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"Healthcare overhaul bills working their way through Congress could jeopardize laws in California and other states that require insurers to pay for treatments such as AIDS testing, second surgical opinions and reconstructive surgery for breast cancer patients.
What's more, the federal legislation could make it virtually impossible for states to enforce other consumer protection laws, such as the right to appeal if an insurer denies coverage for a particular treatment."
Republicans have touted their plan to allow insurance to be sold across state lines. I think it's important for people to realize that this will likely water down consumer protection laws to the lowest common denominator. I doubt most people in New York and California want the same level of protection that Texas gives to its residents.
We were discussing whether or not this healthcare bill was constitutional on another thread.
One bit though that jumped out at me while I was reading was the Commerce Clause of the Constitution.
Congress can regulate and mandate laws over commerce with foreign nations, between states and American Indians.
Up til now, insurance was state regulated. With this national insurance pool though..that would cross state lines, wouldn't it ? If so, then that mean Congress and the Fed could take over and regulate it and mandate rules.
Rather than be subjected to the least common denominator of a state, we may get a whole new agency at the Fed level with a whole new set of rules. When has the government NOT jumped on an excuse to create more bureaucracy and red tape.
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