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Oh how cute. Way to minimize and trivialize a real problem. How insulting to people who struggle with medical problems and their costs.
Health care is not a constituionally protected right. The government has zero business messing with it. What's next? The government mandating discounts on Viagra for everyone that can't afford it. Where will this insanity stop..
I did just that just over four years ago and Medicare never batted an eye. Just paid the whole thing and that was that. Even all the checkups after the surgery were on Medicare.
Age fast so you can get on Medicare before Obama stops it from happening. He says there will be no Medicare for you after this fool rule of a bill goes into effect. When all the old people who are on and get on before the law goes into effect die, Medicare will be over.
I think that if you go to the same hospital that did me you would get the whole thing and if you could pay, you would get to and if not they would just write it off and go on down the road. This hospital is owned by a doctor and he follows the Hippocratic Oath all the way. Aren't all doctors like that?
Oh, so that's how it is for you?....you're scared your gravy train will end, eh?
This is foolish. There are LOTS of people that don't have $68 dollars in their pockets. You're lucky they didn't have to operate. That would be a heck of allot more than $68.
alot of places are like that, actually most will be. All this propaganda you're hearing about the crippling costs of HC and how people can't afford it tries not to acknowledge this.
As I've said, most people would pay less out of pocket for their health care than their health insurance costs (them and their employer) in a year right up until they have a serious chronic or catastrophic illness or injury.
Sonrise went to an eye doctor. Eye doctors are use to taking patients without insurance because many -- most? -- don't have eye care plans. However, regular medical doctors are different. You're doctor probably won't stop seeing you because you lose your insurance but you won't get a new doctor to see you.
I dont think that poster is on welfare, you know the handout that people get who wont work and want something for free.
I did not imply that he was on welfare.
He has MediCARE not Medicaid...look it up if you have to. sheesh.
oh wait, here:
Medicare is federal health insurance for people who are age 65 or older, as well as younger people with certain disabilities and illnesses.
Reread his post if you have to...and then we'll all be on the same page.
Last night I was cutting my grass and the blade hit my driveway and a spark and/or rock hit my eye. I went in the house, showed my wife and there was a red dot slightly smaller then the size of a thumb tack on my eye. This morning she called the eye doctor and I had an appointment at 1pm. The doc did a very thorough examination, concluded that there was no metal or rock in my eye and that it was a corneal abrasion.
As I checked out, they asked for my insurance and I informed them that I lost it in Jan. The total cost was $137, and she said that my payment now was $68, and I asked if she was going to bill me the difference and she replied, "There is no balance, that's the cost for self pay." Needless to say, I was very pleased and wanted to share that with everyone without any agenda. I literally paid half because I was self pay, i.e. cash.
That's a good deal anywhere. If you had a medical savings account, you could have negotiated even before going in.
I go to the dentist for cleaning more often than my dental insurance allows. They only charge me a small amount of money since I pay them cash for the extra visit. The thing is that if I didn't have the insurance and need a crown or root canal that wouldn't be doable for me even with a cash discount.
Its not "no insurance" as the problem... but the problem with how insurance try to maximize their profit with annual/lifetime caps, deny treatments, drop coverages, and pre-existing conditions... I can't fault them, they do it for profit... the government does it to reduce costs... they are both one and the same, just different bosses... nobody bother to ask how the doctors would do it... not even Obama... pathetic...
They're not trying to maximize their profit, they're trying to maintain the profit the already have factored in to their initial rates. Lifetime maximums are $2,000,000-3,000,000+ for most plans today.....few ever run into that problem....they die long before that unfortunately. You can't be singled out for a rate increase or cancelation on health insurance....it's law....they have to do it to the entire block of business. They can cancel everyone but, they'll get banned from doing business in the state again for a period of time (in AZ it's 5 years). Pre-existing conditions get covered with no waiting period, if you're on a group plan and you have prior creditable group coverage of 6 months without a lapse at any point of more than 63 days....if not your waiting period is 6 months. On individual, it depends on the state laws there....some mandate it and have outrageous rates because of it, while others don't and it can cause a decline, exclusion rider, rate-up or just not covered until the waiting period is over....all depends on the illness and the underwriting at each insurer.
HMO's do it by reducing costs....it's called managed care. They employ doctors to tell them how to do it and then those same doctors tell your doctor how they want it done too....that's what some people are complaining about when they say insurance companies decide your care....it's HMO's. Some HMO's like Kaiser actually employ their own doctors so, when you go to one of their clinics they don't tell the doctor how to treat you because he already knows....he works for them but, people don't seem to realize that.
The government does it because they can and they're always trying to squeeze money out of something to pay for something else. They are the only insurer for every person in the country age 65 and older, what can providers really do about it? They still can count on the payments they get from private insurance to make up the difference and continue providing the same level of treatment they currently are for everyone but, if there's only one plan....the government option and it pays at the same rate Medicare does....providers will have to make cuts every where, the level of quality will go down the drain and even then many won't be able to stay in business.
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