02-12-2014, 09:09 AM
Location: Lemon Bay, Englewood, FL
3,179 posts, read
6,000,719 times
Reputation: 1170
Quote:
Originally Posted by
krnfitz
Is there not a way to find out the FEMA BFE for a particular parcel? Shouldn't that be public information? I don't want to make an offer on a house unless I know the details of the elevation and I don't want to pay for a surveyor to do an Elevation Certificate on a home I haven't even made an offer on. Does the seller get this done when they list the house? If it's an old certificate how do I know that it has the current BFE as hasn't that just been redone by FEMA?
We just went through this exact same issue with a house we were interested in. Charlotte county's property appraiser site clearly lists the BFE on the parcel info page, however, Sarasota county does not and the FEMA website is a joke, only stating that the property lies in a flood zone. DUH! I know that!
Regardless, even if you know the BFE, if the current owner doesn't claim to have an elevation cert, then you're pretty much screwed. In our recent offer, I listed a contingency stating that I would pay for the $175 elevation survey, however, if it came back UNDER BFE, then the contract is void. They declined my offer (it's a 2-mortgage short sale and the bank's minimum they will short is WAY above fair market value, so it won't be going anywhere!)
Be very careful if buying along the gulf coast flood zones. Those FEMA maps are being updated now and will be released in the coming months. The greater Charlotte Harbor area is not currently scheduled for any updates.
02-12-2014, 09:42 AM
747 posts, read
1,011,794 times
Reputation: 355
HH: thanks for the heads up for Charlotte website, that was very helpful. I see that the BFE on a place my wife and I were looking at in PGI is 10 feet. Presume I'd need to get an elevation cert to confirm that for insurance purposes (for the insurance company itself, assuming seller doesn't have one already), correct?
krnfitz, the link that HH referred to is here:
https://www.ccappraiser.com/rp_real_search.asp?
02-12-2014, 10:11 AM
518 posts, read
1,231,218 times
Reputation: 213
Don't forget FEMA is now looking at 14 to 15 feet BFE in there new maps coming out to be at the best rates after Sandy storm. I would go higher just so when they decide they need more money you would be covered.
02-12-2014, 10:42 AM
747 posts, read
1,011,794 times
Reputation: 355
By "going higher" do you mean building higher for new construction?
02-12-2014, 10:56 AM
1,917 posts, read
2,630,289 times
Reputation: 731
Quote:
Originally Posted by
fiege1224
Don't forget FEMA is now looking at 14 to 15 feet BFE in there new maps.
Where did you see that?
Gary
02-12-2014, 11:55 AM
Location: sittin happy in the sun :-)
3,645 posts, read
7,149,074 times
Reputation: 1877
??? half of florida would be un-buildable !!!
02-12-2014, 12:03 PM
Location: Lemon Bay, Englewood, FL
3,179 posts, read
6,000,719 times
Reputation: 1170
Quote:
Originally Posted by
fiege1224
Don't forget FEMA is now looking at 14 to 15 feet BFE in there new maps coming out to be at the best rates after Sandy storm. I would go higher just so when they decide they need more money you would be covered.
misleading. You will NOT see 14-15ft BFE's anywhere in FL. Some will go higher, but not that extreme! Please don't post rumors. And, as stated, the Charlotte Harbor area is not even on the radar for map updates.
IF they update this area, it will be YEARS down the road.
02-12-2014, 01:15 PM
3,409 posts, read
4,887,077 times
Reputation: 4249
Quote:
Originally Posted by
sunshinewi
Russell Wilson was a Badger
When you get down there, and when we get down there, then we will have to meet up!
Oh you don't have to tell me that!! I'm a HUGE Badger fan!
I'm an alum, our daughter is an alum and was a cheerleader! Our love of Florida probably comes from the many trips down there for all the Bowl games when she was cheering!
yes, we will DEFINITELY have to meet up someday! (Sorry to hijack the thread. Talking Badger football will do that to me.)
02-12-2014, 01:32 PM
1,917 posts, read
2,630,289 times
Reputation: 731
I once saw the Budweiser Clydesdales play football on. Super Bowl commercial but I never knew Badgers also played football.
02-12-2014, 02:29 PM
3,409 posts, read
4,887,077 times
Reputation: 4249
Quote:
Originally Posted by
MartyGras
I once saw the Budweiser Clydesdales play football on. Super Bowl commercial but I never knew Badgers also played football.
Yer a funny guy Gary.
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
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Median number of rooms in houses and condos
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Urban houses (%)
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Geographical mobility - Same house 1 year ago (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - 2 (%)
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Housing units in structures - Mobile home (%)
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House/condo owner moved in on average (years ago)
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Year householder moved into unit - Moved in 1999 to March 2000 (%)
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Working at home (%)
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Occupation diversity
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Most Common Occupations - Fire fighting and prevention, and other protective service workers including supervisors (%)
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Most Common Occupations - Food preparation and serving related occupations (%)
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Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
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People in Group quarters - Institutionalized population (%)
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People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
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People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
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People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
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People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
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People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
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People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
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People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
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People in Group quarters - Crews of maritime vessels (%)
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Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
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Residents speaking English at home - Foreign born (%)
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Residents speaking Spanish at home - Born in the United States (%)
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Class of Workers - Employee of private company (%)
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Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
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Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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When you get down there, and when we get down there, then we will have to meet up!
I'm an alum, our daughter is an alum and was a cheerleader! Our love of Florida probably comes from the many trips down there for all the Bowl games when she was cheering! 
