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Old 12-29-2009, 03:34 PM
 
Location: Raleigh, NC
12,475 posts, read 32,246,306 times
Reputation: 9450

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Quote:
Originally Posted by Slygo View Post
There has been a recent rash of debit card skimming thefts of Triangle SECU members. This makes me very nervous seeing how I use my debit for lots of things. Is our money protected if it is stolen this way? This makes me want to take my money out and put it into some low paying CD.

Be careful with your debit card. Look for an external skimmer, cover the keypad when you type in your password and do not use them at gas stations, because the skimmer is inside the pump station.
Thanks Charlton Dude! This is helpful!

Vicki
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Old 12-05-2018, 02:25 PM
 
6,503 posts, read 3,435,815 times
Reputation: 7903
I use Apple Pay wherever I can (including at the pump at Sheetz gas stations, which are the only stations that support it)
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Old 12-06-2018, 07:05 AM
 
3,501 posts, read 6,166,988 times
Reputation: 10039
Dude, the thread is 9 years old.
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Old 12-06-2018, 08:23 AM
 
Location: South Carolina
21,023 posts, read 27,249,611 times
Reputation: 6000
Quote:
Originally Posted by Slygo View Post
There has been a recent rash of debit card skimming thefts of Triangle SECU members. This makes me very nervous seeing how I use my debit for lots of things. Is our money protected if it is stolen this way? This makes me want to take my money out and put it into some low paying CD.

Be careful with your debit card. Look for an external skimmer, cover the keypad when you type in your password and do not use them at gas stations, because the skimmer is inside the pump station.
I am not a fan of using debit cards. (I am abnormally normal.) I write checks wherever possible. I go to my financial institution for cash withdrawals before making purchases such as gas. My checking account has minimum and maximum balances.
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Old 12-06-2018, 08:44 AM
 
2,464 posts, read 4,166,601 times
Reputation: 2350
SECU is very proactive about issuing new cards anytime there's a breach. Honestly, at times it feels like I'm activating a new card every few months.
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Old 12-06-2018, 08:45 AM
 
Location: NC
11,222 posts, read 8,303,040 times
Reputation: 12469
Why do people prefer Debit Cards?

Not trying to be snarky, but assuming you have decent cash-flow, why not just use a credit card, enjoy the protections, enjoy the cash-back or points, and pay it in full once a month. (Assuming you can just treat a credit card as cash, and only spend money you have.)


I have not used a debit card once since Aldi started taking CC's. And other than Aldi, I don't know if I've ever used one.
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Old 12-06-2018, 08:54 AM
 
3,669 posts, read 6,576,178 times
Reputation: 7158
Quote:
Originally Posted by Carolina Knight View Post
I am not a fan of using debit cards. (I am abnormally normal.) I write checks wherever possible. I go to my financial institution for cash withdrawals before making purchases such as gas. My checking account has minimum and maximum balances.
Checks are infinitely more insecure than debit cards, you're whistling past the graveyard. It has your name, address, routing and account number clearly displayed without any reliable means to ensure who has access to view that information. That's all criminals need to move money out of your account.
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Old 12-06-2018, 11:41 AM
 
6,503 posts, read 3,435,815 times
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Quote:
Originally Posted by skaternum View Post
Dude, the thread is 9 years old.
They keep popping up in my Suggested Threads pane
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