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Old 02-17-2011, 03:29 PM
 
Location: Ocala, FL
67 posts, read 226,421 times
Reputation: 41

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3 years ago I visited Port Char./Punt Gorda when I was looking for a place to live in Florida. I ended up buying in Ocala. Now I am ready to move again and I need some help identifying specific areas in either Port Charlotte or Punta Gorda to look at.

I am 62, single, retired. I prefer a small single family house ($175K-$200K range) in a gated community. 55+ NOT a requirement. I like quiet. Where I live in Ocala there are 25+ small private planes flying over my house everyday...so I do not want to be near any airports! I would like to be within 30 minutes walking of the harbor/beach, etc.

I'll be heading down next month so I appreciate any advice. Your opinion counts with me! Thank you
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Old 02-17-2011, 04:02 PM
 
Location: Englewood, FL
1,268 posts, read 2,847,099 times
Reputation: 1113
I'm partial to Englewood since I live here....we have quick access to the beach, lots of boating and golf opportunities, it is small and sleepy (which I like) but 20 mins to major shopping. We also have our share of good restaurants. Gated single-family communities would be Oyster Creek, Park Forest, Stillwater...I think there are a couple others but can't think of them now. Boca Royale, but out of your price range I think. Englewood Isles isn't gated but very well maintained and pretty.

Last edited by coastal chic; 02-17-2011 at 04:49 PM..
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Old 02-17-2011, 04:44 PM
 
Location: Palm Island and North Port
7,511 posts, read 21,833,484 times
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Alright, here are your options for all of Charlotte county, which includes Punta Gorda, Port Charlotte and Englewood. These area all have homes under $225k.

Kings Gate in Port Charlotte would have the most homes but that's a 55+ community.

Oyster Creek in Englewood. Many of the homes were built in the early 1990's.

River Club in Port Charlotte.

Riverwood in Port Charlotte

Seminole Lakes in Punta Gorda

The above would be your only choices for around the $200k range, in Charlotte county, gated and under $200k.
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Old 02-18-2011, 11:27 PM
 
Location: Sacramento CA
1,342 posts, read 1,943,111 times
Reputation: 295
Nowhere.

I visited someone in Punta Gorda one time. It gave me the willies.
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Old 02-19-2011, 08:51 AM
 
Location: Charlotte county, Florida
4,196 posts, read 6,029,617 times
Reputation: 12265
**** Dude..

You basicly not going to be anywhere without Charlotte CO finest flying over your head at 2am.

With all due respect with Real Estate agants here.. Shop around..
As friendly as they are.. They will leave you in the dust while they count the money.

Harbor Blv... Maybe..

If you can avoid it.. Dont move here.. you will regret it after a year or so...
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Old 02-19-2011, 10:46 AM
 
Location: Punta Gorda and Maryland
6,103 posts, read 14,360,098 times
Reputation: 1245
There is a small airport in PG, and I live in PGI, they rarely ever fly over my house. But, during the Air show in April they do, and I don't mind because that is spectacular.

Punta Gorda, is a nice small SWFL town. I totally disagree with Caligula1. My agent, posted a reply, and we have become good friends.

I don't know what your interests are, or what exactly you're looking for, but I can tell you a lot about this town. If you come here make sure to check out the civic association. Punta Gorda Isles Civic Association They have a lot of clubs and things going on, and you will meet a lot of great people. You can join women's or men's luncheon groups, dine around, tennis, play bridge, poker, newcomers, or a mirade of clubs as I mentioned. They have guest speakers come in all the time, have dances and dinners at the club. And they do fund raisers for the community as well. They have things they lend the members as well, like tables and chairs, walkers and wheel chairs and many other things if you have guest come and aren't quite prepared.

There are some nice stores, restaurants, the town has very nice parks, and is walkable. Most of the restaurants have live music on the weekends if you want to stop in and enjoy that.

They have a lot of festivals here, art festivals, music festivals, ethnic festivals, and many events. There is plenty to do here, besides go to the beach, which is only 30-40 minutes away. Most of the parks have picnic tables, and grilles, and benches where you can over look the water, and just enjoy the day. Gilchrist Park has live music on Thursday nights, and if you walk there during the day, the live love bird / parrots will talk to you. They have started a small colony here, and escaped during hurricane Charley.

It is definitely worth checking out!
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Old 02-21-2011, 09:50 AM
 
Location: Ocala, FL
67 posts, read 226,421 times
Reputation: 41
WOW..I just came from my insurance agent (Liberty Mutual) to see what I could expect for homeowners insurance if I move to PG/PC area. "We do not write insurance for those areas anymore" was the response. What companies are legit for insurance? I pay $500 a year for a new 1600 sq. ft. home...what can I expect if I move? Who is writing policies?...thank you
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Old 02-21-2011, 10:30 AM
 
Location: Englewood, FL
1,268 posts, read 2,847,099 times
Reputation: 1113
Quote:
Originally Posted by sprintrps View Post
What companies are legit for insurance? I pay $500 a year for a new 1600 sq. ft. home...what can I expect if I move? Who is writing policies?...thank you
You will probably pay double that for a new home depending on location and whether or not you have a wind mitigation inspection done. There are companies that write here, but you'll most likely have to work with a broker.
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Old 02-21-2011, 10:37 AM
 
Location: Punta Gorda and Maryland
6,103 posts, read 14,360,098 times
Reputation: 1245
Quote:
Originally Posted by sprintrps View Post
WOW..I just came from my insurance agent (Liberty Mutual) to see what I could expect for homeowners insurance if I move to PG/PC area. "We do not write insurance for those areas anymore" was the response. What companies are legit for insurance? I pay $500 a year for a new 1600 sq. ft. home...what can I expect if I move? Who is writing policies?...thank you
A lot of insurance companies do not write insurance in Florida. I have All State, and my insurance is twice what you are paying, but my home is more than twice what yours probably is as well. Less companies write here because of the hurricanes that went through. Also, the regulation that the state puts on the insurance companies cuts down on the competitition as well. It doesn't surprise me that Liberty Mutual doesn't write insurance here.
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Old 02-21-2011, 12:42 PM
 
Location: Palm Island and North Port
7,511 posts, read 21,833,484 times
Reputation: 2858
Quote:
Originally Posted by Big House View Post
A lot of insurance companies do not write insurance in Florida. I have All State, and my insurance is twice what you are paying, but my home is more than twice what yours probably is as well. Less companies write here because of the hurricanes that went through. Also, the regulation that the state puts on the insurance companies cuts down on the competitition as well. It doesn't surprise me that Liberty Mutual doesn't write insurance here.
BH your insurance is twice that because of the age of your home, primarily.

I live in North Port, my home was built in 2003, block, hurricane shutters, hip roof, etc and I'm paying $727 with Olympus.

Here's a website you might find helpful: Compare Homeowner's Insurance Rates

Also make sure you get a wind mitigation report done. It usually cuts the price of the insurance drastically.

I believe Edgewater Homes might do wind mitigation reports so you might want to contact them for that.
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