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Well he is trying but the "NO" sayers are kinda holding him up, if you haven't noticed. Afterward, he'll snap his fingers and it will all happen instantly.
They aren't holding up anything. What they are being is fiscally responsible and asking for these social programs, to be funded, prior to passing. What is wrong with that? Peoplenare tired of paying for programs when there is no money to do so. If you haven't noticed, European countries, as we speak, are collapsing, because of spending money they don't have.
Actually we do need health care reform. Not sure what insurance you have but it must be a good company. Most health insurance companies are ripping us off.
But the good thing about Obama's health care plan is you can keep the insurance you have if you like it.
That's hilarious! You still believe you can keep the insurance you have if you like it? How cute.
My insurance plan is a high-deductible plan, which according to the government is not good enough. I have to buy a plan with first dollar coverage for a variety of things, even though I'd rather not run those routine expenses through the insurance company. I'll be FINED if I keep my health plan.
Not to mention, the market for individual insurance coverage stands a good chance of being totally wrecked by the other mandates in the law--I mean 50-100% premium increases.
We need reform, but not one that bends the cost curve up and necessarily will rely on rationing to reduce overall costs.
Actually we do need health care reform. Not sure what insurance you have but it must be a good company. Most health insurance companies are ripping us off.
But the good thing about Obama's health care plan is you can keep the insurance you have if you like it.
Quote:
Originally Posted by chrharris
Why would they go away? Well maybe they will if they are no longer allowed to rip Americans off by over charging rates and denying us coverage when we need it. If that is the way your insurance company works than I hope they go away.
If your insurance company is honest and pays for the coverage you are paying them to cover than they will not go away under the new health care reform. Read the Bill.
its not the insurance companies that are ripping us off, it is the governments. understand that there is little competition between the insurance companies because the states dont allow the companies to sell across state lines, so generally there are only a handful of companies that sell insurance in any one state, california for instance only has 6 companies that are certified to sell insurance in california.
private insurance rates are going up because more people are going on the public dole, and the government isnt paying the same amount of money that the private insurance companies pay, thus the doctors and hospitals are charging the private companies more to cover what the government doesnt pay.
we dont health care reform, but we do need health insurance reform. we need to allow insurance companies to sell across state lines, which would mean that instead of just five or six companies selling in a state, there could be 1300 selling in the state. when that happens, watch private insurance rates fall like auto insurance rates did.
next we need tort reform. if we can eliminate frivolous malpractice lawsuits
then doctors wont need as much malpractice insurance, so again, private insurance rates would go down.
then we need to eliminate much of the required paperwork that ie essentially duplicate work anyway, and that will help lower rates.
we can the eliminate the mandates that the various government agencies require, and again that means insurance rates will go down.
then what we need to do id let people decide what insurance they need. for instance there is no reason that a 55 year old man should be paying for prenatal care insurance as i seriously doubt that he will be getting pregnant anytime soon. if we let people order up catastrophic health insurance with say a $2500 deductible, and have the insurance company pay for prescriptions with perhaps a small copay, and pay for lab tests, and the policy holder would pay for everything else, their insurance rates will be much lower than someone who orders up the full boat insurance coverage.
and if we can eliminate the preexisting conditions exemption, then the insurance base would increase, and rates again would come down.
we need to get government out of the way and let the private companies do what they do best. and by the way, government is far more likely to refuse to pay for something than a private insurance company will.
its not the insurance companies that are ripping us off, it is the governments. understand that there is little competition between the insurance companies because the states dont allow the companies to sell across state lines, so generally there are only a handful of companies that sell insurance in any one state, california for instance only has 6 companies that are certified to sell insurance in california.
private insurance rates are going up because more people are going on the public dole, and the government isnt paying the same amount of money that the private insurance companies pay, thus the doctors and hospitals are charging the private companies more to cover what the government doesnt pay.
we dont health care reform, but we do need health insurance reform. we need to allow insurance companies to sell across state lines, which would mean that instead of just five or six companies selling in a state, there could be 1300 selling in the state. when that happens, watch private insurance rates fall like auto insurance rates did.
next we need tort reform. if we can eliminate frivolous malpractice lawsuits
then doctors wont need as much malpractice insurance, so again, private insurance rates would go down.
then we need to eliminate much of the required paperwork that ie essentially duplicate work anyway, and that will help lower rates.
we can the eliminate the mandates that the various government agencies require, and again that means insurance rates will go down.
then what we need to do id let people decide what insurance they need. for instance there is no reason that a 55 year old man should be paying for prenatal care insurance as i seriously doubt that he will be getting pregnant anytime soon. if we let people order up catastrophic health insurance with say a $2500 deductible, and have the insurance company pay for prescriptions with perhaps a small copay, and pay for lab tests, and the policy holder would pay for everything else, their insurance rates will be much lower than someone who orders up the full boat insurance coverage.
and if we can eliminate the preexisting conditions exemption, then the insurance base would increase, and rates again would come down.
we need to get government out of the way and let the private companies do what they do best. and by the way, government is far more likely to refuse to pay for something than a private insurance company will.
All common sense solutions that will never see the light of day. Why? Because liberals believe in one-size-fits-all solutions. They believe, wrongly, that a multiplicity of choices increases costs. It's just the opposite, of course.
"and let the private companies do what they do best"
What's that? Bullying and ripping off consumers? Yup, they're champs at that! And it's so much easier to do when the customer is ill and poor!
"government is far more likely to refuse to pay for something than a private insurance company will".
B.S!!! A Canadian, Brit or Dutchman doesn't have to call up some lackey in some HMO call centre inquiring about whether or not their ____________ (insert whatever medically necessary procedure you want) is covered by their health insurance plan; they just get it done! How on earth did you get the notion that private insurance is so free and easy with their money? You didn't see "Sicko", I guess.......If you're sick, you're nothing more than a liability on the HMO's balance sheet.
The private health insurance industry acts as a distributed monopoly and should be eliminated. Health care can then be provided by the government that would be able to control costs by eliminating huge profits and executive compensation. I believe that private ownership of health care providers such as pharmaceuticals, hospitals and nursing home is nothing by a rip off. These too should be government owned and staffed for the same reason as the insurance companies.
A sick person should be able to go to a Doctor, hospital or emergency room and present a medical payment card and modest co-pay and get the services they need. Private investors are not needed.
All common sense solutions that will never see the light of day. Why? Because liberals believe in one-size-fits-all solutions. They believe, wrongly, that a multiplicity of choices increases costs. It's just the opposite, of course.
The Dems believe that a basic level of medical care should be available to all. People who desire and have the ability, certainly can opt, for more extensive coverage.
The private health insurance industry acts as a distributed monopoly and should be eliminated. Health care can then be provided by the government that would be able to control costs by eliminating huge profits and executive compensation.
The culprit is not the private health care industry - it is the government.
Think about it - there is no RIGHT to health care in America.
It is a crime to give medical treatment unless licensed by government.
It is a crime to buy and sell "prescription" medicine, unless by government's permission.
It is a crime to buy and sell medical equipment without government's permission.
There is only the privilege of health care.
Which means you no longer have the right to life, for you now need government permission to access health care.
Welcome to the People's Democratic Socialist Republic of America.
Of course it's government regulation. Doctors must be licensed. Remove this and anyone can practice medicine. Drugs require prescriptions. The government provides drug makers with patent protection. Remove government regulation and the cost of medicine will go down. A number of additional patients would die, but that is the price you pay.
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