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My husband and I put in an offer on a to be built house. Our lender pre approved us and because the development wants to save there butts come anything happen near completion they require us to get pre approved by one of there perferd lenders, of course we don't have to use them. I am worried they won't approve us at the same amount. Is this common? Also, since it's a new build do we tech. have time to even better our DTI and savings so come actual underwriting time for a loan approval with take posibille more time. Hence we are right at 26/42 for DTI yet come march (closing) it will be more like 24/38 due to the new funds from the job. I figure they will take all financial info now, pre approve and am for an updated set come closing?