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Old 01-12-2014, 01:50 PM
 
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Hi guys!
Everything is going rather smooth with our relocating so far. Only bump is the health insurance. We currently have our own policy through Humana but cannot keep it when we move to Raleigh. Humana doesnt have any other plans to offer us. I am looking to get a PPO plan that has some good providers in network. Any suggestions?
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Old 01-12-2014, 03:57 PM
 
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Blue cross is the biggest insurance company in NC. You should check out their plans as most providers accept them.
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Old 01-12-2014, 04:02 PM
 
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Ok, thank you. I did contact an agent and he informed me to go with BCBS. My premium will double.
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Old 01-12-2014, 04:08 PM
 
Location: Oxxford Hunt, Cary NC
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Originally Posted by shanti1 View Post
Ok, thank you. I did contact an agent and he informed me to go with BCBS. My premium will double.
Welcome to NC and expensive health insurance!

You can also go on the BCBS North Carolina website and get quotes on your own. You may find another plan that is less than what your agent recommended. But NC has some of the most expensive individual plans in the country, so you may not have great success.
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Old 01-12-2014, 04:11 PM
 
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Originally Posted by adlnc07 View Post
Welcome to NC and expensive health insurance!

You can also go on the BCBS North Carolina website and get quotes on your own. You may find another plan that is less than what your agent recommended. But NC has some of the most expensive individual plans in the country, so you may not have great success.
Thanks. I did some research on my own. The agent uses the same links and tools. I really dont get what his job is besides reading the same thing I was reading on the site. Well, FL is not know to have the cheapest ins either. We cut our renters and car insurance both in half by moving to Raleigh. So I guess it will all balance itself out.
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Old 01-12-2014, 04:44 PM
 
Location: Never Never Land
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You can also try Coventry Health. Check out their rates on their website
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Old 01-12-2014, 06:01 PM
 
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Does anyone here have Coventry? What do you think of it?
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Old 01-13-2014, 06:27 AM
 
Location: Durham, NC
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Originally Posted by shanti1 View Post
Does anyone here have Coventry? What do you think of it?
Coventry runs the healthcare plan at my work, which is one of the largest employers in the state. I have been perfectly happy with it.

They have plans in the ACA exchange as well that focus on in-network care from certain systems. If you live in Durham or western Wake or other areas where Duke Medicine has a presence, the Coventry plans focused on the Duke network could make sense. (Duke is considered one of the top ten health systems in the US and has an extensive and growing primary care and urgent care presence.) If you ended up in other parts of the state like Char-Meck, there are similar networks there, but they don't extend into rural and exurban counties.
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Old 01-13-2014, 08:09 AM
 
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I'm experiencing a new policy nightmare with Coventry right now. I applied in October, accepted coverage November 1st, and STILL don't have a policy. I've called, faxed, had my case "elevated" to urgent, spent hours on hold and getting disconnected while they try to get it figured out.... The customer service agents are always very nice and sound sincere. They promise to call me back if we get disconnected or to give me an update, and not one ever has. I've been told several times that I've done everything right and the mistake is on Coventry's part, but I still have nothing. I'm bracing myself to call again today and to be on hold for 40 minutes before I probably get disconnected again. I wish I had gone with BCBS.
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Old 01-13-2014, 02:52 PM
 
1,020 posts, read 1,487,154 times
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Originally Posted by NeedAVacation View Post
I'm experiencing a new policy nightmare with Coventry right now. I applied in October, accepted coverage November 1st, and STILL don't have a policy. I've called, faxed, had my case "elevated" to urgent, spent hours on hold and getting disconnected while they try to get it figured out.... The customer service agents are always very nice and sound sincere. They promise to call me back if we get disconnected or to give me an update, and not one ever has. I've been told several times that I've done everything right and the mistake is on Coventry's part, but I still have nothing. I'm bracing myself to call again today and to be on hold for 40 minutes before I probably get disconnected again. I wish I had gone with BCBS.
Oh no, hope you get it sorted soon. It is so stressful trying to decide and trying to figure out how to pay for it since it is going to be double what we are paying now.
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