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I don't know about the non-payment inflation. I do know in NYC, the public hospital system has or had a fund for the uninsured when I worked in their hospital/medical school program, and the system is huge by national standards.
Thus, non-payment was less of an issue, and services always provided at the same cost regardless of ability to pay.
From what I've read it's mostly due to the bargaining power of the insurance companies.
Nope, it's just an assumption. If the uninsured were less risky, I would assume there wouldn't be as many superfluous charges. If an insurance company gets charged $1000 for a procedure, I can't imagine that the hospital is losing much money, if any. If they charge an individual without insurance $3000 for the same procedure, it's reasonable to assume that $2000 of that is superfluous. I would assume that 1 in 3 uninsured pay their bill. Maybe the ratio is a bit off, but there's my logic.
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Originally Posted by LeavingFlorida05
Nope, it's just an assumption. If the uninsured were less risky, I would assume there wouldn't be as many superfluous charges. If an insurance company gets charged $1000 for a procedure, I can't imagine that the hospital is losing much money, if any. If they charge an individual without insurance $3000 for the same procedure, it's reasonable to assume that $2000 of that is superfluous. I would assume that 1 in 3 uninsured pay their bill. Maybe the ratio is a bit off, but there's my logic.
I have my doubts that trying to apply logic to this system is a reasonable thing.
I know damn well if I was billed $3 for something many others are billed $1 for I'd send them $1 and tell them to stick it
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