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Old 06-11-2012, 01:26 PM
 
Location: NC
660 posts, read 1,479,676 times
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I live in an apartment in Cary and my renters insurance went up this yr by $68. (for no fault of mine)

Can anyone recomment a different provider?

thanks.
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Old 06-11-2012, 01:32 PM
 
635 posts, read 1,520,120 times
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I always recommend Amica. We've been with them for years (auto, renters, and then homeowners) and they have good rates and excellent customer service.
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Old 06-11-2012, 03:52 PM
 
809 posts, read 2,068,361 times
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Quote:
Originally Posted by jill7930 View Post
I always recommend Amica. We've been with them for years (auto, renters, and then homeowners) and they have good rates and excellent customer service.
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Old 06-12-2012, 12:00 AM
 
Location: Raleigh, NC
2,650 posts, read 4,157,275 times
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Quote:
Originally Posted by gcretro View Post
I live in an apartment in Cary and my renters insurance went up this yr by $68. (for no fault of mine)
Can anyone recomment a different provider?
thanks.
Who was your provider???
What was the final (new) cost?

It would be easier for us to offer alternates if we had a bit more details.

(I am very happy with St Farm, at about $130/yr)
But you need to read the fine print to make sure you are comparing apples-to-apples. Is it replacement value? Does it cover personal property outside your house (like things stolen out of your car). How about special coverage for computers, collectables, guns, furs, jewelry. ....
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Old 06-12-2012, 06:11 AM
 
Location: Central North Carolina
1,336 posts, read 2,969,048 times
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Quote:
Originally Posted by Ed_RDNC View Post
Who was your provider???
What was the final (new) cost?

It would be easier for us to offer alternates if we had a bit more details.

(I am very happy with St Farm)
Same here, I use the office on the corner of Ch Hill and Cary Pkwy. Always helpful, seemingly decent rates, and I've never even had to walk through the door with them. Any time I call and don't get an immediate answer, they are excellent about calling me back. Always give me helpful answers to my questions too.

They have my auto and renters...
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Old 06-12-2012, 10:57 AM
 
Location: NC
660 posts, read 1,479,676 times
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So the apartment is a 1 bedroom with sprinkers inside (for fire). The leasing office madates a $300K coverage. I do know that I have computer coverage. I don't know if I have any other special coverages. I would say it's pretty basic.

Old premium used to be 121 a yr and from renewal from july is $189.

Bmateo, is that office you are reffering to a state farm office?
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Old 06-12-2012, 12:19 PM
 
Location: Raleigh
42 posts, read 136,995 times
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we have a 2 bedroom 2 bathroom with state farm and its barely 100.00 and we have the highest coverage possible
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Old 06-12-2012, 12:33 PM
 
Location: Cary, NC
39,156 posts, read 67,851,119 times
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If you are comfortable with a little more risk, you can lower the premium by taking a higher deductible.
I mean, how often have you ever made a renter's insurance claim?

I would probably suggest a $500 or $1000 deductible, and really just carry the insurance for catastrophic loss or injury.
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Old 06-12-2012, 12:34 PM
 
Location: under the beautiful Carolina blue
21,181 posts, read 31,947,483 times
Reputation: 17357
Quote:
Originally Posted by gcretro View Post
So the apartment is a 1 bedroom with sprinkers inside (for fire). The leasing office madates a $300K coverage. I do know that I have computer coverage. I don't know if I have any other special coverages. I would say it's pretty basic.

Old premium used to be 121 a yr and from renewal from july is $189.

Bmateo, is that office you are reffering to a state farm office?
$189 for renter's? Who are you insured with? Do you have a car with them?
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Old 06-12-2012, 01:27 PM
 
Location: Raleigh, NC
794 posts, read 1,219,912 times
Reputation: 973
I've used Liberty Mutual for years, in several different states, and been very happy with them.

I currently use them for homeowner's and auto, but have had renters with them in the past and have found their rates pretty comparable.
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