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Old 10-14-2007, 09:21 AM
 
10 posts, read 26,507 times
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anyone got any ideas what healthcare costs for a family of 3 ?
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Old 10-14-2007, 09:25 AM
 
Location: Cary, NC
8,269 posts, read 24,116,329 times
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Do you mean a private insurance policy for the three of you or an employer based policy? We have the BCBS family plan that we pay for (employers pay 1/2 of our policy) and it's about $750.00 a month for a family of 4.
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Old 10-14-2007, 10:59 AM
 
Location: Raleigh, NC
145 posts, read 638,428 times
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I have one 2 words to say - TOO HIGH - it's really ridiculous that price of insurance and that is increases every year by $30-50 on top of that.

My husband and I both have BCBS Blue Advantage and pay close $600 a month for it out of pocket as we are both self-employed it is a tax write off as we are incorporated but still OUCH!

It's something you have to have though just like car, homeowners, and life insurance (we pay A LOT for that too) and then there is property tax, vehicle tax, does it ever stop...... And they all just go up and up, can't imagine how much we will be paying for it when we reach our 50's.

My Mom recently her BCBS as it went up to over $450 a month, now she just has the AARP and will be on Medicare in a few years, now hopefully she will be lucky enough not to have anything happen to her.... If so they hospitals have to treat her though.

Cindy
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Old 10-14-2007, 06:24 PM
 
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my hmo just went down 50 a month for this coming year.
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Old 10-14-2007, 06:28 PM
 
Location: Wake Forest
3,124 posts, read 12,230,732 times
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Quote:
Originally Posted by jbsvilla View Post
anyone got any ideas what healthcare costs for a family of 3 ?
That is a question without one answer. We pay 224$ a month for health, dental, eye with a good policy though my job (large nationwide corperation)...... I wouldn't even want to think about the cost of this if we had to purchase this on our own.
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Old 10-17-2007, 07:45 PM
 
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Lamishra- Is that 750$ total or just what you pay?
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Old 10-17-2007, 08:25 PM
 
Location: Cary, NC
8,269 posts, read 24,116,329 times
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The total is $750, we pay about 1/2 of that. My husband's employer has less than 10 people, so he is exempt from many benefit laws and he pays the other half. But it is not an employer based health plan, it's the BCBS plan for individual plan holders (self insured). We were just able to convince his employer to half of it. But it would be the same plan as anyone else buying a self insured plan (depending on your deductible) from BCBS.
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Old 10-18-2007, 03:27 AM
 
Location: North Carolina
531 posts, read 1,906,182 times
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Try going to Blue Cross and Blue Shield of North Carolina - Your plan for better health and use their calculator. It will give you an actual rate. BCBS has three "tiers"--healthy, average, and sick. They show you the price for average.
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Old 10-18-2007, 11:23 AM
 
Location: Piedmont NC
4,596 posts, read 11,045,483 times
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At best, Health Care is expensive.

I cover my husband and college-aged daughter through BCBS for NC State Employees, and the plan I chose is almost $600/monthly. I have been very happy with the coverage, however.
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