Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
This sickens me. I work in a low wage industry (I work with autistic children as an ABA therapist). You have to have a college degree for this line of work. So I know that I'll barely make what is considered "middle class". Yet, I had to take out 50k in student loans. Most of the posters here def. didn't have to take out that much for undergrad. It wasn't for USC or some other high priced private school...it was for UC Santa Barbara. I pay about $600 a month. Since I live in high priced California, I moved back home...I couldn't afford to pay rent on top of all my other bills. To actually advance, I need to go back to school and get my masters. MORE MONEY (about 25k more). When everything is said and done I will have to pay about $800-$900 a month on student loans only.
It seems that people don't understand the reality of the situation for our nation's youth. The doctors and health care professionals that you will rely on when you get older (I'm getting into health administration) will be in massive debt. A few of my friends declined going to med school (UCSF...one of the nation's top med schools) due to debt. The future teachers of then next generation will barely afford to be in the middle class. The middle class will have EVEN more debt than now. Meanwhile, those that inherited money will be spared.
We need policies that address the cost of college as well as the current debt burden. With incomes rising slower than most costs (education, insurance, and traditionally housing) we see that the status quo is unsustainable. It's sad to think that America believes that it's okay to have our youth start off in massive amounts of debt.
Well, bully for her! Currently, PT is a year round, three year program. It may not have been that way when your niece got her education, b/c this doctoral program is fairly new. The students were advised not to work b/c it was difficult to do well in school if you worked, and honestly when they were doing clinicals 40 hrs a week, how could they work? Who is going to hire someone to work around a school schedule. It's not as easy as you think. My daughter would have worked summers if she had them off, as she did the whole time she was in college.
A doctoral program no less! So she's going to making over $100,000 a year and expects freebies from the taxpayers???? That is very absurd. What a welfare mentality our society now has. The people most capable of paying back their loans now think they should be given a free ride.
they dont need to be forgiven. they need to stop being made.
we need cheap internet degrees no reason on earth for a masters to cost 120 bucks a unit. no reason for a BA to cost 75 bucks a unit.
no reason k12 should cost 4000 dollars a year per kid. 50% flunk out and illiterate graduates, please vouch and national high school diploma test now.
This sickens me. I work in a low wage industry (I work with autistic children as an ABA therapist). You have to have a college degree for this line of work. So I know that I'll barely make what is considered "middle class". Yet, I had to take out 50k in student loans. Most of the posters here def. didn't have to take out that much for undergrad. It wasn't for USC or some other high priced private school...it was for UC Santa Barbara. I pay about $600 a month. Since I live in high priced California, I moved back home...I couldn't afford to pay rent on top of all my other bills. To actually advance, I need to go back to school and get my masters. MORE MONEY (about 25k more). When everything is said and done I will have to pay about $800-$900 a month on student loans only.
It seems that people don't understand the reality of the situation for our nation's youth. The doctors and health care professionals that you will rely on when you get older (I'm getting into health administration) will be in massive debt. A few of my friends declined going to med school (UCSF...one of the nation's top med schools) due to debt. The future teachers of then next generation will barely afford to be in the middle class. The middle class will have EVEN more debt than now. Meanwhile, those that inherited money will be spared.
We need policies that address the cost of college as well as the current debt burden. With incomes rising slower than most costs (education, insurance, and traditionally housing) we see that the status quo is unsustainable. It's sad to think that America believes that it's okay to have our youth start off in massive amounts of debt.
You would not have HAD to take out $50,000 in loans. No one HAS to do that. For that kind of degree an affordable state college should have been sufficient and a large number of very financially smart students attend community college for the first two years, they live at home, they work many hours and pay their own way.
College students seem to have plenty of money when it comes to luxury vacations during spring break, cruising the night clubs and bars, and no one bats at eye at a concert ticket no matter how ridiculous the price.
It rewards people studying unmarketable skills, like History or Geography. The free market is trying to tell ya that we need FEWER of these ivory tower scholars and more engineers, mathematicians, and computer scientists.
they dont need to be forgiven. they need to stop being made.
we need cheap internet degrees no reason on earth for a masters to cost 120 bucks a unit. no reason for a BA to cost 75 bucks a unit.
True. Today there are all kinds of inexpensive options. There is absolutely no reason to live in expensive dorms to attend 15-18 hours a week in class.
I had plenty of time during college to work -- because 15-18 hours is a very tiny portion of a 168 hour week. I've recently taken some classes on line and that's a great way to further your education and doesn't require $30,000 a year.
Sure going away to college, not having to work so you have a lot of time to party and lay around, do the wild spring break in foreign countries is a great luxury but that's all it is. A large number of people use the many alternative ways to get their degrees and don't come out owing a whole lot of money.
It rewards people studying unmarketable skills, like History or Geography. The free market is trying to tell ya that we need FEWER of these ivory tower scholars and more engineers, mathematicians, and computer scientists.
Agreed. But that's not to say that history and geography aren't important. But you study these and other "not readily marketable" disciplines and YOU BEAR THE RISK OF NOT HAVING A JOB. It's not MY responsibility to ensure YOU have a job in a field of occupation that SOMEONE ELSE CHOSE.
Those who study what they like, and expect a job that is all about doing the same truly don't understand the definition of "WORK". And for the lucky few that get a job doing something that they enjoy.... KUDOS!! Unfortunately someone else has to take out the trash, and analyse options to reduce the garbage.
On the other hand.... I think I'm going to study vacationing so I can be on permanent vacation. I don't want to sell vacations, I want to be paid to BE ON VACATION. Can we pass this initiative soon since there are sooo many places to visit that I surely can't accomplish during my short life... gotta get started NOW!!
This sickens me. I work in a low wage industry (I work with autistic children as an ABA therapist). You have to have a college degree for this line of work. So I know that I'll barely make what is considered "middle class". Yet, I had to take out 50k in student loans. Most of the posters here def. didn't have to take out that much for undergrad. It wasn't for USC or some other high priced private school...it was for UC Santa Barbara. I pay about $600 a month. Since I live in high priced California, I moved back home...I couldn't afford to pay rent on top of all my other bills. To actually advance, I need to go back to school and get my masters. MORE MONEY (about 25k more). When everything is said and done I will have to pay about $800-$900 a month on student loans only.
It seems that people don't understand the reality of the situation for our nation's youth. The doctors and health care professionals that you will rely on when you get older (I'm getting into health administration) will be in massive debt. A few of my friends declined going to med school (UCSF...one of the nation's top med schools) due to debt. The future teachers of then next generation will barely afford to be in the middle class. The middle class will have EVEN more debt than now. Meanwhile, those that inherited money will be spared.
We need policies that address the cost of college as well as the current debt burden. With incomes rising slower than most costs (education, insurance, and traditionally housing) we see that the status quo is unsustainable. It's sad to think that America believes that it's okay to have our youth start off in massive amounts of debt.
I agree that there are very low paying jobs with high educational requirements (ie., social workers come to mind). People that go into those professions don't do so for the pay, they do it for the love of the profession. The fact of the matter is that supply and demand for services will set wages. When there is an abundance of workers, employers have the upper hand in setting salaries. If it is a high demand field, the pay will be reflected in that. I DO feel for you, but you were able to make that choice to go into that field. Were you aware of the pay grades before you went into that field?
I don't know why I missed that part...I probably was getting ready to go to bed and was already in disbelieve on what the president said during the State of the Union...
He wants to forgive a student loan if the student takes a job in the public office..
Public office jobs don't make any profits for the community and only cost money. In Europe the most jokes are about employees in public office since most of the employees (Europe) start the day with coffee and talking and doing nothing( discussing the games they watched over the weekend, etc.). After a couple of hours of doing nothing they go to lunch and can't wait till it is 5 pm to go home and hardly anything is done...sorry I'm not saying it all is true but many have experienced the long lines of waiting in city halls, the bureaucracy and weeks of waiting due to the slow process.
There won't be enough jobs to forgive all the student loans so more of these jobs will be created and taxes will go up just to afford the forgiving of the loans...since who doesn't want to go to Colllege, party a lot and then in the end don't have to pay for it...nice for free.
ANOTHER EXAMPLE OF SPREADING THE WEALTH AND GIVING OTHER PEOPLES MONEY AWAY...AND WASTE!
"The problem with socialism is that eventually you run out of other people's money." - Margaret Thatcher
In my state of Wisconsin, government jobs now out number manufacturing jobs, which is what we get for electing democrats who always want to expand government at the cost of the private sector.
Quote:
As 2009 draws to a close, Wisconsin has more people working for government than in manufacturing, Wisconsin Manufacturers & Commerce (WMC) announced today.
From the president's plan:
"Those who go into government work receive additional benefits under income-based repayment. Public health workers, law enforcement officers, public school teachers and other government employees can stop making payments on federal student loans after only 10 years. Any unpaid balance is forgiven with no taxes due."
What programs like this do is offer a better deal, hence an incentive, for government workers, then for those people who stay in the private sector. Those in the private sector are actually producing wealth, so if any employment path should receive an incentive's it should be for being an actual wealth creator and not a net wealth drain.
Its is counter productive to excuse loans for government workers, who now get both their salary and loans paid by the private sector, while forcing the person who chose the private sector to pay the salary and loan for the other guy.
This program coincides with 0bama's ideology, which is more government is always better.
On the other hand.... I think I'm going to study vacationing so I can be on permanent vacation. I don't want to sell vacations, I want to be paid to BE ON VACATION. Can we pass this initiative soon since there are sooo many places to visit that I surely can't accomplish during my short life... gotta get started NOW!!
I know a guy whose brother does just that. He loves vacation and travel so much that he wanted to always do it so he does. He takes people on white water and hunting excursions out West, he takes people on safaris to Africa. He's like some adventuresome tour guide so he's paid good money to do what he wanted to do. He didn't need the government to help him or do it for him like so many today.
There are also those people who work on cruise ships for the same reasons. They like being on them and so get paid to be on them.
It's getting now that people can't blow their noses without the government giving them a kleenix.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Can we pass this initiative soon since there are sooo many places to visit that I surely can't accomplish during my short life... gotta get started NOW!!
