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Old 01-06-2012, 08:54 AM
 
Location: 92037
4,630 posts, read 10,270,747 times
Reputation: 1955

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HonuMan,

I totally agree, there is a huge subjective 'grey area' when it comes to quality of life. Everyone has their top 10 list of wants and needs and from one person to another they are rarely in the same order!

It sounds like you have some savings and investments which is certainly good! On these boards, especially in the San Diego forums, its amazing how many folks just wanna pick up and leave their small towns with 0 savings, a month to month mentality and no game plan.

I hear you about the current house you are in. It certainly seems that a new house in that situation would certainly be to your benefit. I cant imagine that with the way prices generally are around the country, that selling your current house and getting a brand new one, would be a bad thing at all.
I am sure ~250k could get you something pretty nice!

Good luck!
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Old 01-06-2012, 03:00 PM
 
Location: Portland, OR
1,082 posts, read 2,402,129 times
Reputation: 1271
Quote:
Originally Posted by shmoov_groovzsd View Post
HonuMan,

I totally agree, there is a huge subjective 'grey area' when it comes to quality of life. Everyone has their top 10 list of wants and needs and from one person to another they are rarely in the same order!

It sounds like you have some savings and investments which is certainly good! On these boards, especially in the San Diego forums, its amazing how many folks just wanna pick up and leave their small towns with 0 savings, a month to month mentality and no game plan.

I hear you about the current house you are in. It certainly seems that a new house in that situation would certainly be to your benefit. I cant imagine that with the way prices generally are around the country, that selling your current house and getting a brand new one, would be a bad thing at all.
I am sure ~250k could get you something pretty nice!

Good luck!
Thanks! We've certainly been guilty of succumbing to "expectation scope creep," where we gradually rationalize a little more space, a few more upgrades, and a slightly higher budget. Then we stop and say, "Hey, wait a minute -- we're getting a bit grandiose here!" The key is being able to dream, while retaining a rational perspective. We've since found a couple of houses online that have all of the features we want, but that are smaller than we were originally looking for. It's a matter of how the space is configured. If we had the money, we'd love to buy a lot, design our own house, and have it built, but that's more expensive that buying a comparable existing home or a new home from a developer.

Portland, having been glamorized by the media, also attracts a lot of people who want to move here with no job, no plan, and no savings. So does Hawaii, where my wife is from. Three times, we've thought we might be able to move to Hawaii, but when we ran the numbers, it would have been financial suicide. Our next potential opportunity will be when we retire, which is one reason we want our next home to be a good investment, as much as such a thing can be predicted. If the numbers don't add up then, well, Portland is a nice place. So is San Diego -- I lived there briefly when I was a kid.
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