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[quote=NY Annie;38937244]I'm not going to jump on the complete scam bandwagon, but I am still not understanding how the OP believes that fiance is taking more risk in this venture.
You see, if he stops paying the mortgage while you are out of the country, the bank could foreclose.
If he doesn't have the money to make repairs, then you lose.
Now he realizes he needs a co-signer? Is this post even legit? If it is, jeeze Mix, just walk away now and WHEN you get to the US with your visa, then buy a house.
I'm sure he can manage to support you, but does he have enough leftover income after paying the mtge to support you according to K1 guidelines? You really should run this by your immigration lawyer to be sure. The last thing you want is to be denied a visa because of income requirements.
Now he realizes he needs a co-signer? Is this post even legit? If it is, jeeze Mix, just walk away now and WHEN you get to the US with your visa, then buy a house.
Oh no he doesnt need a co-signer if I give him the money. I think his loan limit increases if he has a co-signer..
I think everyone means well in dispensing their advice, but you can't live a life without taking any risk. Sure, by all means, take every reasonable precaution, but don't be afraid to use your natural instinct (no one else here has met, or has observed, your boyfriend). You are a very smart woman obviously, so analyze the situation with all the advice you have received from your friends, posters here and, most importantly, the attorney.
I just think that it would be a shame for you to possibly ruin your relationship with this guy because some Internet posters thought that he *might* be a crook. Maybe you will get burned, maybe you will live happily thereafter, but make sure it is your decision since no one but you will have to live with it. Ultimately, is your prince charming worth risking $50K over? That's not the end of the world for many people in First World countries. It's only money.
The only person who can make a proper assessment is you. People on here do not know you or your fiance.
I don't even take advice from my own parents when it comes to my partner. They don't know him and still think he's a con artist. We've been together for years, and my parents still think he's going to dry out my bank account and run any day now.
The only person who can make a proper assessment is you. People on here do not know you or your fiance.
I don't even take advice from my own parents when it comes to my partner. They don't know him and still think he's a con artist. We've been together for years, and my parents still think he's going to dry out my bank account and run any day now.
Just because he hasn't done it yet, doesn't mean he won't in the future Lol. I'm happy your relationship is working out, however, objective observers are much better judges of character that a person's significant other. The old adage "love is blind" very much applies here. As for Mix's situation, it is true none of us have even met the fiancee, so we are less accurate judges than, say, Mix's family would be. However, there are many red flags. Let's put aside the idea that the fiancee could be scamming her out of a lot of money for a moment. There is still at least one big problem. Reading OP's many posts, she keeps repeating the theme that money will be tight, it will be very tough to afford the house even with her $50K contribution, blah, blah, blah.
I completely agree with whoever suggested she speak to her immigration attorney RE: income requirements for her K-1 visa before he(they) buy the house. Even if the fiancee isn't scamming her, it sounds like they can't afford as much house as they are about to buy, and being house poor is a very stressful way to live, (especially since in this case, it can threaten her ability to remain in US).
Just because he hasn't done it yet, doesn't mean he won't in the future Lol. I'm happy your relationship is working out, however, objective observers are much better judges of character that a person's significant other. The old adage "love is blind" very much applies here. As for Mix's situation, it is true none of us have even met the fiancee, so we are less accurate judges than, say, Mix's family would be. However, there are many red flags. Let's put aside the idea that the fiancee could be scamming her out of a lot of money for a moment. There is still at least one big problem. Reading OP's many posts, she keeps repeating the theme that money will be tight, it will be very tough to afford the house even with her $50K contribution, blah, blah, blah.
I completely agree with whoever suggested she speak to her immigration attorney RE: income requirements for her K-1 visa before he(they) buy the house. Even if the fiancee isn't scamming her, it sounds like they can't afford as much house as they are about to buy, and being house poor is a very stressful way to live, (especially since in this case, it can threaten her ability to remain in US).
I completely agree with the bolded.
I actually have an acquaintance that was scammed out of $20k by a "fiance", so I completely understand the concern.
It's also very hard to tell the difference between real concern and just bias. For instance, in our case we're a gay couple. My family's been trying to find any reason to prove that he's a scam artist even though he's an accountant for one of the largest companies in the country. His family's been trying to find me on the FBI's most wanted list even though I'm an engineer for the department of transportation.
So, I can imagine biases being a factor when it comes to a multi-national couple.
OP, I urged caution and I still believe caution and a full understanding of the financial situation you might encounter is important to you.
And now I'm going to jump on the "go for it" train. Someone above said that life is chances. Chances taken and chances missed. A little about me:
Almost 18 years ago, I met a man online and we talked for months...online. We met in person 5 months later and within 2 months of that meeting, I moved 3 states away to be with him. I was 48 at the time. I did have a back-up plan with a good friend that I could make in with her if it didn't work out - so I would not have been homeless, but it was still a risk. 18 years later, we are still together and I have never been happier, nor could I imagine finding this deeply happy and satisfying of a relationship. Chances. Some don't work out - and some do. It was a calculated gamble.
I suggest to you that you have a back-up plan. That you always have enough money in your own, separate account that you can stand on your own feet should that need arise. Other than that,
it's just money and a little time lost. I wish you the best of everything.
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Lol. I'm happy your relationship is working out, however, objective observers are much better judges of character that a person's significant other. The old adage "love is blind" very much applies here. As for Mix's situation, it is true none of us have even met the fiancee, so we are less accurate judges than, say, Mix's family would be. However, there are many red flags. Let's put aside the idea that the fiancee could be scamming her out of a lot of money for a moment. There is still at least one big problem. Reading OP's many posts, she keeps repeating the theme that money will be tight, it will be very tough to afford the house even with her $50K contribution, blah, blah, blah. 
