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Old 04-23-2013, 03:31 PM
 
47 posts, read 101,462 times
Reputation: 18

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I had an account with BBT for a few months. Evidently, the type of account I opened had a restriction on how many transactions I was allowed per month. While out of state, using my debit card for fuel, food and travel expenses, I was notified that I had exceeded my 3 transactions a month. I informed them that I was not aware of that. I told them I would stop using the card and I would change my account when I got back.
In the mean time, they hit me with a $15.00 charge for each transaction over the three.
Amounting to a total of $165.00 in fees.
Imaging stopping for a sandwich and soda and it costing $15.00 more than you thought.

Well, you guessed it, I went to pull my money out. The teller said I would have to sit with one of their people and file papers to close the account. In a rush and having enough of these people, I told her she can keep the account open, I just want to withdraw all my money.

The new bank is just the opposite. They want 12 debit card transactions and direct deposit.

Banks use to be there to safeguard people's money and pay a little interest.
Where do they get off dictating how and when you spend your money?
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Old 04-23-2013, 04:29 PM
 
518 posts, read 1,176,800 times
Reputation: 213
You think that is bad. BB&T sold me a vacant lot they didn't even own. 2 years later I went to sell it and now my title company is having a had time fixing it. It seams the bank just won't deal with the matter. It is amazing what banks get a way with these days.
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Old 04-23-2013, 07:48 PM
 
Location: Port Charlotte
1,721 posts, read 2,588,425 times
Reputation: 384
that's crazt u yse mt debut card all the time 3 just today
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Old 04-23-2013, 07:57 PM
 
2,947 posts, read 7,487,760 times
Reputation: 3472
I have a debit card from my credit union in Denver,unlimited,free atm thru out USA now for over 15 years,probably 50-80 transactions per month,I live in Florida.
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Old 04-23-2013, 09:22 PM
 
Location: North Port, Florida
774 posts, read 2,234,518 times
Reputation: 855
I'm done dealing with banks...

All my checking, savings, debit cards, etc. are through a Credit Union...no problems or complaints.

Miikey
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Old 04-24-2013, 05:03 PM
 
47 posts, read 101,462 times
Reputation: 18
I will admit that the one lady (whom shall remain nameless) did go out of her way to look into this for me. She thought their policy was to send a warning notice so the situation could be corrected. She tried to get the fees back but the powers that be seem to think the fees were justified.
Well I hope anyone with a bad experience like us, pull their money out. The loss of .05% in interest won't kill me.
I delt with a bank in Mich. that all I had to do was call and give my account number and they would verify hat a rental payment was made on a property I owned. And when I sold the house to the tenant, I put in a good word, they checked the rental deposit history and gave the buyer( tenant) a mortgage for the purchase. Thats the way I like doing business.
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