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Old 07-18-2009, 09:30 PM
 
439 posts, read 442,644 times
Reputation: 71

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Quote:
Originally Posted by jfields View Post
no its not. There are even plenty of insurance companies that won't even cover a pregnancy in which conception occurs less than 6 months after the purchase of a plan.
Your statement was: You are aware that most insurance companies won't let you start a policy if you are pregnant right?

You can start a policy.

The pregnancy might not be covered (and it might in many cases), but you can start the policy and if you get sick you're covered.

 
Old 07-18-2009, 09:34 PM
 
439 posts, read 442,644 times
Reputation: 71
Quote:
Originally Posted by jfields View Post
Sorry we couldn't afford anything else. We are poor. Do you have any idea what that feels like?
Absolutely I do know.

And I don't blame the insurance company for my lack of knowledge of their policy, or for my dissatisfaction that it was the only thing I could afford.

Your accusations of 'the lying b******s' show that lack of money isn't your only lack.

You lack honesty because you are blaming them for adhering to the terms of their contract with you.
 
Old 07-18-2009, 09:36 PM
 
439 posts, read 442,644 times
Reputation: 71
Quote:
Originally Posted by jfields View Post
This is a perfect example of why I call some right wingers right wing lunatics. When I cite a credible source, and the WHO is widely recognized as one in the field of political science, you suggest that it has no credibility. Do you actually think I, or anyone for that matter, am going to take the word of someone spewing his/her extreme right wing views mixed with a little GOP party line propaganda speech over a well respected international organization such as the WHO? The WHO has done extensive studies to come up with the rankings that put our health care system at #37. ( by the way, this study was done in 2000 when we had only 38 million uninsured; we now have 47 million and therefore we'd probably be even lower than #37 today) Then some right wing fanatic says " no we've got the best health care system in the world" and gives no critical analysis to back his/her claim up.
You may find them credible.

Others notice quite a political agenda being advanced by WHO.
 
Old 07-18-2009, 10:53 PM
 
Location: Northglenn, Colorado
3,689 posts, read 10,397,577 times
Reputation: 972
Quote:
Originally Posted by roysoldboy View Post
Most people that I call libs don't understand how many millions or even billions of dollars the pharmas spend developing new medicines. Somehow they think that those people just make the new ones without any kind of research. I guess if they ever have their way they will wonder why no new meds come out of where they are researched today.
To give some an idea of how drug testing is done around the world. A pharma company develops the drug, tests it on mice. If it is successful they then go onto Phase I testing on humans, usually a small test of a small number of people, if it does well there, it goes on to Phase 2, and then Phase 3. If the pharma company wishes the drug to be sold here in the U.S. it must then pass the drug trial done by the FDA. Of the hundreds of drugs tested for 1 disease, only 1 to 2 will actually reach FDA testing, of that you are lucky if you see 1 pass through. The FDA tends to pull the plug on drugs if 1 or so die or have problems with the drug, even though thousands are benefiting from it.

There is a reason why there are only 5 approved treatments for MS, several thousand have gone through trials. It costs pharma company's billions to bring these drugs through trial up to the point of going through FDA approval, most drugs they NEVER see any return on, so it would be like you spending several thousand dollars on an item, just hoping it is good enough for people to have the ability to purchase. If they do not or cannot purchase the item, well you have to find another and spend several thousand dollars again. Hoping that one day you might actually get a jackpot.

It is a VERY high risk business, one drug falling out of trials can cost the company dearly.
 
Old 07-18-2009, 11:36 PM
 
785 posts, read 1,047,996 times
Reputation: 190
Quote:
Originally Posted by I am Joe White View Post
Absolutely I do know.

And I don't blame the insurance company for my lack of knowledge of their policy, or for my dissatisfaction that it was the only thing I could afford.

Your accusations of 'the lying b******s' show that lack of money isn't your only lack.

You lack honesty because you are blaming them for adhering to the terms of their contract with you.
HOw the hell do you know that they were adhering to the terms of the contract? You don't and your just making more bull**** assumptions and this time you crossed the line. Your trying to stick your nose into something you know nothing about. YOur weren't there, you don't know what was in the contract, you don't even know what they refused to cover and you've got the ****ing nerve to say that I lack honesty? Don't attack me because you're brainwashed on the issue of health care and I'm calling you out on the untrue right-wing propaganda that you're spewing.
 
Old 07-19-2009, 02:45 AM
 
Location: San Antonio, TX
1,030 posts, read 1,450,758 times
Reputation: 255
Quote:
Originally Posted by jfields View Post
Source? I provided you with the source that says Canadian UHC covers hospitializations in the US and I'll also provide you with a source for Canadian wait times as well.

In 2005, the median waiting time was about 4 weeks for specialist visits, 4 weeks for non-emergency surgery, and 3 weeks for diagnostic tests.
Access to health care services in Canada, 2005

Big difference between 4 weeks and 6 months.



Sorry, I shouldn't have used the word lunatic. But I'm still not taking your word over the WHO.



Don't like cold weather.



I'm sure that there are many Canadian doctors that make a real living in Canada, are proud of what they do, and would find this comment very insulting.
yet 1 in 9 canadian doctors are here.
The Canadian contribution to the US physician workforce

Ontario Wait Times Strategy : Professionals
sorry, but 4 month wait for an MRI that might diagnosis a brain tumor???
not to mention 3-4 month waits for surgeries???
Sorry, I don't want to wait that long.
 
Old 07-19-2009, 02:46 AM
 
Location: San Antonio, TX
1,030 posts, read 1,450,758 times
Reputation: 255
Quote:
Originally Posted by I am Joe White View Post
No, you take the word of left wing lunatics at WHO.
the WHO loves us about as much as the UN does. As long as we don't bow down to international interests they will continue to hate us.
 
Old 07-19-2009, 02:48 AM
 
Location: San Antonio, TX
1,030 posts, read 1,450,758 times
Reputation: 255
Quote:
Originally Posted by I am Joe White View Post
'Commoners', eh? lol

Well how bout this?

The lower 50% of wage earners (commoners to you) pay $0 income tax each year.

Many of them even come out ahead, paying $0 income tax AND getting more back besides. It's called EITC (Earned Income Tax Credit).

Many of those don't even wait till the end of the year, they get it IN ADVANCE in their paychecks. Advance Earned Income Tax Credit Questions and Answers (http://www.irs.gov/individuals/article/0,,id=96515,00.html - broken link)

So I think that the 'commoners' come out pretty good, all told.
I have a great idea... Let's take that EIC and turn it into health insurance for these people. Oh wait, most of them already get free health insurance from medicaid and chips. Nevermind....
 
Old 07-19-2009, 03:45 AM
 
Location: Chicago, IL
8,998 posts, read 14,757,409 times
Reputation: 3550
FRONTLINE: sick around america: watch the full program | PBS
 
Old 07-19-2009, 03:46 AM
 
Location: Florida
23,158 posts, read 26,101,649 times
Reputation: 27898
Please keep in mind that, although there certainly have been instances where ins. companies have wrangled out of paying claims and have cancelled buyers, it's not the norm.
If it was, nobody would be getting new hips and knees or pacemakers or chemo and returning home grateful and happy.
Millions with chronic conditions get their bills submitted and paid with no problems or cancellations
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