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With the White House zeroing in on the insurance-industry practice of discriminating against clients based on pre-existing conditions, administration allies are calling attention to how broadly insurers interpret the term to maximize profits.
This is the reason we should be debating health INSURANCE reform not government run healthcare.
And the only way to reform insurance is through the government. Sucks, but that's the way it is. The insurers have no impetus to change anything on their own.
I think one of the saddest circumstances I've ever seen was a couple who had been married several years, finally had the child they'd been hoping for and who was born with several medical problems. The husband was a Nevada State Trooper and after fighting with the insurance companies for a couple of years trying to get things paid for that they truly needed, the state government turned down a provision that would have allowed the necessary items to be covered, for a state trooper no less, someone who puts his life on the line daily.
They applied for Medicaid because the State Troopers insurance company changed, actually they were dropped because of this individual's high expenses. They were not covered because they were married. They were actually told they should divorce because then both mother and child could be covered by Medicaid. This advice was quoted to them by several government officials!! Instead of trying to solve the problem by instituting mandatory insurance guidelines, they told this great couple to get a divorce. Yet they could still live together and raise their child, and he would be insured. Now what about all those people who say we have the best coverage in the world??? What would you tell this couple? And for all those insurance executives making multimillion dollar bonuses, how the hell do you sleep at night? Is insurance only for the healthy and wealthy??
I have a friend who lost his insurance when his wife had a nervous breakdown. Couldn't get any after that.
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