What would happen if the supreme court declared obama care unconstitutional?

[rogerbacon]

Originally Posted by Easybreezy

3. Allowing people to buy only what they need sounds good, but that also means people who need more would also pay more---a LOT more.

Um... isn't that ho its supposed to be? If I bring my car in to the repair show and it needs a lot more work than another car its going to cost a lot more. if I have a history of repair problems and I want to buy an extended waranty then that warranty is going to cost more becasue the anticipated risk to the policy provider is more.

Over the last few years, I had to purchase my health insurance as an individual policy at over $1,000/month, and a lot was not covered. During this period, I learned that the insurance company could sell the same policy in a neighboring county for a different price, about $200/mon LESS due to past claims.

For whatever reason the company decided the risk was lower in that other county. Maybe some environmental condition existed in yoru area that raised risk. The bottom line is that cost must always be tied to risk. That's how insurance works. You don't really think chain smokers should pay the same costs as non-smokers do you?

I would like to see insurance companies offer plans to individuals at a similar rate that they do for employer based plans, not a rate that is so much drastically higher.

Companies that provide health insurance to their employees receive a tax break. Self-employed people who buy their own insurance should get the same benefit.

[nvxplorer]

Originally Posted by rogerbacon

1 Allow insurance companies to operate across state lines. Make them comply with state regulations of the state that they are headquartered in.

If this happens, it becomes interstate commerce, which the federal government has constitutional authority to regulate.

[Roy Jenks]

Wonderful.