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We were to close on our first home this past Friday, April 19th but four days before closing lender says they want to do their own verification and do a credit supplement. Will this cost me my home loan? Trying to buy a foreclosure owned by Fannie Mae and they didn't want to do extension but finally agreed for April 30 th after the listing agent contacted my lender. We don't know what the credit supplement is for...did pay 3 CAs but one didn't exist anymore . I already did phone conference with creditstar to verify it did not exist, also at last minute had to do another phone conference to verify a bill that I have been paying for over a year with no late payments. Does the lender just need to contact the creditors to make sure the payments have been paid even though I turned in confirmation numbers?
Please advise...would a lender take us this far in the process and deny us at the last minute?
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