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I think they will. My employers pay $500 per month to insure individual employees under our small goup plan. Our plan has a $1000 deductible. If the government offers a more affordable option, it would be cost effective to give the employees a raise to allow them to pay the premium for the public option versus continuing to pay the increasing annual premiums. Private insurers will not be able to compete. The government cannot mandate that small employers provide insurance coverage without putting many out of business.
I think they will. My employers pay $500 per month to insure individual employees under our small goup plan. Our plan has a $1000 deductible. If the government offers a more affordable option, it would be cost effective to give the employees a raise to allow them to pay the premium for the public option versus continuing to pay the increasing annual premiums. Private insurers will not be able to compete. The government cannot mandate that small employers provide insurance coverage without putting many out of business.
If it does and you are then able to purchaes your own insurance.. you will have a choice.. the public or any of the private options.
Yes.. the public may be cheaper.. but in order to attract more consumers the public may offer more for less.. and be forced to trim their overhead costs (ie: maybe they will not have to pay one exec 14M a year!!! ) to compete.
I don't see this as a bad thing..
Oh.. and smal business will be able to thrive and actually compete with big business.
Insurance really shouldn't be tied to employment anyway.
They probably will but I'd gladly be on the public option and receive a higher rate of pay.
Private insurers already have a monopoly and they are free to lower their rates at any time but then again they wouldn't be able to give their CEOs huge bonuses every year.
I think it would be wrong for the government to mandate health insurance and not give the small businesses a choice in whether their employees are on the public option or have to deal with a private health insurance company.
Many larger businesses pay their employees less money in order for their employees to qualify for Medicaid so they won't have to provide them with health insurance.
They probably will but I'd gladly be on the public option and receive a higher rate of pay.
Private insurers already have a monopoly and they are free to lower their rates at any time but then again they wouldn't be able to give their CEOs huge bonuses every year.
I think it would be wrong for the government to mandate health insurance and not give the small businesses a choice in whether their employees are on the public option or have to deal with a private health insurance company.
Many larger businesses pay their employees less money in order for their employees to qualify for Medicaid so they won't have to provide them with health insurance.
That doesn't make sense. If the employee works a full time job for minimun wage they would not be eligilbe for Medicaid in most cases.
How can they compete with an entity that prints it's own money and is funded by the taxpayer?
They'll be fine.
If they truly offer a product that the American people want and are willing to pay for, they shouldn't have any worries.
If they feel they are doing SUCH a great job, why should we care?
Do you have stock in these companies or do you work for one of them?
I personally wouldn't be sad to see less of them around. They've stiffed enough hard working American people over the years.
I knew plenty of people while working at Wal-Mart that were on Medicaid and worked full time.
It must be determined based on the state in which you live. In Texas an employee working 40 hours a week at $7.25 per hour would not qualify for Medicaid.
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