a 150 million bucks one year and not some government agency instead? The Fed is waist deep into this mess and has been for 50 years. A matter of fact its the government that has mangled the damn thing in the first place.
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Old 06-05-2009, 11:30 AM
 
Location: Pinal County, Arizona
25,106 posts, read 37,130,543 times
Reputation: 4924
Quote:
Originally Posted by jmking View Post
Greatday, are you some paid political hack, or something else? You sure sound like one because you've been broadsided a dozen times and you still spew nonsense and only respond to what is easy for you, not the tough ones. What on earth makes you think it's a private system? Because the insurance company hangs a shingle on their door saying they are Blue Cross Blue Shield? Maybe because the CEO made a 150 million bucks one year and not some government agency instead? The Fed is waist deep into this mess and has been for 50 years. A matter of fact its the government that has mangled the damn thing in the first place.
Aside from your attempt to personally attack me, the FACT remains, the Government has no constitutional authority to run a health care system.

End of story.
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Old 06-05-2009, 11:30 AM
 
Location: Dallas, TX
31,765 posts, read 26,980,574 times
Reputation: 12296
Quote:
Originally Posted by Greatday View Post
The "current" system is a private system - a business model - not run by the government. There is no amendment needed for the "current" system.

By the same token - the right of the Government to do something as a government program needs to be provided for in the Constitution - and currently there is nothing in the Government that allows for such a program.

Hence why there needs to be a change to our Constitution to allow for the Government to be responsible for the nations health care.
One of the permanent flaws in your arguments has been the assumption of a government controlled system. The idea being floated and likely to be taken up is a system where government pays for services provided by private providers using taxes it collects. This shouldn't be an alien concept unless you're not aware of government already doing that for the populace.

Having said that, private businesses aren't above the government. In fact, government was put in place so corporations don't run the country, the people do using corporate charters as a tool. Of course, a numb headed decision of giving person hood to corporations has sucked the air out of the original intent, and the very idea behind the War for independence.

Last edited by EinsteinsGhost; 06-05-2009 at 11:49 AM.. Reason: Emphasis added
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