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From a bank account of course. But it isn't like the auction company can go to Wells Fargo, present a cashier's check and get the SS# of the person who purchased that check.
And that bank has his SS# on file. So in a nutshell, you can't buy it without disclosing your SS# to someone, somewhere.
Our community has been devolving to outright barter since there is no bank within 50 miles anymore. If you stopped most people in town and saw the contents of their wallet, it would mostly be blank postal money orders.
Blank? How does that work? Normally, money orders are only issued for specific amounts: You give the post office $49.99 and they give you a money order for $49.99 (minus some fee).
Quote:
Originally Posted by Lacerta
From a bank account of course. But it isn't like the auction company can go to Wells Fargo, present a cashier's check and get the SS# of the person who purchased that check.
So you are figuring the OP wants to keep his SSN secret from the auction company, but not keep the transaction secret from the government? Why do you think that? I mean it could be true, I just don't know how you got there.
Quote:
Originally Posted by Velvet Jones
While you may get past the title/closing company, you likely will not get past the municipality. I've never lived anywhere that did not require a certificate of occupancy, which in turn required a SSN for local tax purposes. Good luck.
I've never lived anywhere that did certificates of occupancy for existing houses -- only for new construction -- and those are issued to the builder, not the buyer, so if they involve any SSN it's the builder's.
So you are figuring the OP wants to keep his SSN secret from the auction company, but not keep the transaction secret from the government? Why do you think that? I mean it could be true, I just don't know how you got there.
Yes, my assumption was simply that the OP doesn't like giving his SS# to any more people than necessary. I work in a property management office, and when we sign a lease, many people don't want to give us their SS#. But we need it if we end up having to evict them. So if they won't provide it, we won't sign the lease. So I see this a lot.
If the OP is actually trying to keep the purchase secret from the government, my mind doesn't work in that fashion, so I have no advice of any kind. That possibility honestly did not occur to me.
Who do you not want to have your SSN? The agent or seller shouldn't need it. The closing attorney/title company will. You could set up a LLC to buy it as but I think you still need your SSN to set up the LLC.
Yes, my assumption was simply that the OP doesn't like giving his SS# to any more people than necessary. I work in a property management office, and when we sign a lease, many people don't want to give us their SS#. But we need it if we end up having to evict them. So if they won't provide it, we won't sign the lease. So I see this a lot.
If the OP is actually trying to keep the purchase secret from the government, my mind doesn't work in that fashion, so I have no advice of any kind. That possibility honestly did not occur to me.
DH & I paid cash when we bought our house. I don't think we disclosed our SSN's anywhere.
When we got our occupancy certificate from the City though (an occupancy inspection to make sure the house is habitable is required, plus a signed document citing everyone who lives in the house), we had to disclose our SSN's, but that was after the sale process and unrelated to it.
We need to come up with a better identifier than SS#, maybe a fingerprint system. Apple already has the Iphone5s set up with a fingerprint as a password, I think. SS# was set up for Social Security, but it seems so many agencies, companies, organiziations, etc., use it for their own needs of identification. Health insurance companies once used SS# as an identifier for their subscribers and due to complaints they stopped the practice. I think some retail stores still ask for SS# (still in this day and age!) for some reason.
I think some retail stores still ask for SS# (still in this day and age!) for some reason.
It is easier to find folks who pass bad checks, use stolen credit cards, don't pay their bills to prosecute or send to collection agencies (depending on the situation).
It is easier to find folks who pass bad checks, use stolen credit cards, don't pay their bills to prosecute or send to collection agencies (depending on the situation).
Oh, that is why - I've always wondered - people are asked for information like address, phone number, and sometimes the SS#. About 20 years ago, I remember a lady was giving the requested information to the store clerk and the clerk repeated everything back - the lady became understandably upset and said loudly to the clerk "why don't you just say it a little louder so the whole store can hear?"
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