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When, we the people, voted for representatives that would make it so. If they don't, we will vote them out and get someone that will. Give up...we won't
no whats he s saying is the insurers are jacking up the premiums for minor services that you can pay yourselves at minimal costs (which UHC attempts to cover)
See below.
Quote:
Originally Posted by Wapasha
Wasn't that mt point?
Covering every single visit by insurance is what jacks up the cost of insurance. If you did use home owner's insurance to mow the lawn, rake the leaves, replace torn screen windows and spray for weeds and insects, your home insurance would be thru the roof.
Going to the doctor for routine care is not something unexpected that you insure yourself against. You insure yourself so that the medical costs of having a heart attack or getting cancer, or breaking your back will not destroy you financially.
Or at least, maybe that is how health insurance should be used, it would certainly lower the costs of health insurance.
Maybe you would like to make up the list of what, other than hospitalization, insurance "should" cover.
You need to know a little about health insurance history. Years ago, when I was a young nurse, health insurance was like that. The only time the dr. visits were paid for was when you went into the hospital. Ditto labs, X-rays, etc. Ergo, people were frequently admitted to the hospital for "tests". Talk about a poor use of resources. Hence the change.
Now, you have to be practically at death's door to get admitted to the hospital, and they get you out ASAP. You may not be old enough to remember "drive-through deliveries" about 15 years ago. New moms were in and out in less than 24 hours in some cases. Many state legislatures responded by passing laws requiring at least an overnight stay for having a baby. That's a poor way to have to do it, but the ins. cos were oblivious to drs' and parents' complaints about the drive-throughs, which I liked to call "drive-by" deliveries, b/c it seemed like the pt. just drove by the hosp. to drop the baby.
Ironically, the state of Nebraska passed such a law, and a relative of mine had a baby, got to stay, I believe 48 hrs. My then 78 yr old mother-in-law had gallbladder surgery and had my then 88 yo father-in-law at home to take care of her; she had to leave sooner!
But anyway, that was the trade-off. More out-pt. care for less inpatient care. Immunization rates have also gone up since immunizations are covered.
Quote:
Originally Posted by Wapasha
Want to try that same logic with the people who support abortion during all stages of pregnancy?
Oh, please, go to the abortion thread if you want to talk about abortion.
Quote:
Originally Posted by Wapasha
Where have I made that claim?
You don't want ins. to cover well-baby care, immunizations, sick child care and all the other medical costs of raising a child, unless/until that child goes in to the hospital.
Absolutely, depending upon the nature of the case and circumstances of the pregnancy. Where is the post that answers my question?
I already told you. You are asking me a to explain why I hold a specific position, when I told you that do not hold that position. Its not my problem if your stereotyped view of me is wrong.
Oh, please, go to the abortion thread if you want to talk about abortion.
I was just making an analogy, to prove a point.
Quote:
Originally Posted by Katiana
You don't want ins. to cover well-baby care, immunizations, sick child care and all the other medical costs of raising a child, unless/until that child goes in to the hospital.
Where in the hell did I say that?? You just like to create stereotypes of people, and then attack them, eh?
All I did was offer a sensible explanation for why I think health insurance is so expensive, and the next thing you know I'm just about compared to an inhumane baby killer.
You want heathcare? Then pay for it yourself! I dont think its fair to use taxpayer money to give free healthcare to people who dont work, or chose to do without it because they prefer doing drugs to bieng responsible. This is getting out of hand, whats next? Everyone should have a free car?
Have you found work yet? I'm just curious; you were mentioning in the AZ forum that you were having trouble collecting unemployment. Hopefully you've gotten a check by now.
Last edited by Metlakatla; 07-25-2009 at 04:35 PM..
You don't want ins. to cover well-baby care, immunizations, sick child care and all the other medical costs of raising a child, unless/until that child goes in to the hospital.
Quote:
Originally Posted by Wapasha
Where in the hell did I say that?? You just like to create stereotypes of people, and then attack them, eh?
All I did was offer a sensible explanation for why I think health insurance is so expensive, and the next thing you know I'm just about compared to an inhumane baby killer.
See below. What do you think "every single visit to the doctor" entails when you have a baby? Certainly immunizations could be analogous to pulling the weeds or changing the spark plugs.
Quote:
Originally Posted by Wapasha
Health insurance is actually supposed to be just like home or car insurance, to protect you from a catastrophe. You do not use you car insurance to change spark plugs or replace wiper blades, and you do not use home insurance to pull weeds out of the garden, paint the fence and clean out the garage.
Health insurance is so damned expensive because people are using it for every single visit to the doctor.
Have you found work yet? I'm just curious; you were mentioning in the AZ forum that you were having trouble collecting unemployment. Hopefully you've gotten a check by now.
I am still unemployed, and I finally got my unemployment. Thats what i am living off of. Thats what I am using to pay for my healthcare.
I say just make everything free I mean WTH seems like lefties want to give everyone everything so...give it all away!
You lefties just dont get it...Its not a right..its not free...If you cant afford it...then your priorities are all screwed up.
Instead of buying Ipods and other crap you "dont" need get your family values in order or "dont" have kids you cant afford and all will be O.K.
Remember..My money is NOT your money!
"One problem with socialism is....Sooner or later you run out of "other" peoples money"
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I mean WTH seems like lefties want to give everyone everything so...give it all away!
