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Old 12-14-2011, 11:17 AM
 
6 posts, read 12,296 times
Reputation: 10

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Hello,

I am a first time poster, long time reader. My wife and I (both in our early 30s) are going to be building a new home in South Florida and the builder has given us an upgrade packet for the home we are considering. The standard windows that come with the house are Double-Pane Insulated Windows, they have an upgrade to go to Impact Rated windows for $16,900. The house is right around 3000sq/ft (2 story) and I am wondering if this is an upgrade that is worth the money or if I should just stick with the standard window and shutters they provide?

I have read that cracking has been a problem for some people and that any damage to the window means the entire window has to be taken out to replaced instead of changing one of the panes out. However, on the other side it also means additional security against B/Es, better efficiency possibly, and UV protection. Out of all the upgrades this is the one that is the biggest hit on our budget. Thanks for any advice in advance.
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Old 12-14-2011, 11:27 AM
 
Location: The Triad
34,094 posts, read 83,020,975 times
Reputation: 43671
check with your insurance carrier.
iirc some of these "impact resistant" windows are comparable to hurricane shutters.

hth
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Old 12-14-2011, 12:34 PM
 
6 posts, read 12,296 times
Reputation: 10
They said that there was not extra savings for the Impact vs Shuttered Windows
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Old 12-14-2011, 01:14 PM
 
Location: Destrehan, Louisiana
2,189 posts, read 7,055,023 times
Reputation: 3637
Quote:
Originally Posted by home1023 View Post
Hello,

I am a first time poster, long time reader. My wife and I (both in our early 30s) are going to be building a new home in South Florida and the builder has given us an upgrade packet for the home we are considering. The standard windows that come with the house are Double-Pane Insulated Windows, they have an upgrade to go to Impact Rated windows for $16,900. The house is right around 3000sq/ft (2 story) and I am wondering if this is an upgrade that is worth the money or if I should just stick with the standard window and shutters they provide?

I have read that cracking has been a problem for some people and that any damage to the window means the entire window has to be taken out to replaced instead of changing one of the panes out. However, on the other side it also means additional security against B/Es, better efficiency possibly, and UV protection. Out of all the upgrades this is the one that is the biggest hit on our budget. Thanks for any advice in advance.


LOL if someone wants to get in your house they will find a way.

Pull a sheet of soffit down and climb through your attic. Remove some siding or brick and walk through the wall. Pick a lock or remove a door along with its frame, etc.

Lots of ways to get in if wanted to.

busta
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Old 12-14-2011, 02:05 PM
 
Location: Mostly in my head
19,855 posts, read 65,851,628 times
Reputation: 19380
Are these windows rated better for hurricanes? If so, go for it. If not, no. (lived in New Orleans most of my life)
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Old 12-14-2011, 10:35 PM
 
9 posts, read 29,454 times
Reputation: 29
As MrRational suggested, check with your insurance company to see how much of a discount you would get if any, versus shutters. You didn't say what the cost of the Double-Pane insulated windows cost, so it is difficult to determine how much more these cost. Check the cost of the same upgraded windows and installation from dedicated window installers. I wouldn't tell your builder you are checking this, as they will be miffed.

You need to find out how much you will save over a certain number of years in insurance discounts for those windows. Strong shutters seem like a more cost effective method. Up here in New York, for example, I once took estimates for replacing 4 windows and a big time contractor came in with a big presentation and quoted $1500 to $2000 for each window, explaining the difference in quality. A friend of mine who is a landlord referred me to someone who put the windows in for $150 each including the cost of the windows. The quality of the window is good and I haven't had any problems since. Even if I have to replace them every 10 years, I'm still way ahead.

I have found that upgrades is where contractors overprice the most. That is where they make their gravy.
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Old 12-16-2011, 09:29 AM
 
29,981 posts, read 42,953,749 times
Reputation: 12828
Quote:
Originally Posted by home1023 View Post
Hello,

I am a first time poster, long time reader. My wife and I (both in our early 30s) are going to be building a new home in South Florida and the builder has given us an upgrade packet for the home we are considering. The standard windows that come with the house are Double-Pane Insulated Windows, they have an upgrade to go to Impact Rated windows for $16,900. The house is right around 3000sq/ft (2 story) and I am wondering if this is an upgrade that is worth the money or if I should just stick with the standard window and shutters they provide?

I have read that cracking has been a problem for some people and that any damage to the window means the entire window has to be taken out to replaced instead of changing one of the panes out. However, on the other side it also means additional security against B/Es, better efficiency possibly, and UV protection. Out of all the upgrades this is the one that is the biggest hit on our budget. Thanks for any advice in advance.
The Dade Co. standards for impact resistant windows and glass doors are indeed the gold standard for the country. With a quality window manufacturer these will be warranteed against manufacture defaults such as cracking. If you can afford it do it. It is real value in hurricane prone areas. If you cannot afford it and are considering them for security rather than storm damage consider only doing the first floor with them. 3M also makes an aftermarket film which can be applied to windows (though it may void your warranty) which will also aid in adding impact resistance. So, this may be another means not as hard on your budget.

If you choose not to go with the impact resistant be certain to get hurricane shutters.
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