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Collectors are noticing a shift not only in ability but in willingness to pay. “With all the bailouts the government is giving everyone, no one has any personal accountability about their own debts,” said Roger Knauf, who runs a trade group of debt-buying firms.
If we held credit card companies to similar rules of boxing they would be banned from the sport. When people start having trouble CCC entice them into deeper debt and when they have no other choice that to be late on a payment the CCC hammers them. I applaud those who stand against these thieving bastards. I love the woman who stood against B of A. She is a real American hero. I think she set the example of how to handle these scumbags. If they up your rates without reason simply refuse to pay until they bring those rates down.
Chango,
Be patient, the riots are soon to come but first we will see a lot more crimes of necessity, that is, people stealing food for themselves and their family. State parks with campsites are now full of families with no place else to go, no jobs, and no income. American is a ticking time bomb.
Well, if it weren't for that pesky positive credit rating that is a necessity of life here in the USA, the thought of not paying my debts would be significantly more attractive. But since the occasion of needing credit arises from time to time, I don't think it would be in my best interests to buck the system.
Well, if it weren't for that pesky positive credit rating that is a necessity of life here in the USA, the thought of not paying my debts would be significantly more attractive. But since the occasion of needing credit arises from time to time, I don't think it would be in my best interests to buck the system.
The best strategy is to not get caught in debt to begin with.
Quote:
Originally Posted by freefall
You can burn your card
But then I would be polluting the atmosphere and that would make Al Gore mad...
I use a prepaid credit card. I never have to worry about nonpayment. Costs me $3 a month.
If people don't want to pay outragous interest then they shouldn't charge stuff on credit cards. Credit cards are not free money.
Doesn't matter if we like what they do. Fact is they do what they do and we know what they do when we sign up for credit cards. If you don't like what they do then don't get a credit card. If enough people don't get credit cards they will stop doing what they do.
Well, if it weren't for that pesky positive credit rating that is a necessity of life here in the USA, the thought of not paying my debts would be significantly more attractive. But since the occasion of needing credit arises from time to time, I don't think it would be in my best interests to buck the system.
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