Doctors who charge flat rate for no insurance (Raleigh, Apex: health insurance, credit card)

[rabbitsong]

Sorry if this has been asked before, but my tablet won't let me search.

My son's GF doesn't have health insurance, but she desperately needs to see a doctor. Minute Clinic quoted $99. Seems like there's one in Apex that sees patients without insurance for a reasonable price. Any recommendations?

[Starglow]

Originally Posted by rabbitsong

Sorry if this has been asked before, but my tablet won't let me search.

My son's GF doesn't have health insurance, but she desperately needs to see a doctor. Minute Clinic quoted $99. Seems like there's one in Apex that sees patients without insurance for a reasonable price. Any recommendations?

I don't have any recommendations but $99 seems pretty reasonable to me. Sometimes you don't get it that cheap even with insurance.

[danielbmartin]

Access Healthcare

[pierretong1991]

Seems pretty cheap for me - there are some doctors such as Fischer Clinic in downtown Raleigh that sees patients without an insurance but it's on a subscription basis ($40/month + $30/visit - think there's a joining fee) so $99 is pretty cheap looking at it.

[BoBromhal]

if she has a financial need, she may be able to go to Alliance Medical Ministry.

otherwise, any medical need that's imperative and $99 is cheap.

[rabbitsong]

Thanks everyone for the suggestions.

[Ed_RDNC]

I know some Drs will give a discount when you're NOT on insurance, and will pay cash (cc), since it saves them and their office a financially-significant amount of paperwork manhours.

[m378]

Just be careful of those minute clinics. When we first moved here and I hadn't found a PCP yet, I got strep and went to the Minute Clinic. I was pretty miserable and knew it was strep, but their "fast" strep test was negative, and I had to wait days for the real strep test to come back. They refused to prescribe me anything until they got the results of the test. I was forced to find a PCP and they prescribed me an antibiotic on the spot which had me better in 2 days.

Not that Minute Clinic isn't good for some things, but in that situation it was a huge waste of time and money.

[mskb]

Actually any doctor or office will see a patient without insurance if they are willing to pay the cost of the visit upfront. They are considered self-pay and yes, they usually are offered a cash-pay (can be credit card or check) discount. Minute Clinics are often staffed by nurse practitioners or physician assistants. Nothing against them and it's great for a well-check or physical or something very straight-forward but if she is looking for a doctor, will not find one at the Minute Clinic. Here is another possibility to get in quickly and an estimate for self-pay (honestly, these prices are probably pretty close to what any doctor's office will charge): https://www.avancecare.com/for-patie...doctor-visits/

Practices like Access Healthcare and the Fischer Clinic listed above are direct primary care practices that do have that monthly membership fee. If she has a chronic issue that requires several follow-up visits and/or labwork, then it might be a good model to look into.