U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Politics and Other Controversies
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 08-09-2009, 10:56 AM
 
Location: Chicago, IL
8,998 posts, read 13,994,626 times
Reputation: 3544

Advertisements

Consumer protections lost in health care debate - Yahoo! News (http://news.yahoo.com/s/ap/20090809/ap_on_go_co/us_health_care_consumer_protections - broken link)

Quote:
It's one issue in the health care debate that nearly everyone — even the insurance lobby — seems to agree on: Better consumer protections are needed to end the nightmare of not being able to get covered for a treatable, if costly, illness. Yet such practical considerations are being overlooked in a debate that's become a passionate argument about the government's reach and role in medical matters.
Experts say the bills before Congress include significant consumer protections that would end denial or cancellation of coverage for medical reasons, from high cholesterol to cancer.
Insurers no longer could base premiums on a person's medical history, although they still could charge more to 50-year-olds than to people in their 20s.
I also hope insurers are not able to retroactively rescind coverage just because they don't want to pay for a costly surgery or test.
Rate this post positively Reply With Quote Quick reply to this message

 
Old 08-09-2009, 11:56 AM
 
Location: Midwest
38,511 posts, read 23,754,292 times
Reputation: 10763
Hidden Costs of Health Care Report

Quote:
With each passing year, Americans are paying more for health care coverage. Employer-sponsored health insurance premiums have nearly doubled since 2000, a rate three times faster than wages.1 In 2008, the average premium for a family plan purchased through an employer was $12,680, nearly the annual earnings of a full-time minimum wage job.2 Americans pay more than ever for health insurance, but get less coverage.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 08-09-2009, 11:59 AM
 
Location: Midwest
38,511 posts, read 23,754,292 times
Reputation: 10763
Click on your state to see how health insurance reform will help you in your state.

The Health Care Status Quo
Rate this post positively Reply With Quote Quick reply to this message
 
Old 08-09-2009, 12:01 PM
 
Location: Great Falls, Montana
3,994 posts, read 3,668,204 times
Reputation: 1336
Consumer protections being lost in health care debate

Most or all government madated programs come with no consumer protections by default anyway, so I don't see this as a real concern.

With the government, it's usually ... "My way, or the highway"
Rate this post positively Reply With Quote Quick reply to this message
 
Old 08-09-2009, 12:09 PM
 
Location: Indianapolis, IN
914 posts, read 4,270,588 times
Reputation: 845
Really, it depends. How would new consumer protections be enforced? While it all sounds well and good, many insurance companies don't follow the laws we have now . . . what makes anyone think insurance companies won't find a way around new consumer protection laws? They have every financial incentive to do so!

When I worked in contacting for hospitals I saw this firsthand. Ever year the hospital negotiated a new contract to address the "issues" they were having with said insurance company. And every year the new contact was implemented and new "issues" arose. There will always be something, and I really don't see how this is being addressed.
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Politics and Other Controversies
Similar Threads

All times are GMT -6.

© 2005-2022, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top