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Old 08-03-2010, 11:04 AM
 
Location: Raleigh, NC
1,039 posts, read 2,654,530 times
Reputation: 1163

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Quote:
Originally Posted by DanielleNC View Post
Unless you care about the welfare of animals. NC Farm Bureau was a big part in shooting down the NC puppy mill bill. Just a warning for anyone who cares about the innocent animals being abused by breeders.
Included in that bill was a measure that was anti-hunting. I'm sure that is why Farm Bureau stepped up to the plate. Bills are never one-sided, bills are always lumped in with other bills. If one fails, they all fail. That's how politics works.

I'm not a hunter, and I also volunteer at the Wake County SPCA, and I'm comfortable with my NCFB Insurance.
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Old 08-03-2010, 01:09 PM
 
Location: Efland
1,877 posts, read 5,343,620 times
Reputation: 857
Quote:
Originally Posted by HS_DUDE View Post
I'm not a hunter, and I also volunteer at the Wake County SPCA, and I'm comfortable with my NCFB Insurance.
Good for you. I just wanted to make others aware of it encase it would be an issue for them.
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Old 08-03-2010, 01:51 PM
 
1,177 posts, read 2,341,591 times
Reputation: 840
thanks for the input, i'm going to shop around with Amica, AAA, NC Farm Bureau, and I've heard good things about Erie too
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Old 08-03-2010, 01:52 PM
 
Location: Wake County, NC
1,215 posts, read 1,809,383 times
Reputation: 1891
If you're eligible for USAA, I highly recommend that. Nobody has been able to beat the rates we have with them. We have car, home and life through them.
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Old 08-03-2010, 02:02 PM
 
18,088 posts, read 15,670,593 times
Reputation: 26794
I just dumped State Farm and went with Erie Insurance.

My homeowner's insr went from $857 down to $440/ year!! $500 deductible!
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Old 08-03-2010, 02:02 PM
 
2,459 posts, read 8,078,887 times
Reputation: 1788
We switched to Erie last year after too many "good customer" price increases from Nationwide .

I think shopping insurance on a regular basis is prudent.

Frank
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Old 08-03-2010, 04:44 PM
 
Location: Cary
21 posts, read 79,182 times
Reputation: 24
I switched from AllState to Amica recently, and my rates went down by about 1/2.
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Old 08-03-2010, 08:40 PM
 
Location: S.E. US
13,163 posts, read 1,695,729 times
Reputation: 5132
Quote:
Originally Posted by dedratermi View Post
I just dumped State Farm for the same reason - homeowners rates were going way up for no apparent reason. Try Amica... they were recently rated in the top 3 insurance companies by Consumers Report magazine. My State Farm premium was $698... and idential coverage from Amica is $420.
Amica is excellent. Been with them for several decades. Never, ever a problem. Several relatives are with them as well. I'd never go elsewhere.
Amica is a mutual insurance company ("owned" by the members). It makes a difference. In some states, they give a dividend rebate each year. NC laws are different, so instead of the dividend, they adjust the rate.

I understand a portion of all homeowner premiums in NC go toward offset of premium for people in the high-risk shoreline areas. I read that the law was passed in order to keep some insurance companies from leaving the state altogether.
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Old 08-03-2010, 08:52 PM
 
8 posts, read 25,392 times
Reputation: 20
Yep, State Farm nailed me for an almost 30% increase on my house and on my rental. That's pretty bold, I guess they are not worried about losing customers for some reason. I called and asked my agent if she knew there were other companies out there, and I just got a seemingly oft-repeated spiel about increasing my deductible to lessen the increase.
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Old 08-03-2010, 09:07 PM
 
Location: S.E. US
13,163 posts, read 1,695,729 times
Reputation: 5132
Quote:
Originally Posted by Needle Park View Post
Yep, State Farm nailed me for an almost 30% increase on my house and on my rental. That's pretty bold, I guess they are not worried about losing customers for some reason. I called and asked my agent if she knew there were other companies out there, and I just got a seemingly oft-repeated spiel about increasing my deductible to lessen the increase.
State Farm I understand has an excellent reputation for service and do have a loyal following. That may be why.
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