Lender extending rate lock 4-6 days at a time, is this common? (agent, closing)

[Not Excited]

Hello, I am past the closing date, which has required my rate lock to be extended. To be honest, this is not something the lender and I every discussed, but after research, I see that it's to my benefit. The problem I have with it is that the closing date has expired 5 times, which is costing me more money because the lender only extends the rate for 4-6 days at a time. Is this common? The rate started at .05% and we're now at 0.23%. Everything I've read online says extensions are typically 15 days or more.

initially the closing date expired because i cancelled the appraisal due to the seller's failure to properly address a few inspection items. However, since the completion of the appraisal, the closing date and rate lock has expired 4 times (11/6, 11/10, 11/16, 11/20), due to no fault of mine. The loan officer's excuse is that he has several accounts open, training new people, etc. But, should I have to pay for this?

One more question, when receiving the closing disclosure, do I compare it with the initial estimate or last follow-up estimate when inquiring into changes? For example, I the Escrow Fee has gone up by $1000 on every follow-up estimate since the initial. When I first asked about it, the lender said that the title fees listed on the initial estimate are irrelevant because they had not yet received fees from the title company when they prepared the estimate. However, my decision to go with this lender over another was based on that initial estimate. Now that it turns out that their fees are more than the other lender, I feel misled.

Any advice is greatly appreciated. Thanks

[Brandon Hoffman]

5 times is bad. Who's fault is it? I'd ask the lender to eat the cost if it's theirs. I suggest consulting with your agent and or lender about your other questions.

[BoBromhal]

he's charging you a fee for extending the rate lock 4 days at a time?

there's more going on here than has been revealed yet.