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Port St. Lucie - Sebastian - Vero Beach St. Lucie, Martin, and Indian River counties (Treasure Coast)
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Old 08-24-2012, 07:03 PM
 
Location: Venice, FL
1,690 posts, read 2,796,340 times
Reputation: 731

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Hey everyone- unless you live under a rock, I'm sure you're aware of TS Isaac heading our way. I wanted to start this thread so that we could help each other and/or give advise on any aspect of the storm. I know alot of people are new to south FL and may not be aware of what they need to do or how to prepare for a hurricane/TS. Any comments or questions- post away!
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Old 08-24-2012, 07:26 PM
 
Location: Port St Lucie Florida
1,285 posts, read 3,607,951 times
Reputation: 408
Great idea. I am in Fort Lauderdale
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Old 08-25-2012, 02:40 PM
 
Location: Venice, FL
1,690 posts, read 2,796,340 times
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Just left Home Depot- all the wingnuts for the storm shutters are gone. We talked to our homeowner this morning, he has no storm shutters for our house!! What a dummy- he is ordering them on Monday. Glad I have renters insurance. Anyway, nothing much going on here other than some showers and a few light gusts. Hope everyone else gets through this without any damage!
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Old 08-25-2012, 04:25 PM
 
1,381 posts, read 2,306,104 times
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Just a thought ... If you do suffer any damages during a storm and don't put up hurricane shutters or plywood would your insurance company pay any claim ?? Midigate damages . I really don't know ?? Anyone
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Old 08-25-2012, 09:43 PM
 
Location: Michigan
5,654 posts, read 6,217,411 times
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Quote:
Originally Posted by newred5 View Post
Just a thought ... If you do suffer any damages during a storm and don't put up hurricane shutters or plywood would your insurance company pay any claim ?? Midigate damages . I really don't know ?? Anyone
Yes insurance should still pay. You get a discount on your premiums if you have shutters but the absence of shutters should not affect being able to collect on a claim.
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Old 08-26-2012, 10:08 AM
 
138 posts, read 233,233 times
Reputation: 305
Read the terms of your insurance policy regarding windstorm claims. Most of them (certainly all in a hurricane zone) now state that you MUST take reasonable and prudent measures to mitigate damage to your home for your claim to be valid. For most people that is accomplished by shuttering or boarding up. If for whatever reason you haven't done that--say, the storm came in so fast that you didn't have time to get all the windows completely covered--you still need to prove that you tried. If you just left the house w/o doing anything and expect the insurance company will pay for whatever damages occur to it from a hurricane, those days are long gone. So yes, you do have to do something to help mitigate damages and if you don't, don't expect insurance to pay....not for windstorm damage.
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Old 08-28-2012, 05:05 PM
 
Location: Port St. Lucie, Florida
4,507 posts, read 9,201,048 times
Reputation: 1999
going to UPDATE the list I made before for hurricanes ..... best the new people know since its the "hurricane season"
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Old 08-31-2012, 09:46 AM
 
2 posts, read 2,002 times
Reputation: 10
Hope everyone made it through safe and sound!
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